We talk a lot about the ultra-premium credit cards with expensive annual fees, but there are plenty of people interested in credit cards with more modest annual fees. Luckily, there are some great $95 credit cards that can be supplemented with fee-free cards for a great travel rewards strategy.

Giant Mailbag

(01:20) - Melissa writes in with a question about locking in Hyatt prices before May 20th

(04:48) - Jonathan writes in offering a few key data points to update our Hyatt points advance article, which you can find here

Card News

(08:48) - American Express adds $300 in ChatGPT credits on The Business Platinum Card® from American Express and American Express® Business Gold Cards

(12:40) - See our updated resource for the best cards for Priority Pass here

Crazy Thing: Priority Pass Restaurants

(16:04) - Priority Pass Restaurants

Awards, Points, and More

(18:02) - Mastercard Launches Mastercard Airport Dining Experience (‘Taste By/Of Priceless’ Airport Lounges)

(22:13) - JetBlue and United Unlock Reciprocal Loyalty Benefits

(25:51) - Read Nick's post about Citi Travel for rental cars here

(30:49) - Read more about Sixt offering prepaid fuel for $49.99 for rentals in the US for Sixt ONE members here

(34:31) - Points Path Pro now shows United discounted cardholder pricing

(36:23) - Read more about how to keep airline miles and hotel points alive here

Main Event: Best $95 travel credit card combo

(37:37) - We'll focus on which combination of credit cards might make sense for someone to use, but we'll stick to a $95 annual fee budget. We'll focus on transferable points and include cash back that can be converted to transferable points

(40:27) - Capital One

(42:21) - Chase

(47:54) - Citi

(52:03) - Wells Fargo

(56:07) - Other considerations

(1:01:05) - Best Mixed-Bank $95 Wallet

(1:10:40) - Nick's pick for best $95 wallet

(1:13:39) - Greg's pick for best $95 wallet

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Music Credit – “Ocean Deep” by Annie Yoder