Tedd Huff, CEO of fintech advisory firm Voalyre, sits down with Geetha Panchapakesan, Founder and CEO of Tesser, to explore how stablecoins are changing cross-border payments for enterprises tired of slow, expensive banking methods. Recorded live at Money 2020, this conversation cuts through the noise to address real pain points that treasury managers and CFOs face when moving money across borders.

Traditional payment systems force companies to pre-fund accounts in multiple countries, tying up capital that earns nothing while transactions crawl through correspondent banks over days or weeks. Stablecoins offer instant settlement without pre-funding requirements, giving businesses real-time visibility into every transaction. The conversation covers practical adoption strategies, including how to test one payment corridor before scaling, and addresses regulatory clarity emerging from frameworks like the Genius Act. Geetha shares why remittance firms and cross-border payment companies are seeing immediate efficiency gains, and delivers actionable advice on calculating idle capital costs, measuring time savings, and leveraging blockchain traceability for compliance.

TAKEAWAYS:

1️⃣ Companies handling money transfers across challenging payment corridors are seeing the biggest wins right now with instant payouts.

2️⃣ Stablecoin transactions can be checked in real time so you always know exactly where your payment stands.

3️⃣ Calculate all the money sitting in foreign accounts earning zero interest; that capital could be deployed elsewhere.

4️⃣ Track exact time savings and cost reductions from your test corridor before expanding to broader implementation.

5️⃣ Every blockchain transaction creates a permanent record showing exactly where funds moved and when.

LINKS:

Guest - Geetha Panchapakesan: https://www.linkedin.com/in/geethapanchapakesan

Company - Tesser: https://www.linkedin.com/company/tesser | https://x.com/tesser_xyz

Fintech Confidential:

Youtube: https://youtube.com/@fintechconfidential

Podcast: https://fintechconfidential.com/listen

Newsletter: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

X: https://x.com/FTconfidential

SUPPORTERS:

Dfns: Wallets as a service with API-first, multi-chain design secured with MPC; powers crypto payments across 50+ networks. https://dfns.co

Skyflow: Zero-trust data privacy vaults as an API to collect, secure, and tokenize personal information while keeping compliance and usability. https://skyflow.com

Hawk AI: Real-time screening, ML monitoring, and dynamic customer risk ratings to strengthen fraud and financial-crime prevention. https://hawk.ai

ABOUT:

Geetha Panchapakesan is Founder and CEO of Tesser, a payments platform enabling banks, MSBs, and PSPs to make and receive stablecoin payments with the same ease as traditional payment rails. She brings 18+ years of experience leading product and strategy at MoneyGram, Visa Direct, and Circle.

Tesser is a New York-based fintech company building stablecoin-based payments infrastructure that enables licensed financial institutions to move money across borders instantly and compliantly. The platform integrates stablecoin payment rails into existing financial systems in under a month, reducing cross-border settlement times from weeks to hours and cutting costs by up to 95%.

Tedd Huff is Founder of Voalyre, a professional services and advisory firm focused on global payments and banking. He is also a video podcast host and executive producer on the Fintech Confidential network. Over the past 25+ years, he has contributed to fintech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering process improvements and user experience-driven value to simplify the complexity of payments.

DD3 Media: A media creation, management, & production company delivering engaging content globally.

CHAPTERS:

00:00 Intro

01:04 Dfns: Wallets as a Service

02:12 Live from Money 2020

03:27 Pain Points of Traditional Payments

03:59 Stablecoins Change Everything

05:05 Real-World Applications

05:51 Enterprise Adoption

06:35 Educating the Market

07:44 Hype vs Reality

08:19 Proof of Value

12:34 Regulatory Uncertainty

14:05 Experimenting with Stablecoins

15:12 Skyflow: Building Fast and Secure

16:37 Lightning Round

20:25 Visa and MasterCard Expansion

22:01 Choosing the Right Stablecoin

24:17 Future of Stablecoins

28:56 Final Thoughts

30:55 Hawk AI

That is the way money moves today.

It is the only way money moves today, isn't it?

Crypto.

Isn't that like volatile?

I can go to my bank and like I can do exactly what I'm doing,

but actually do it in stables.

That makes my life so easy.

The market is about $316 billion.

It's mostly covered by USDT and USDC.

I mean, they're dominating that piece.

If you were to give them one piece of advice, what would it be?

And in one sentence.

I would say,

and today we're gonna focus specifically on USD pegged stable coins

for bank grade, cross-border flows, and, and we're gonna be talking about

how her company tesser fits into that.

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Built right.

Good morning.

Welcome to Web3 with FTC.

We're here at the show floor at Money 2020 inside of the

Money Pod in Las Vegas, Nevada.

I'm your host, Tedd Huff, the founder of FinTech Confidential

and CEO of FinTech advisory firm of Voalyre Cross-Border Payments.

They're still tying up cash and pre funds, and not only that,

but they take days to post.

But what's changing that?

Is on chain stable coins.

They settle fast.

They give clear queryable statuses, and today we're gonna focus specifically

on USD pegged stable coins for bank grade, cross-border flows.

And we're gonna be talking about how her company.

Tesser fits into that.

Gita is the founder and CEO of Tesser, and it's designed to enable enterprises

to send cross-border payments and hours a instead of weeks or days.

It really is built on this stable coin infrastructure.

She has an amazing background.

She's a veteran from MoneyGram to Visa, direct and Circle, and

she's taken all that experience and she's brought it and built out a

blockchain powered money movement for enterprises and financial institutions.

Gita welcome.

To the Money Pot and FinTech Confidential.

Thank you so much Tedd.

I wanna kick this off because we're talking about how payments, they

feel like they don't change that fast, but they actually kind of do.

Yeah.

Where we're looking at it, stable coins have to be the way to make moving

money simple, fast, and less expensive.

But I wanna ask you, what is driving everyone to decide that

they wanna try something new, get, get outside of their comfort zone?

Geetha Panchapakesan: Because there's real value.

I'll stop with that.

So, I mean, to the point you're making payments, they seem to

move fast, but they're not.

Part of it is a lot of the shifts are incremental, but now what we've

seen in terms of blockchain and stable coins is a big seismic shift.

The answer to your question is there is a fundamental pain point to be solved for.

When I started MoneyGram doing cross border payments, I was responsible for

opening up the US to Philippines, US to Mexico, US to India corridors, and.

I remember six months negotiating with a bank in Philippines so we could

keep our money with them, but they would pay us no interest and how often

we'd need to refill the pre-fund, et cetera, and it was incredibly painful.

That is the way money moves today.

It is the only way money moves today.

People keep money with other people and then hope that it moves from there.

So stable coins are.

A better instrument and they move online on chain instantly.

So what's happening now is the value gets transferred.

You owned the value.

It's moved.

Now I own the value.

Done.

What is the biggest single change that you see stable

coins bringing to that money?

Movement, infrastructure.

Geetha Panchapakesan: Think about it this way.

If I had to do the US to Mexico, US to Philippines, whatever, I had

to find a bank in every country.

I had to take money outta my balance sheet.

I had to go put that money there.

When that money runs out, I have to make sure I refill it in time.

I'm not kidding you.

Even today, some of the largest psps only find out they're

out of prefund in the country.

When someone says, oh, my payments didn't happen.

What happened?

That actually happened to me earlier or not.

And so when it's stable, you don't have to prefund.

You've sent the money, they've received it, they can pay it out instantly.

There's no balance sheet.

Oh, I gotta like plan for so much that needs to be there.

It's like, all right, I gotta send a million dollars.

Here has a million USTC goes to the other side, 18 million pesos.

You're done.

When we think about this, one of your core target

markets is the enterprise level.

Do these treasury managers and CFOs, do they have a good grasp

on stable coins or are they, they still as I call it, stable curious?

Yeah.

I will tell you, it, it runs the gamut.

In the large company, large enterprise, large bank, they're

starting to dig into it.

It's, they're still a long way from really understanding, but it does run the gamut.

There are early adopters who've jumped in who have brought in the right people, but.

It goes all the way to the other end where people like Keita, I would like a stable

coin 1 0 1 first before we go any further.

I'm like, I'm trying to sell you Tesla, man.

And he's like, yeah, yeah, but explain what a stable coin is to me first.

So yeah, it does.

It does.

Just that comment right there and talking about them wanting

a stable coin 1 0 1, I would love for you if you could share that experience

that you had with somebody who's like, yeah, I don't quite get the benefit.

And what that light bulb moment was for them.

They're like, oh.

Now I get it.

Yeah.

I actually had a very recent conversation with a very large PSP who moves

like billions of dollars, and they were being a little shortsighted.

They were like, oh, if I'm sending money to the Philippines instead

of a correspondent bank, I now need some other off ramp provider.

What's the difference?

Like I'm not really gaining anything.

And then I was like.

Let's go together to your bank that you're using in the Philippines and

tell them, forget the off-ramp provider.

You receive the stable coins.

You can pay out in PHP instantly, and you don't need to hold an Astro account

and like prefund and things like that.

They're like, oh, I can go to my bank and like I can do exactly what I'm

doing, but actually do it in stables.

That makes my life so easy.

I don't need to like, you know, find money to put in my PHP account anymore.

It was definitely a light bulb moment.

It took them some dot connecting, but they got that.

There's so much hype right now.

I mean, genius Act passed and so now everybody seems to be talking about

it and I'm super happy for you because the investment that's going into this

space is so crazy because of the hype.

Everybody's got an opinion.

And a lot of times it's not based upon what's really working, it's just

what they're trying to fundraise for.

Yeah.

So are stable coins actually delivering on the speed, security and savings?

Kind of touched on it, but are they actually delivering on

that whole value proposition?

Let me do that by giving you an example.

There's a very large exchange in Mexico, very well known.

They were in exchange, that's all they were doing about three years ago.

Someone said, okay, let me try to use them to send remittance settlement

funds into Mexico, and now they're processing 10 billion annually.

They wouldn't just be processing 10 billion overnight if it weren't for

the fact that there was actual value.

So the companies that are using them to settle in Mexico are basically

sending them USDC and they are paying out a Mexican peso instantly.

The speed value is there.

Security value, I think is something that, again, blockchain transparency.

There is definitely a question of whether, you know, there

is fiat lag on either side.

Do you actually get transparency into the whole thing?

No.

That's going to come, that's going to evolve, but right now.

The on chain leg, you can see exactly what's happening, where the funds are,

where it went, when it went, was there a problem with the network, all of that.

So overall, I don't think they would've been the adoption that there

is if it weren't for the fact that people are actually seeing value.

Right.

When I was at Circle, visa came to us to do MENTS in USDC and they

have been continuously growing that.

They have been adding stable coins, they have been adding merchants, they

have been paying out and stables.

That has grown significantly.

So again, wouldn't happen if there wasn't value.

I think that the impact speaks for itself.

It's so funny the way that you're describing it.

It takes me back to a conversation I had just yesterday at an event and we gotten

the discussion of the stablecoin sandwich.

Yeah.

Which the.

Famous.

Yeah.

Stable co sandwich.

You know, it brings me back to like one of our advisory clients, and we

originally started having the discussions about doing cross-border stable coin

movement, but they had a lot of pushback from the recipient in the country of

origin of the products that are sold from, and those companies there weren't willing.

To entertain even the delivery mechanism.

Being in stables, they wanted everything to follow the traditional swift route

correspondent banks, and they were okay with a four to seven day delay just in

case, you know, 'cause you know, like when you move money, the correspondent

bank may run it a fraud review, and although it's supposed to be the next

day, it can turn 4, 5, 6, 7 days.

After that point.

How would you communicate?

To just pretend my client's sitting right here, what would you say to them?

To help them understand how they could speed up and make

their business more efficient.

During that,

we worked with a very large reiter.

When I was at Circle, the Reiter was looking at what options

they had to make their overall settlement process more efficient.

So this reiter works with agents in every country.

So there are actually people in the country that do the payout on their

behalf, but then they actually don't receive the funds from the Reiter

till well after they've paid it out.

So over the weekend, they don't get anything at all from the reiter.

They don't get it till the Monday morning.

They have a line of credit that's extended to them by a bank that they're paying for

that they actually use to make the payoff.

So first they were like, I don't know what the stable content is, man.

I don't wanna touch it.

Get me fiat.

This is weird stuff.

Then when we went through the flows and explained to them, you

can get paid immediately after the transaction, or you can get paid

once a day, even over the weekend.

And they were like, over the weekend, how does that work?

And then we kind of walked them through it and they're like, oh, that

means I don't have to pay the 11%.

I pay every day to my bank.

For that line of credit, and we're like, yes, that's what we're trying to tell you.

They're like, okay, I think I'll try this thing.

So you literally walk them through the reality of what the

advantages are and they get it.

I want to look at it as like, from your perspective, what kinds of

enterprises are experimenting or have started to move some of that over and

doing their AB tests across the board?

What do you see those enterprises, what's keeping.

The ones that have decided to do that?

What's keeping them from giving stable coins a shot?

I'd say a few things, right.

Some of them are still vague about the regulations and depending on

which jurisdiction they're in.

Again, we're a global company, so I talk to people everywhere.

Depending on which jurisdiction they're in.

The regulations may or may not be clear.

In most cases, the regulation is just.

There's nothing there.

It doesn't say do it.

It doesn't say don't do it.

So people are a little bit afraid, but in many cases the regulation exists.

They just haven't put the time into figuring out, oh,

okay, this is how I do it.

Because you know, everyone's got a business to run and this is like a new

thing that they have to figure out.

So that's one you said, not to touch on their trust and volatility thing.

So I will leave that there.

The other thing is.

People are very shortsighted about how they think about stable coins.

Mm-hmm.

So I work with primarily banks and psps and msb.

So anybody who moves money on behalf of others.

And when you talk to psps, they are like, you know, similar

to what I mentioned before.

They're like, well, I'm using another person on the other end

anyway to do a fiat payout and the cost of this versus the cost of

that, I don't see the difference.

And you have to sit down with them and walk them through a very short

kind of view versus a broader view of how this will make their overall

business incredibly efficient.

And also they're gonna be other people who adopt it sooner that are going to be.

Cheaper, faster, and these guys are gonna get left behind.

You have to kind of make them think beyond the, oh, show me, not show me the value.

Now in this particular thing that I'm looking at,

what is like one of the best, I'll call it experiments or

proof of concepts that an organization should be looking at just to see

how it could fit into their funds flow, into their money flow.

Yeah, into their infrastructure.

What's like the f. First place you would suggest they start?

I will say that the clear product market fit

today is in cross border payments.

So if you are in cross border payments, like don't look at, I'm gonna replace Fed.

Now with stable coins, you're not going to get anything there.

But if you're involved in crossbar payments, pick a corridor, pick

one that you know is difficult.

I've had a lot of companies come to me.

To talk about like flows that you don't think of.

We always think of like US outbound and Europe outbound, but

actually reverse flows, right?

There's like a lot of funds coming into the US in US dollars.

Pick a corridor that is difficult for you today.

Just pick one, right?

And try and figure.

How to make that more efficient with stable costs.

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I mean, that's a similar approach that I take with a lot of other.

Payment methods, payment rails, even expansion, like a company that

wants to expand outside of the us.

We, we take a very similar approach to that and even.

Entities that are outside the US trying to come into the us, we try

and help them stay focused on one place to prove that market fit.

Yeah, we're just about to head into the lightning round, but for those

of you who are, are sitting here and, and listening to us today, if you

haven't already, go ahead and head over to FinTech confidential.com and

go ahead and sign up so you can find out about everything or head over

to Spotify, YouTube, apple Podcasts.

Go ahead and subscribe there and you can find out all the

other fun stuff, but Geetha.

Going into this lightning round.

Real quick questions, real quick answers.

Let's keep it as fast as we can, right?

My first question for you is, what is the number one thing people

get wrong about stable coins?

When you said it yourself, there's this

whole question of, isn't it crypto?

Isn't that volatile?

I heard there was a Deepak for USTC, there is still a lot of uncertainty.

These are the people who need the Stablecoin 1 0 1, but yes, I

think there is definitely that.

Do you think that what happened with Paxos and PI USD here just a couple

weeks ago, has that caused any damage or is it kind of like a blip on the radar?

I tend to believe it's a blip on the radar.

It didn't actually impact anybody negatively.

It was just interesting news.

I don't know how it happened.

That's a whole other question, but I don't think there was a

significant impact because of that.

It may or may not have involved some vibe coding,

but we'll, we'll leave that for another discussion for another day.

The next question is, genius Act became law in July this year.

Which provision do you feel reduces the most risk for on

chain stable value this year?

What's the first step that a financial institution A PSP or an

enterprise should do to align with it?

So Genius Act, just to clarify,

focuses on stable con issuance.

So basically puts very clear framework around.

Who is allowed to issue a stable coin.

Along with that, what are the requirements in order to be able to

issue the stablecoin that you have to comply with on a regular basis?

So given that there are two things I think that are most important are, one, they

have identified the kind of enterprise that can actually issue stable coins, and

they're very clear framework around that.

So it is, I think, called P-P-I-S-P-P-S-I, something like that.

But it's basically, these are the requirements for

somebody who can issue us.

Stable coins, you can be comfortable knowing that the Fed has approved

this particular kind of entity.

Second thing is very clear on one-to-one backing.

So where do you actually hold your reserves, how you hold your reserves.

All that is very clear.

So again.

You have to be okayed by the Fed and the Fed on a regular basis is tracking.

Where are you holding your reserves, are you transparent, et cetera.

They've done a very good job of actually making it much more transparent, secure,

and safe for people to be able to adopt.

So we're gonna switch over to Swip.

They made an announcement recently that they're building their

own blockchain based platform.

It's a shared ledger with over.

30 banks, how do you see that shifting the roles between your bank led rails

versus your open, stable coins going into, heck, let's just say next year?

How does that change everything?

I'm gonna give you the honest answer, but I

hope the banks are not listening.

These are some of the largest banks in the world.

Swift came up with this incredible innovation called Swift, GPI,

like, I think eight years ago.

It's been a while.

Less than 20% of banks today actually still actively use Swift GPI.

It's incredible.

Actually.

It's a very cool addition to Swift 30 big banks getting together with

Swift making the announcement.

I think we have a long way to go before we see any real impact of that.

I think it's more a pledge to do something and 2026, I will lay my,

you know, thing to say no impact.

2035.

Okay, maybe something, but between now and then how the

industry will evolve is wide open.

Just so many things that are happening.

So we've seen Visa and MasterCard.

I mean, you've had experience with Visa directly.

They've all expanded into Stablecoin settlement, and they keep adding more

and more and more options around that.

They've added UOC, they've added PI USD.

What impacts.

Does that have to the value chain, meaning the merchant, the acquirer,

and the car brand, what impacts does that have for them by doing so,

and I have to give kudos to Visa for figuring this out a

while ago, that there is real positive impact, that there's real value there.

If you think about it today, merchant settlement happens during the week.

During market hours, so when people buy things and they pay for them,

the merchant actually doesn't get paid till two days after and four

days, sometimes four, exactly.

Four days after.

It can be four days after.

Suddenly, merchants are able to receive the funds instantly because they're

receiving it in stable coins, right?

That's what Visa's doing.

Now, obviously Visa works with the issuer and the acquirer.

They don't work directly with the merchant, so the acquirer

has to enable the service.

So now suddenly there are acquirers who have enabled the service and

there are acquirers who have not guess who's going to be the one

that me and start moving towards because they can hold their working

capital instantly over the weekend.

They can actually put their money to work.

This is just the beginning, what Visa's done.

I don't know the numbers now, but again, I worked with Visa when I was at Circle

and brought them into the network, and I know they've grown significantly

because there is clear demand for merchants wanting to use the service.

Speaking of the stablecoin market and growth, the market

is about $316 billion, and it's mostly covered by USDT and USDC.

I mean, they're dominating that piece, but give your rule of thumb for

picking a coin per corridor and when you should specialize in something.

USD,

when you say per corridor, you basically mean

they're all issued in different places, so you're saying Okay, because of

that, like how do you, how do you basically pick the whole point of a

US dollar back stable coin is it's US dollar backed, and so wherever it is.

That doesn't matter.

That's not the thing you make your decision based on.

You make your decision based on the strength of the coin.

Yes, I'm X circle, but I objectively will say U TC is where you start.

And the reason for that is USTC and Pi USD are both like, well within the regulatory

framework, reliable, transparent, they're very, uh, safe, stable coins to use.

The truth of the matter is, depending on the use case.

You send USDC over to another part of the world, they need to be able to take that

USDC and get their local fiat out of it.

You send P-Y-U-S-D, it's a lot harder.

You send USDC, the liquidity is pretty much everywhere, so you're

able to get local fiat out of it.

So I would put those considerations.

And also because access to U SDC is easier, it costs less.

To switch from USDC to local fiat that does from a, from many other

coins, USD T's, even cheaper.

You bring up the USDT because they by far have the

large market share of everybody.

Yeah.

But now they've decided to add another coin.

USAT.

Yeah.

But USAT and you have USDT, these two here.

I'm wondering what kind of interoperability that Tether

is gonna bring to that.

I don't have a crystal ball for tether.

I think they will make it interoperable.

Tether Hass been very smart about how they go to market and how they

push the global presence, right?

So that they're accessible everywhere.

They're doing USAT because they want to be a regulated, stable coin in the

us but at the same time, they don't wanna give up the dominance they

have with USDT, so they're going to try and make it fully interoperable.

It'll be interesting to see where this goes.

We've come to my favorite part of every episode, and yes, I did

bring my fun crystal ball with me.

I want you to look deep, deep, deep into the crystal ball and tell me

what do you see in stable coins in the next three to five years?

And I know that's like a millennia in this space, but what do you see happening

in the next three to five years?

Look, we've been through a few kind of up and

down cycles with stable coins.

I think this time it sticks.

I think this is going to be the beginning of stable coins, truly being adopted as a.

Payment method as a money movement method.

There are other things as well, because I think stable coins will play a big

role in capital markets in terms of settlement and money movement there.

But I think in terms of payments, this is the beginning and I think

over the next three to five years you're going to see a few things.

One, stablecoin is taking an important part of money movement.

Two, which stable coin.

And that is an interesting question, right, because.

I think that will depend on the use case.

I think there are, you know, Amazon and Walmart and all these people have

actually talked about potentially doing their own stable coin, which

they might do and be successful, but likely within their own ecosystem.

Again, the first mover advantage that Tether and

Circle have had with USDT, USDC.

That is significant, right?

The 316 billion, the majority is them, and so their people with access to it goes

back to liquidity, goes back to access, to shift from stablecoin to local fiat.

I think they will continue to dominate.

It's interesting you mentioned, as I look at it and I, I

think back in September, USDC and USDT together lost about 13% of market share.

Yeah.

To other upstart stables, whether that be.

Meta mask, stable coin, whether that be UFC, I mean there's so many now.

We started keeping track of it.

We're well over a hundred stables just available in the us.

Yeah, it's really interesting as you start to think about that and I question, will

that market dominance maintain or will.

Become more segmented into the specific use cases like you were talking about with

the Amazons, with the Walmarts, especially these folks that have their own ecosystem

that they built out As the market grows.

How much of the traditional open, stable coins are gonna continue to grow That?

I think you already answered the question because

it is going to depend on the use cases, and if you are looking for a

publicly available stable coin use case, which generally is, you know, paying

other people for goods and services, remittances, you know, all over the world.

You need a publicly available stablecoin, and I don't think

the dominance of the existing, existing stable coins will go away.

What you're seeing in terms of the, a little bit of the flight

does have to do with different use cases because people are in the.

Tradition Stablecoin started with the fundamental use case of

people holding stables as a way to get in and out of other crypto

when they were trading, right?

So now they have little ecosystems where they get in and out of

other crypto using other stables.

But at the end of the day, as you start seeing.

Stable coins becoming a core way in which people move money cross border for

actually receiving value and it's not just like a crypto trading mechanism.

I think you will continue to see the dominance of stable coins at that

have developed a sense of trust, have developed access to local liquidity.

All of those things may come.

Well geetha with you being a FinTech founder and a lot of our

audience are founders of fintechs or aspiring founders and executives.

If you were to give them one piece of advice.

What would it be?

And in one sentence,

you didn't warn me about this question.

Of course not.

I would say, from my experience, you'll get a lot of, I don't

know if that's gonna work.

There are five other people doing this, don't do this, don't do that.

I would say do it.

It's such an open space.

It's blue sky, greenfield, huge opportunity.

There's the 200 trillion worth of money movement that you can go after.

You'll find your place in it.

Just go after it.

Fantastic.

Well, Geeta, I really appreciate you taking the time to sit down with me.

This is something I've wanted to do for a long time and

this just worked out perfect.

So thanks for joining me here in the Money Pod at Money 2020.

No, thank you so much Tedd.

Really appreciate the opportunity and always real fun to do this with you.

So for those of you that are still hanging on, there are

three things that I want you to make sure that you take away with you.

One is that instant settlement on stable coin value really cuts pre

funds and fees and opens up working capital in near real time to.

The controls, the compliance, the clear procedures really have, have made stable

coins as a money movement, more efficient, more traceable, more trackable, and

dare I say, more compliant than a lot of the existing rails that exist today.

And as Gee had mentioned, if you're trying to figure out where you're gonna

use this, just pick one corridor, pick one place, pick one thing, work with it.

And then just go from there.

I'm pretty sure Gha would agree with me.

You're gonna find a way that this is gonna help you free up capital to do so

much more than you've already ever done.

And.

Folks, this show is really built to give you insight from operators

and not just headlines and not just all the little different pieces.

Yes, we talked about it a little bit today, but we wanna talk to real teams.

We wanna talk about how founders are building really good products and how

they're doing it, and the problems they're solving in the marketplace.

So.

If any of this discussion has helped you in any way and you've

got any value from it, go ahead.

Head over, subscribe@fintechconfidential.com.

Spotify, YouTube, apple Podcasts, wherever you listen to podcasts.

Go ahead and subscribe over there, and you're gonna be able to get

deeper dive updates and other information at fintechconfidential.com.

We've got lots of content out there for you to deep dive into.

If there's someone that's interested in this, be sure to share it with,

don't keep it all to yourself.

This is a great topic to be sharing.

I wanna thank you all for for joining Geetha.

Thank you again for joining me today.

Thank you for having me.

As always, just keep moving forward

as we wrap up today's episode.

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