Can ChatGPT replace a cross-border financial advisor? Aditi Kapadia, CFA, CFP® says not yet.
Most people using AI for a cross-border move are getting confident, plausible answers to the wrong questions. In this episode, Aditi Kapadia, a cross-border financial planner serving US-Canada families and one of the most AI-forward advisors in the industry, joins host Arielle Tucker, CFP®, EA to break down how AI is changing financial planning, where it's dangerously incomplete, and how to use it well before you ever book a call with an advisor.
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CHAPTER TIMESTAMPS
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00:00 – Introduction: Aditi Kapadia, CFA, CFP®, founder of WealthIQ
01:08 – From robo-advisors to cross-border planning
03:36 – Why clients now show up with "I asked ChatGPT" already in hand
04:48 – ChatGPT connecting directly to bank accounts
05:57 – How accurate is AI really — and why the question matters more than the answer
08:29 – Cross-border planning as a series of "ginormous decisions" AI can't prioritize
12:32 – Compliance, client data, and moving carefully on AI
16:30 – The hidden cost of DIY cross-border tax planning
17:38 – How to use ChatGPT to prepare for your first advisor meeting
20:07 – "Is my situation complex enough for cross-border planning?"
22:20 – Why the most "optimal" AI answer isn't always the right one for you
26:06 – The one thing AI can't give you: accountability
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ABOUT THE GUEST
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Aditi Kapadia, CFA, CFP® is the founder of WealthIQ, where she serves US-Canada cross-border families. A Canadian living in the US, she previously built a robo-advisory investment product and is known as one of the most AI-forward voices in cross-border financial planning today.
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ABOUT YOUR HOST
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Arielle Tucker, CFP® & IRS Enrolled Agent, is a cross-border financial planner based in Switzerland helping Americans living abroad navigate U.S. taxes, international investments, and cross-border financial planning.
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LOVE THIS EPISODE?
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Follow the show and leave a rating on Apple Podcasts or Spotify, it's the single biggest thing you can do to help other cross-border families find this show.
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ABOUT PASSPORT TO WEALTH™
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Passport To Wealth™ is the platform for current and aspiring US expats. We connect globally mobile Americans with vetted, licensed cross-border financial advisors, tax professionals, and relocation experts who understand the financial and legal complexities of life abroad.
STAY CONNECTED
Website: https://www.passporttowealth.com/
Instagram: https://www.instagram.com/passporttowealthofficial/
LinkedIn: https://www.linkedin.com/company/passport-to-wealth/
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This episode is for educational purposes only and does not constitute tax, legal, or financial advice. Individual circumstances vary. Consult a qualified cross-border financial professional before making any financial or tax decisions. Arielle Tucker, CFP® operates as a fiduciary in accordance with applicable professional regulations.
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