Are you spending in ways that truly reflect your values? In this episode, I sit down with Debra Jacobs from Money Smart for Life to unpack essential financial strategies tailored for students and young adults stepping into their careers. From budgeting basics to aligning spending with life goals, Debra’s insights are invaluable for anyone wanting to take control of their money.

We explore the power of "value-based spending" and how avoiding default purchases can transform your financial health. Debra challenges us to rethink what truly matters—whether it's travel, wellness, or long-term security—and how our financial decisions can reflect those priorities. Her three key questions on spending habits are game-changers, helping to guide conscious financial choices that bring genuine joy and fulfilment.