Hi everyone, we are getting towards the end of Season 5 of the Practical Protection Podcast. In our penultimate episode we are focusing on schizophrenia and how it is often a misunderstood condition. There is a bit of a debate over the statistics, as you will hear me and Matt go through.

The condition can be linked to genetics, but it can also be the result of experiencing a traumatic event. It is mostly diagnosed within cities and in some ethnic minorities too. Experiencing schizophrenia is not having multiple personalities and you might find that some people feel very uncomfortable using the term schizophrenia, as there is quite a lot of stigma surrounding the name.

I hope that by seeing the statistic below you will see that this isn’t some condition that is far removed from us, that many of us easily speak to well over 100 clients, so the chances are that we will speak to someone at some point that has experienced this. Schizophrenia is a long term health condition but it is possible in some cases to recover from it.

The key takeaways:

• It is estimated that approximately 1 in 100 people experience schizophrenia.
• Two case studies of arranging life insurance for people living with schizophrenia.
• Why it can be difficult to arrange income protection, even with a mental health exclusion on the policy claims set.

Next time we have a very special treat for you all on the podcast, it was super fun to record with our unique guests. As the final episode of Season 5 before our summer break, I hope that you tune in and find it as useful as I did.

Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.

If you want to know more about how to arrange protection insurance, take a look at my Protection Insurance in Practice course here.