You are the pilot - in control of your retirement. To get you from point A (pre-retirement or already in retirement) to your destination (safe and secure retirement). 2022 was not a good year for your retirement flight as Fed Chairman Powell made a firm stand on combating inflation -

1. Rate hikes never before experienced
2. Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
3. Credit Card interest rates have jumped
4. Yet, unemployment remains at historic lows

Have you honestly considered how your retirement flight is going; experience turbulence during your flight doesn't mean abort the flight. What it means is coordinate with the control tower (Estate Management Counselors, LLC as your professional counselor and advisor) to determine the best course of action for you based on your individual circumstances and risk tolerance. Then implement the changes and continue on with your retirement flight. Your safe and secure retirement is YOUR responsibility. What steps should you take - If you're piloting this retirement flight, you don't do it alone - you are in constant contact with control tower to guide you there. Why? They have already had so many retirement flights and are there to help you. This is similar to working with Estate Management Counselors - we are your control tower - we have already assisted hundreds of others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE