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Spare cash: Mortgage, super or shares?
Episode 24211th February 2026 • Friends With Money • Money Magazine
00:00:00 00:17:49

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Should you put extra money into your mortgage, super or personal investments? It’s not always a simple decision.

On this episode of the Friends With Money podcast, Money’s Tom Watson is joined Terry Vogiatzis, director of wealth management at Omura Wealth Advisers, to discuss the pros, cons and trade-offs involved with making use of extra funds.

01:11 Why people find the decision tricky

02:11 Factors to consider before diving in

03:50 Assessing extra mortgage contributions

06:33 Superannuation vs other personal investments

11:38 The benefits of seeking financial advice

14:04 Final thoughts and additional tips

#friendswithmoney #tomwatson #terryvogiatzis #investing #super #mortgages


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