In this episode of Let's Talk Chattanooga Real Estate, host Blake Watson sits down with Andy Woodman, Director of Mortgage Lending, and Cynthia Blackwell, Mortgage Marketing Specialist from Tennessee Valley Federal Credit Union (TVFCU), to explore unique lending opportunities available in the Chattanooga and North Georgia region.
From land loans and construction to perm financing, to low down payment mortgage options and creative pathways to credit union membership, Andy and Cynthia break down how TVFCU is reshaping the real estate lending landscape—offering flexible solutions and local decision-making.
If you are a land buyer, builder, or you dream of a custom built home, barndominium, or manufactured home, this episode is packed with insider knowledge, practical advice, and insight for buying your next property.
Host: Blake Watson, Realtor with Epic Realty
Guests:
Andy Woodman, Director of Mortgage Lending, TVFCU
Cynthia Blackwell, Mortgage Marketing Specialist, TVFCU
What You Will Learn:
How TVFCU became a top real estate lender across 17 counties
How land loans at up to 95 percent loan-to-value work, even on large acreage
An overview of construction-perm loans with one-time closing
Flexible mortgage options, including 100 percent financing for qualified members
How out-of-state buyers can become TVFCU members
Advantages of borrowing through a federally chartered credit union
Resources and Contact Information:
Tennessee Valley Federal Credit Union
Website: www.tvfcu.com
Phone: 423-634-3600
Service area: 17 counties in Southeast Tennessee and Northwest Georgia
Blake Watson, Host and Realtor
Phone: 423-315-1815
Licensed in Tennessee and Georgia
Facebook and LinkedIn: Blake Watson
Instagram: @rocknrollblake
Website: athomechattanooga.com
Epique Realty
Office 888-893-3537
