Danger doesn't give advanced warning so sharpen your tusks with planning!

• So planning is what we can do to sharpen our tusks just like the boar. (02:18)
• "What if something happens to me?" We know how much money your spouse would need and we now have insurance to cover it. (02:34)
• Would you like to retire early or would you like to take more vacations with your family and retire at your original goal age? (02:47)

Quote for the episode: "If you worry about any financial 'what would happen ifs' in your own life, then your plan is still in need of some sharpening." ((03:04)

Securities offered through TFS Securities, Inc., and Advisory Services through TFS Advisory Services, an SEC Registered Investment Advisor Member FINRA/SIPC. TFS Securities, Inc., is located at 437 Newman Springs Road, Lincroft, NJ 07738 (732) 758-9300.

Welcome to the Enjoy More 30s Family Finance

podcast. The only podcast dedicated to making life more

enjoyable for young families by hitting on the financial topics

that tend to weigh on us, stress us out, and distract our focus

from simply enjoying life.

Hello, welcome once again to the Enjoy More 30s

Family Finance podcast, and our series The Financial Parables of

Your Life. As you, I would assume, are accustomed to by now

if you've been listening each and every week, what I'm doing

is going through a parable, fable, a short story of some

kind or another that you're probably familiar with because

stories are so powerful. They're a great way to remember really

important concepts in a simple way. So as always, before I

begin, please share please like please leave reviews. I'd love

to reach and help as many young families as I can out there that

are probably very much like you.

So today please join me for our story, The Wild Boar and the

Fox. A wild boar was sharpening his tusks busily against the

stump of a tree when a fox happened by. Now the fox was

always looking for a chance to make fun of his neighbors. So he

made a great show of looking anxiously about, dancing near

and far as if in fear of some hidden enemy. But the boar kept

right on with his work. "Why are you doing that?" asked the fox

at last with a sly grin. "There isn't any danger that I can

see." "True enough", replied the boar. "But when danger does

come, there will not be time for such work as this. My weapons

will have to be ready for use then, or I shall suffer for it."

Danger doesn't let us know that it's coming in advance. A

crystal ball would help all of us navigate better if it

existed. I know I could really do a great job of helping people

enjoy every single piece 100% of the wealth that they built up if

I had one. But I do not as I don't think you do either. So

planning is what we can do to sharpen our tusks just like the

boar. Will we have enough for college? Let's plan to see what

path you're on. What if they don't go to college? We can use

a more flexible account if that's a concern. What if

something happens to me? We know how much money your spouse would

need and we now have insurance to cover it. You're all good.

What if I'm not on track to ever retire? Your plan shows you are

actually ahead of schedule. Would you like to retire early

or would you like to take more vacations with your family and

retire at your original goal age? When we know what would

happen if, if this, if that, then we feel better. The tusks

of our plan, they're sharp. If you worry about any financial

"what would happen ifs" in your own life, then your plan is

still in need of some sharpening. If you still have

questions if you're not quite sure of any of those what ifs

and you're concerned about what would happen in a certain

scenario, there is room to get those tusks just a little bit

sharper.

Thanks for tuning in today and join us for next week's story,

The Carpenter's Stool. I hope you enjoyed today's story.

Please remember to review and share for others. And if you

need any help, don't hesitate in reaching out. I probably have

helped someone just like you. Until next week. Thanks for

joining me today and I look forward to connecting with you

again soon.

The conversations on this show are

Joe's opinions and provided for general information purposes

only. They do not constitute accounting, legal, tax, or other

professional advice for your specific situation. You should

always seek appropriate advice from a financial advisor,

accountant, lawyer, or other professional before acting upon

any content or information found here first. Joe is affiliated

with New Horizons Wealth Management LLC, a branch office

of TFS Securities, Inc., and TFS Advisory Services an SEC

Registered Investment Advisor, Member FINRA/SIPC.