Takeaways:

• Did you know that 4 in 10 Americans don't even use cash in a typical week? That's like saying 4 out of 10 people prefer to pay with their phones instead of crumpled bills!
• In just nine years, the percentage of cashless transactions has skyrocketed from 24% to, well, let's just say, it's a lot higher now!
• Money is becoming conditional; if you're earning over 100 grand, you're probably tapping your phone, while those making under 30 grand are still counting their bills. Talk about a financial divide!
• A staggering 5 million American households are without a bank account, and when stores go tap-only, where are they supposed to shop? It's a real head-scratcher, isn't it?
• We're creating an economy that demands a credit score just to play along; it raises the question of who gets left behind as we rush towards a cashless future. Pretty wild, huh?
• The real kicker isn't if cash will disappear, but who will be left in the dust when it does. Are we even paying attention before the door closes? Let's chat about it!

Links referenced in this episode:

• JamesABrown.net

This is the Daily Note.

I'm James A.

Brown.

4 in 10Americans don't use cash in a typical week.

That was 24% just nine years ago.

Money itself is becoming conditional.

If you make over 100 grand, you tap your phone.

If you make under 30 grand, you count bills.

The system isn't just going cashless, it's sorting people.

5 million American households have no bank account.

When the store goes tap only, where do they shop?

When parking needs an app?

Where do they park?

We're building an economy that requires a credit score to participate.

The question isn't whether cash disappears, it's who gets left behind and whether we'll notice before the door closes.

What do you think?

Let me know in the comments on JamesABrown.net, on that note.

I'm James A.

Brown and as always, be well.