Advocate and author Matthew Lesko, known to many as the “Question Mark Guy”, has spent over four decades uncovering ways for people to access billions in government grants and funds they never knew were available. Lesko covers the difference between the capitalist and community societies within the US, being a sought-after late-night "backup guy", finding government grants and assistance for business owners, entrepreneurs and freelancers, meeting, quite possibly, the nation's foremost expert on pasta, and most importantly, listening to your heart.
Well, we are so excited to have you here, and
Stephanie Maas:I'll tell you what, this is a really fascinating background.
Matthew Lesko:Anything you want to know, just lead me around by
Matthew Lesko:the nose.
Stephanie Maas:My understanding is you started your career in
Stephanie Maas:the military.
Matthew Lesko:Yeah, the Vietnam War. That's why I was in the
Matthew Lesko:military. It was three years, two months and nine days. But I
Matthew Lesko:wasn't counting. I was a ship driver, and it was great. I
Matthew Lesko:never had more responsibility for the end of my, rest of my
Matthew Lesko:life. I don't think when he was a 22 year old kid and learned
Matthew Lesko:how to drive ships go out in South China Sea. That's before
Matthew Lesko:there was any, you know, GPS, or anything like that. You had to
Matthew Lesko:go out and shoot the stars to find out where the hell you are.
Matthew Lesko:And it was sort of fun. I hated it every minute, but it wouldn't
Matthew Lesko:be somewhere else, but it certainly was a great
Matthew Lesko:experience. I had nothing better to do at the time. I couldn't
Matthew Lesko:get into grad school. I thought, well, yeah, well, maybe I'll go
Matthew Lesko:to law school. So I took the LSAT, so I got like two above
Matthew Lesko:plant life, yeah, and if you got drafted, then it's the army you
Matthew Lesko:get. And I'm not a camper, so living in the jungle, this
Matthew Lesko:camping distance sound appealing to me. So the Navy sounded
Matthew Lesko:pretty good. Man, that's clean sheets every night. So I did
Matthew Lesko:that, and then I was a diplomatic courier in Northern
Matthew Lesko:Europe, briefcase handcuffed to me, him, and I finally got out
Matthew Lesko:of there, went and got an MBA because of the GI Bill. And then
Matthew Lesko:I started businesses that were failing. And that's what you
Matthew Lesko:have to do to do anything. You just have to fail. Fail, fail.
Matthew Lesko:You practice failing. You don't learn how to succeed. You learn
Matthew Lesko:how to fail. Learning how to succeed is a waste of time. When
Matthew Lesko:you succeed, it's easy. I mean, there's nothing to learn
Matthew Lesko:anymore, so you really have to learn how to fail. It's like
Matthew Lesko:learning to walk. When a kid learns to walk, take a step and
Matthew Lesko:fall 100 times before they learn to walk. So when we do things as
Matthew Lesko:a grown up, that's new. It's the same thing.
Stephanie Maas:So let me ask you this. Walk me through this
Stephanie Maas:passion that you've had for the last 40 years to help folks
Stephanie Maas:access government funding for the things that they need, or
Stephanie Maas:they think they need. Talk to me about where that passion came
Stephanie Maas:from, what this looks like for you, etc.
Matthew Lesko:Well, it started trying to feed myself. You know,
Matthew Lesko:that's what life is. You have to take care of yourself and get a
Matthew Lesko:job and all that kind of stuff. I was starting businesses. I
Matthew Lesko:mean, in the 70s, I had a software company that failed,
Matthew Lesko:and I spent the only personal world, and it's trying stuff.
Matthew Lesko:And then I became a consultant for big companies like market
Matthew Lesko:research consultant. And I'd get information for them to buy and
Matthew Lesko:sell companies and markets for this and that and the other
Matthew Lesko:thing. And I was stationed in Washington, so back then, before
Matthew Lesko:the internet, you went to libraries, remember them to get
Matthew Lesko:information and helping rich people. Rich people will pay
Matthew Lesko:anything if they think they're going to make money at it. And
Matthew Lesko:so I would go around and Procter gamma was a client of mine, and
Matthew Lesko:they wanted to start a chain of pasta stores. So that's probably
Matthew Lesko:somebody on the board of directors. Hey, why don't we get
Matthew Lesko:in the pasta business? So I go out and look at the market and
Matthew Lesko:competitors and stuff like that, and I go to libraries around
Matthew Lesko:Washington, DC, because we have so many libraries because every
Matthew Lesko:agency has their own library for for agriculture, for commerce or
Matthew Lesko:for transportation. So you have the world's largest collection
Matthew Lesko:of literature on that topic. And I'd go there and try to research
Matthew Lesko:the data and the information about what the market is, and
Matthew Lesko:talking to librarians, and I remember, I was working on the
Matthew Lesko:pasta. And they said, Oh, the librarian said, you want to know
Matthew Lesko:about pasta? Hey, go up to the fourth floor in 407, or
Matthew Lesko:whatever, and talk to Charlie. He's our pasta expert. That just
Matthew Lesko:shocked me, and so went over, talked to Charlie. And Charlie's
Matthew Lesko:been studying pasta for last 25 years. He got a master's in it.
Matthew Lesko:He's got a PhD in it, and that's all he does is create Studies
Matthew Lesko:and Information and that nobody knows about. His wife was sick
Matthew Lesko:of hearing about it. Yeah, when I walk in the door with a
Matthew Lesko:genuine interest in it, I mean, he just lights up and I could
Matthew Lesko:never get out. He would give me studies about all this stuff and
Matthew Lesko:what happens, and how the prices and everything, and who's making
Matthew Lesko:what? And so I put it all in a package for my client. And what
Matthew Lesko:shocked me, though, is that, God, I had no idea. I mean, I
Matthew Lesko:grew up in Wilkes Barre, Pennsylvania, coal mining town,
Matthew Lesko:and my grandparents were came and worked in the mines from
Matthew Lesko:Czechoslovakia, and I'm a coal miner's grandson. And. I Why
Matthew Lesko:does everybody know about this? Yeah. And I said, God, nobody
Matthew Lesko:works for I, I thought the government was a post office and
Matthew Lesko:the IRS, you know, and to see all the wealth that's there and
Matthew Lesko:all. And I was making millionaires into billionaires.
Matthew Lesko:They'd get money and help and all this kind of stuff. Why? Why
Matthew Lesko:isn't everybody that? So I said, Oh, I got to do this. Rich
Matthew Lesko:people boring to work for. All they care about is money, you
Matthew Lesko:know, their hearts not in much except their pocket. And so I
Matthew Lesko:wanted to help the average person. How do I do that? And I
Matthew Lesko:can't charge, like I charge rich people to do this information.
Matthew Lesko:So it had to be books back then. So someone who flunked English
Matthew Lesko:all his life, you know, to write a book was like being on Mars
Matthew Lesko:and but I did get a contract. There was an agent that found
Matthew Lesko:me, and so he got me a contract to that. So what I did when the
Matthew Lesko:government printing office found a book that has a description of
Matthew Lesko:all the government programs, money program, took that book,
Matthew Lesko:cut and pasted it and became a New York Times best seller, all
Matthew Lesko:I did is change the headlines the government doesn't explain
Matthew Lesko:things as well. One of my favorite stories is that there's
Matthew Lesko:a program. We still have it too, but it's called the urban
Matthew Lesko:homesteading act. And see what I would do is read on it. Well,
Matthew Lesko:what the hell is this about money and hard? And I read it
Matthew Lesko:and the details, it really says, yeah, they get homes that people
Matthew Lesko:couldn't pay their mortgages. So the government, you know,
Matthew Lesko:guarantees all mortgages. So when your bank doesn't get your
Matthew Lesko:mortgage, government gives the bank money, and the government
Matthew Lesko:stuck with the house, you know, that's going downhill, and it
Matthew Lesko:gets dilapidated and all that kind of stuff. So what they do
Matthew Lesko:is, okay, they give them away for $1 so they house this for $1
Matthew Lesko:and they give you a grant for like, $30,000 to fix it up. So
Matthew Lesko:what I will do, I'll read that, I'll say, Hey, that's not urban
Matthew Lesko:home study. AG, that's houses for $1 you know, to make it user
Matthew Lesko:friendly, from the government, became a New York Times best
Matthew Lesko:seller. A lot of publicity and ego satisfying stuff happened.
Matthew Lesko:So I did a bunch of them. And then years and then I did
Matthew Lesko:infomercials that were very popular, because to me, the way
Matthew Lesko:to sell books is, if you don't have marketing money and
Matthew Lesko:advertising money, you get free advertising. And the way you get
Matthew Lesko:free advertising is you become a guest and you act like an idiot,
Matthew Lesko:because television loves idiots. So I was a regular on talk
Matthew Lesko:shows, because that's how I sold books. Famous talk shows would
Matthew Lesko:use me as like the backup guy, like Larry King. I would. I must
Matthew Lesko:have done him 1520 times, I don't even know, but he had a TV
Matthew Lesko:show that would be an hour long. There's usually some big, high
Matthew Lesko:powered, famous person on the first half hour, then what do
Matthew Lesko:you do? He said, Come on, you'll be on the second half hour, but
Matthew Lesko:let's go. If the guy said he'll stay for another half hour, he's
Matthew Lesko:a big name, so they don't push him in the front. They get him
Matthew Lesko:at the end of the half hour. Can you stay for another half hour?
Matthew Lesko:I'm in the green room as the guy says, No. They bring me up. The
Matthew Lesko:guy says, Yes, I go home and I know they owe me and they'll use
Matthew Lesko:me again. Or I also was used a lot for people who cancel at the
Matthew Lesko:moment last minute. Because, man, you're going to give me a
Matthew Lesko:national 1020, 30 minutes of national TV, I'd have to pay
Matthew Lesko:hundreds of 1000s of dollars of that if I bought an ad, and
Matthew Lesko:being a guest to me is more authentic than an ad. So
Matthew Lesko:Letterman would use me when somebody canceled. What was fun
Matthew Lesko:for me? Who am I subbing for? Like I said once, for
Matthew Lesko:Christopher walk at the last minute. I mean, they found me in
Matthew Lesko:Chicago somewhere like noon. They got me on the plane, and I
Matthew Lesko:think he taped about six o'clock in the early evening, and I was
Matthew Lesko:there to go on, you know, with Christopher Walken, but that's
Matthew Lesko:what sold books, man, you give me national air time, and I
Matthew Lesko:learned quickly that media doesn't care what you say. I
Matthew Lesko:used to worry about because insecure intellectually, and
Matthew Lesko:they say, oh, let's go look at this wrong. Nobody reads the
Matthew Lesko:book. They're just entertaining people. And I like entertaining
Matthew Lesko:people and making people smile. So I was the go to person for
Matthew Lesko:that. And then I did infomercials because I say, Oh,
Matthew Lesko:I can't grow this. Because how many times can you do Larry King
Matthew Lesko:in a year? You know? Then I found out that that you could
Matthew Lesko:also get commercials for free. You had to produce them, but
Matthew Lesko:once you had it to buy time was the expensive part. You know, I
Matthew Lesko:go to TV stations, I say, Okay, I know I can't afford your time,
Matthew Lesko:and I don't know if it's worth it. If I knew it was worth it,
Matthew Lesko:then I would. But so here's the deal. If you don't sell that
Matthew Lesko:time, nobody buys that time. I mean, they have to have
Matthew Lesko:something there, so you put let's go, and I'll give you half
Matthew Lesko:the money. I knew the information was important. I
Matthew Lesko:knew I wanted to try to get it to people. But how do people
Matthew Lesko:want it? You know, nobody, they got Google. What are they need
Matthew Lesko:me for all that kind of stuff. Bookstores were going down, and
Matthew Lesko:so nobody was getting the help there. But until a few years
Matthew Lesko:ago, then it's community. We have a community of people. Now
Matthew Lesko:people are helping people I don't even help. People anymore.
Matthew Lesko:It's the people who find programs. They take advantage of
Matthew Lesko:it, and they help other people do it. So it's a community based
Matthew Lesko:thing, and that's even better than me, am I? You know, I've
Matthew Lesko:been studying this for 50 years. It's hard for me to relate to
Matthew Lesko:somebody who just found out about grants, yeah, but the
Matthew Lesko:members are though, are all those people, and so they're
Matthew Lesko:like volunteers helping. It's also giving them the joy of
Matthew Lesko:giving. I mean, this is what happened business, because it
Matthew Lesko:feels so good to give. It's very selfish to me. So it's having
Matthew Lesko:the joy of giving and helping somebody else. So that's what's
Matthew Lesko:happening now. And we also give our profits back to members. We
Matthew Lesko:have half this country that 10 of four to $500 bill wages in
Matthew Lesko:our country. How the wages are distributed? Okay, back in 1979
Matthew Lesko:which is a turning point in economics for us, 70% of all the
Matthew Lesko:wages went to 90% of the people. So the bottom 90% of the income
Matthew Lesko:scale were getting 70% of the wages. The top 10% was getting
Matthew Lesko:about 30% of the wages. Fast forward, that bottom 90% now
Matthew Lesko:only gets about 55% and the top 5% is now getting up to 45% so
Matthew Lesko:the share of the pie for 90% of us is shrinking every year, and
Matthew Lesko:it's not like we haven't we're not growing GDP growth in that
Matthew Lesko:time. It's going like crazy. So we're growing economically as a
Matthew Lesko:country. But who's getting it? There's another astounding fact
Matthew Lesko:to me when I found this is poverty rates in developed
Matthew Lesko:countries, so only developed countries, and this is, is the
Matthew Lesko:percentage of people in that country that are poor. We're
Matthew Lesko:number one in creating poor people. We have more percentage
Matthew Lesko:of our population that are poor than any other developed
Matthew Lesko:country. So it's like 17, 18% I mean, the average from all the
Matthew Lesko:developed countries is about 10% or so, and some are down to 7%
Matthew Lesko:so we create more poor people than any other developed
Matthew Lesko:country. Now this is what we are number one in, and that's making
Matthew Lesko:millionaires. We're number one in making millionaires. 24
Matthew Lesko:million millionaires. The second is China, and they got 6
Matthew Lesko:million. So we're number one in millionaires, and number one in
Matthew Lesko:creating poor people. So that that's what gets me up every day
Matthew Lesko:earlier and earlier.
Stephanie Maas:You have an amazing way of downplaying your
Stephanie Maas:humility.
Matthew Lesko:We're all struggling so hard. You know it,
Matthew Lesko:I know it. I mean, I've just been here longer, god, 81 I
Matthew Lesko:never thought I could even live that long.
Stephanie Maas:So let me ask a practical question, if I may. I
Stephanie Maas:think that there is such a natural apprehension to go to
Stephanie Maas:the government for help, right? It's you're either all in or you
Stephanie Maas:have this apprehension, how do you address that? How do you get
Stephanie Maas:people over that, and where do they start?
Matthew Lesko:Yeah, well, that's two points. I mean, it
Matthew Lesko:won't start as easy, uh, getting over that. Other thing, I've
Matthew Lesko:been wrestling that 24/7, for 50 years, but yes, now to me, all
Matthew Lesko:our incentives in this country are against it. Like, if people
Matthew Lesko:want information, they go to the wrong source, because if they
Matthew Lesko:don't have money, because they go to Google, and Google is the
Matthew Lesko:last place to go for anything if you don't have money, because
Matthew Lesko:everything, there are people that want to get money. This is
Matthew Lesko:capitalism, but if you don't have money, then you can't go
Matthew Lesko:there. But people don't know what else to do, so they get
Matthew Lesko:scammed, they lose money, and they just get worse off. And
Matthew Lesko:that's because they don't know where this other stuff is. Now
Matthew Lesko:the other stuff, which I call the community society, you know,
Matthew Lesko:we have the capitalist society of us, and then we have the
Matthew Lesko:community Society of us. Now, the community society is helps
Matthew Lesko:other people for nothing. They give you money for nothing, and
Matthew Lesko:but that represents, you know, a third of everything in our
Matthew Lesko:economy is community, society. Two thirds is capitalism, but
Matthew Lesko:1/3 is community, helping each other like your neighbor, okay,
Matthew Lesko:neighbors on fire, you charge them to help put out the fire.
Matthew Lesko:No, you're part of the community. You're going to help
Matthew Lesko:them for free, right? So that's why we have these organizations
Matthew Lesko:to do that for people and to help them and to grow so they
Matthew Lesko:could contribute to the capitalist society more. But if
Matthew Lesko:you're out of the game, you have to get the skills or whatever
Matthew Lesko:you need to get into that game, and that's what the community
Matthew Lesko:society is. But people aren't trained to do that. They're
Matthew Lesko:trained to go to Google and spend my so how do we do that?
Matthew Lesko:Okay, I got a couple places to start, but you have to believe
Matthew Lesko:it's there, you know, because you can't just say, Oh, I'm
Matthew Lesko:gonna try. I'm gonna call one or two people and see what happens.
Matthew Lesko:And that's probably wrong. It's like getting a job. You're gonna
Matthew Lesko:knock on one or two doors and nothing's gonna happen. And they
Matthew Lesko:got hiring today. So. You go home, yeah, there nobody's
Matthew Lesko:hiring, and you can't do that. Go to find help.org. Put in your
Matthew Lesko:zip code on the left hand corner, up on top, you have
Matthew Lesko:community organizations that help you with money, help
Matthew Lesko:housing. They're all important things, right? Labor, work,
Matthew Lesko:health care, everything. These are non profit organizations,
Matthew Lesko:every one of them will never ask you for money. They just give
Matthew Lesko:you money. They give you services. They give you now, the
Matthew Lesko:next hurdle is now they're not all for you, so you have to
Matthew Lesko:start calling and asking for help. See, getting help is a
Matthew Lesko:people business. It's not an internet business. You have to
Matthew Lesko:find the people in your community that get paid to help
Matthew Lesko:people like you. They know what's out there. So you have to
Matthew Lesko:learn where these people are and use them. So starting a
Matthew Lesko:business, let's say you want to start a business. Okay, put in
Matthew Lesko:sba.gov and then slash local dash assistance, sba.gov/low
Matthew Lesko:sba.gov/local-assistance, and there's a place to put in your
Matthew Lesko:zip code. These are all nonprofit organizations that get
Matthew Lesko:paid to help anybody, anybody, start a business, start a
Matthew Lesko:nonprofit, work on your invention, be a freelancer, be a
Matthew Lesko:real estate investor. Any way to make money. They help you for
Matthew Lesko:free. Help you find money. Help you find legal help for free.
Matthew Lesko:Everything now they're all not perfect, yeah, and that's why
Matthew Lesko:you call them. To me, call two or three of them, four of them,
Matthew Lesko:or whatever, but everyone will never charge you money. Here's a
Matthew Lesko:couple other ones. Another website is called apex. Apex and
Matthew Lesko:accelerate tours with an S and then.us so that's a place again,
Matthew Lesko:there in every city that if you're in business, small, big,
Matthew Lesko:whatever, the biggest market for anything is the government. They
Matthew Lesko:buy anything, and the problem is, learn the bureaucracy, and
Matthew Lesko:they even have grants that help you figure out how to get those
Matthew Lesko:contracts. Now there's another good one for businesses. It's
Matthew Lesko:called Career one stop.org Okay. Now what they do is train your
Matthew Lesko:employees for free. They pay for that because businesses don't
Matthew Lesko:like paying for training, so the government does. So if you hire
Matthew Lesko:people without the skills they need, they'll pay the salary up
Matthew Lesko:to 80, 90% of the salary while they learn, or they just give
Matthew Lesko:you, I mean, you get hundreds and hundreds of 1000s of dollars
Matthew Lesko:to train all your call center people or your marketing people,
Matthew Lesko:right? It's phenomenal. And that's training money and as an
Matthew Lesko:individual, too. Now in our country, you could without a
Matthew Lesko:college degree, you could get paid $40,000 a year to train for
Matthew Lesko:$100,000 a year job not going to college and paying them $40,000
Matthew Lesko:a year, the government will pay you $40,000 a year.
Stephanie Maas:That's awesome. So with a new administration
Stephanie Maas:coming in, is that going to impact how many of these
Stephanie Maas:programs might be available in the future?
Matthew Lesko:They all say this. So every president says
Matthew Lesko:this, but it's important in a way. In the short term, you
Matthew Lesko:won't notice anything the system so baked in doesn't matter. And
Matthew Lesko:everybody says this to get elected, and especially the
Matthew Lesko:current guy, he just entertaining himself. The more
Matthew Lesko:outrageous things he could say, the more people will pay
Matthew Lesko:attention to him. That's how I got a lot of TV time too. It's
Matthew Lesko:being outrageous, but it is significant because they're able
Matthew Lesko:to change it a few degree. And so by chipping at the edges and
Matthew Lesko:changing a few degree, that means 1020, years from now,
Matthew Lesko:we're in a different place. So they do have a long term impact
Matthew Lesko:by moving things a little bit, and that's about all they could
Matthew Lesko:do, especially now in the beginning, if it ever happens,
Matthew Lesko:it'll take years to happen, and it'll just be around the edges,
Matthew Lesko:and it'll be new opportunities. I mean, these people now, they
Matthew Lesko:believe in capitalism, so I mean, why is Elon Musk following
Matthew Lesko:along around this guy? Because nowhere else Elon could get a
Matthew Lesko:billion dollars except from the federal government. He's looking
Matthew Lesko:for his next billion off the federal government. That's what
Matthew Lesko:it's all about. So get your first million off. They've heard
Matthew Lesko:government. And the federal government is not the
Matthew Lesko:government. Most of the government, for us is what's
Matthew Lesko:locally, and then what happens is like right now, there are
Matthew Lesko:nonprofit organizations that set up grants. We have this
Matthew Lesko:community society that fills in the blanks a lot of times. To
Matthew Lesko:me, it's the lower income people that are struggling, because
Matthew Lesko:there's so much there that can really change their life if they
Matthew Lesko:stick at it, and look for the hell a third of our country,
Matthew Lesko:their work is to help you improve your life, and they have
Matthew Lesko:money and help to do that, you have to find the right one.
Stephanie Maas:Like I said, you have truly spent your life
Stephanie Maas:helping others. And don't argue with me.
Matthew Lesko:It's hard. I don't think myself are
Matthew Lesko:professional or anything. I'm trying to get through life like
Matthew Lesko:all of us are, but I feel we all have that obligation. And the
Matthew Lesko:older I get now, boy, that is so important to me. Now it's just
Matthew Lesko:giving, you know, it to me. How much can I give before I die?
Matthew Lesko:And that's a very selfish thing. That's not me trying to help
Matthew Lesko:anybody but me.
Stephanie Maas:Yeah, sure.
Unknown:What I've been living with for a long time now is
Unknown:realizing my heart's smarter than my brain. We don't listen
Unknown:to our heart enough when we listen to our grain, because
Unknown:we're afraid we don't know what we're doing in life. So we take
Unknown:expert opinion, like people said, I couldn't wear question
Unknown:mark suits, and I just something my heart, I had to do that I
Unknown:did, and I got thrown off of Home Shopping. I lost millions
Unknown:of dollars, but I wanted to do it or something my heart was
Unknown:telling me. But no, the real stuff in life is making those
Unknown:real hard decisions, because it comes from the heart, and you
Unknown:have to listen to that heart.
Stephanie Maas:Yeah. Very wise counsel. Very wise counsel. It
Stephanie Maas:has truly been an honor to spend this time with you. Thank you
Stephanie Maas:for sharing your mission and life's work with us.
Matthew Lesko:Oh well, you're so kind, that touches my heart.
Matthew Lesko:Thank you.