News Links:

https://cointelegraph.com/news/vitalik-buterin-outlines-endgame-roadmap-for-eth-2-0

https://www.theverge.com/2021/12/2/22814849/badgerdao-defi-120-million-hack-bitcoin-ethereum

https://bitcoinmagazine.com/markets/fidelity-physical-bitcoin-etf-starts-trading-in-canada

https://www.vice.com/en/article/bvnn3a/i-lost-dollar400000-almost-everything-i-had-on-a-single-robinhood-bet?utm_source=digg

https://www.euronews.com/next/2021/12/04/bitcoin-falls-by-a-fifth-as-1-billion-of-crypto-sold-off-why-caused-the-plunge-this-time

https://cointelegraph.com/news/vitalik-buterin-outlines-endgame-roadmap-for-eth-2-0

https://cryptobriefing.com/sundaeswap-promises-first-functional-dex-on-cardano

I can be reached by email at mcintosh@genwealthcrytpo.com and on twitter at @McIntoshFinTech. Looking forward to hearing from you!

Website

https://genwealthcrypto.com

Music Credits

Protofunk by Kevin MacLeod

Link: https://incompetech.filmmusic.io/song/4247-protofunk

License: https://filmmusic.io/standard-license

Ethernight Club by Kevin MacLeod

Link: https://incompetech.filmmusic.io/song/7612-ethernight-club

License: https://filmmusic.io/standard-license

Hey everyone, no one on this podcast is a financial advisor.

And all information presented on this podcast is for informational purposes only.

Now that we have the legal stuff out of the way, let's jump on in.

Welcome to the Generational Wealth with Cryptocurrency podcast.

I'm your host McIntosh.

And today we're going to talk about why I'm in cryptocurrency.

All right, guys, we have got lots of news this week.

I do want to talk about briefly about why I'm involved in cryptocurrency.

And my reasons will probably not be exactly your reasons, but I hope to give you some

idea of why you would want to be involved in crypto, maybe some food for thought.

So before we actually jump into all that, I do want to go ahead and talk about maybe

the biggest news of the week and involved over the weekend.

I think it was Friday.

I don't know.

We had a lot of news together after a while, but over the weekend, we had a big dip in

the crypto market.

Some might call it a crash and that crash, that dip has caused quite a bit of panic.

And I want to talk about that for a few minutes.

I was very happy when one of our listeners, who happens to be a friend of mine, contacted

me shortly after all this kind of went down and said, hey, I was nervous, I think maybe

scared a little bit, but I bought the dip, so to speak.

Don't know if that was her exact words, but that's what she did.

And that is the right attitude.

Now I personally didn't have any money to buy the dip.

I had already done my DCA, my dollar cost average for the month and I just didn't have

any left.

So I had no way of doing that.

If I had any money, that's when I would have done it.

Let's see.

So it looks like the 3rd of December, starting at about noon and then it went, yeah, starting

at about noon on the 3rd, so that was Friday, I was correct.

So starting about noon on Friday, the market started going down and it was Bitcoin before

this started going down.

So we were at 57,634 then, and it went all the way down to a mind-boggling 41,900 on

Bitstamp, which happens to be where the chart is that I'm looking at.

So that's pretty similar to what we saw on all the exchanges.

There was a very big long wick during that 4-hour timeframe, that last 4-hour timeframe,

and it went right back up, it kind of looks like maybe a firecracker that has a really

long tail to it, which is good.

It kind of indicates that, obviously, well, we went really far down, but then they bought

it up.

Bulls stepped in and bought the bottom, so to speak.

Now for the couple of days after that, yes, it has been rising.

We are back up at this point.

Today, it actually almost touched 52,000, if I'm not mistaken.

It's down a little bit right now at 50,600.

So we definitely took a dip.

There's no doubt about it.

There's all kinds of chatter about, is this the top?

Are we now in the bear market?

I don't believe so.

But I said that last week.

I said it probably the week before.

I still do not believe that we're in a bear market.

The fundamentals are still there.

During this dip, we had an incredible amount of buying from whales, people who have large

amounts of Bitcoin.

One of the questions that came up, of course, is what caused this?

The analysis shows, most likely, that it was caused by people being over-leveraged.

What does that mean?

When somebody uses leveraged trade, they put in a certain amount of coin or money and they

multiply that with what they call leverage.

So leverage could be 1x, meaning no leverage, 2x, 3x, 5x, 10x.

It goes as high as 100x, which is crazy ridiculous, meaning for every $1 move it's 100 times magnified.

Which sounds great if the price is skyrocketing, but it's terrible when it goes the other way

against you because you get liquidated, your trade gets cashed out, you lose all your money

very quickly.

So they think that this crash, in large part, was caused by a large number of liquidations.

Now, I saw one source and I don't have it, so I can't speak to the veracity of this.

I can't tell you that this is true or not, but this kind of thing would precipitate this.

So somebody apparently sold $180 million worth of Bitcoin at the same time.

The market had been kind of going sideways for several days, if I recall correctly.

It was just kind of in this real tight band, so it was kind of bouncing up and down.

It wasn't going up, but it wasn't going down.

And basically, they dumped $180 million of Bitcoin on the market and depressed the price.

Bitcoin is a huge market, but that much of it at one time on one exchange, yes, that's

going to depress the price.

And that actually started a liquidation event of people who were over-leveraged, people

who were on the edge.

And then when they got liquidated, so they lost their bets, so to speak, that started

a cascading effect that went on for basically eight hours.

Now, what I have seen is the statistics that roughly $2 billion worth of trades were liquidated

during that timeframe, longs, what they call longs, people going long on Bitcoin, oh, it's

going to go higher.

If it goes higher, I make more money.

So this is just another example, and there's a long history of these in the market.

You need to be very, very careful when you're trading, especially when you're trading with

leveraged assets.

I'm not going to be a person to sit here and tell you not to use leverage when you're ready,

but people not being ready is what precipitated all this.

So we end up roughly $10,000 lower, come back out of it, we're still not back, and we're

certainly not near the top.

So why are you so bullish, McIntosh?

Because I understand that people are still holding.

There's statistics, there's data that shows that people are not selling.

Institutions are coming online.

There's news every day about institutions buying more Bitcoin.

It's basically gotten to be a non-event.

So there's all of these things, and I'm not going to go through all of them, but there's

all of these reasons why I believe that this is on the top.

But if it is, so what?

What did I say a few weeks ago?

I said, be prepared when the top happens.

Be prepared for the bear market that will follow.

Now this actually, what we do see going on, some people argue, and I tend to agree with

this, that this plays into a longer, what they call a longer cycle.

Because traditionally, we've had a four-year cycle.

It's starting to look like this may lengthen out.

If we get back above our all-time highs, 68, 69K, and the cycle continues, the bull market

continues, then it most assuredly will be a longer cycle.

Now whether that's a month, two months, three months, a year remains to be seen.

But that would not be a bad thing.

That ultimately means we'll end up at a higher price, and it ultimately means, it should

mean that when we do enter that bear market, that it's a shallower market.

That's a shallower fall.

Remember, back in 2017, we fell, or 2018, during the end of that bull market, we lost

in some cases, very near 90% of like, ETH and Bitcoin.

The altcoins, the other altcoins were even worse.

I don't think we're going to go that far down, especially if this market lengthens out.

It does not mean there won't be buying opportunities.

I would, you know, we may revisit 50K with Bitcoin, maybe, I don't know.

Time will tell, but it will be a buying opportunity when it happens, not a reason to panic.

Okay, so that's some of our news.

I do want to kind of jump into the meat of this.

Why am I in crypto?

It's a good question.

I've been involved in crypto for quite a while.

I got involved back in 2013, originally.

Well, I've been in continuously since 2013, essentially.

For a long time, I was what they call a system administrator, managing systems, servers,

in data centers, now on the cloud, that kind of thing.

And I heard the buzz around Bitcoin probably, I would suspect, in late 2012, certainly in

early 20...

Well, I think I bought my first Bitcoin like in January, February, somewhere in that first

quarter of 2013, it was probably 2012.

And the technology behind it fascinated me.

I didn't understand, maybe we, none of us did, well, there was information there.

I didn't understand all the implications behind Bitcoin, because Bitcoin was the only thing

available at that time.

I just liked it from a technology standpoint.

I thought it might do well, you know, it had already gone up quite a bit at that point.

I wasn't making a whole lot of money at the time, though, so I bought a little bit, played

around with it, ultimately kind of just didn't really do a whole lot, unfortunately.

I wish now, of course, that that were not so, but it is what it is.

I got a lot more active a few years later when I had more money.

I was very involved in the 2016-2017 bull run.

And of course, in 2018, when the market fell apart, I've explained before, you know, I

kind of froze, I didn't know what to do, I didn't have good guidance at that time.

And I just froze.

I didn't sell my assets, which was in some cases was good.

I had things outside of basically everything outside of Bitcoin and Ethereum did not weather

that downturn.

Fortunately, most of my assets were in Bitcoin and Ethereum.

So even though I went a span of basically several years, my assets did OK.

Now, I missed a huge opportunity.

I could have been buying, buying, buying during that time.

But to be honest, I guess I didn't have the faith or I would have been doing that.

I didn't have the belief in what was going on.

And I got busy with life.

I had other things going on.

Well, you know, I certainly kept up with things.

And when things started getting going, I kind of pulled up the accounts and dusted things

off and got going again.

But I got involved, I guess you could say with the right people.

And I got my head on a little more straight this time.

And I understand a lot more about what's going.

Some of this is just frankly experience and some of it's hard experience.

I mean, it just is.

You will lose money if you're in this market long enough.

You cannot go, you know, from zero to a million dollars without some bumps along the way.

Sorry, I wished I could tell you otherwise.

But anyways, we've done a lot better this time.

And I have a good plan so that when the bear market comes, when we reach the top, you know,

I know what I'm going to do and I'm not really going to tell you what I'm going to do because

what I do may be different than what you should do.

We've discussed, we have several options, you know, you may choose to sell at the top

and then buy back in.

If you can time it, that's difficult.

You can choose to hold.

You could just choose to do what I did, hold, go all the way through the bear market and

then start buying again.

I do not recommend that.

What I do recommend if you're going to hold is that even as it goes down, because frankly

we don't know how long or deep this bear market is going to be, just keep buying.

You buy Bitcoin, you buy, and I would buy solid assets, Bitcoin, Ethereum, Cardano maybe,

maybe some of these others.

You've got some very strong level two assets that are coming on things like Polygon, you

know, some, some networks and tokens like that, that are actually doing things.

So I'm going to just discount things like Shiba, things like Flokeinu, things like what

is it Dogecoin until they have something that they're doing, they will most likely do what

all of the other tokens did during the last bear market, they will disappear.

So I would keep that in mind.

But what I would do is I would be buying these assets when they're at these bargain basement,

you know, fire sale prices.

You could have gotten Bitcoin for $3,500 like less than two years ago, which is ridiculous

because here we are at 50,000 thinking the world is sending.

I mean, think about that.

It's kind of crazy.

So do yourself a favor, and if you're not going to sell and then buy back, what I would

do if I were to do that, I would sell and buy back and then I would dollar cost average

so to speak.

I would keep buying at those bargain prices.

Build your wealth.

You can, you can build true wealth during that downturn.

You can make money during a bull market.

You can build true wealth during that downturn.

Keep that in mind.

All right.

So that's kind of the history in a nutshell, but that doesn't really explain why I'm in

crypto.

I'm in crypto because I believe in what it allows.

Max Keiser is maybe not my most favorite person in the world, honestly, but he says it's unconfiscatable

wealth.

The government can't take it away from you, whatever government that may be.

And I'm not talking necessarily about the US government.

I'm talking about any government.

You have the keys.

The keys can be in your head and nobody can take that away from you.

And it's not a physical item necessarily.

So you can leave, go somewhere else, reconstitute your Bitcoin, so to speak, and move on with

your life.

So that's a very freeing thought, especially when times are uncertain.

So that's one reason.

I believe that crypto in general, Bitcoin, Ethereum specifically, I believe that they're

inflation hedges.

Right now, a lot of countries around the world are going through periods of inflation.

The United States is certainly, I've mentioned in the news just recently, it was announced

were six and a half percent.

It's a lot higher than that.

Go look at house prices.

People think house prices are going up because of demand and that's part of it, but it's

not.

It's because of inflation.

Assets go up based on inflation.

That's just the way of it.

So houses are going up, land is going up, right?

Even vehicles are going up.

A vehicle really isn't an asset, but it's considered to be that.

Okay, so that's another reason.

I do see this as a way to build my wealth.

We have a traditional IRA type account.

We have other investments, but this is a wealth building tool for me because I believe over

time.

Historically, Bitcoin has certainly shown it's gone up.

I don't think that's going to stop.

I don't think it's going to go to zero.

I don't think Bitcoin tomorrow is going to drop to $30,000 tomorrow.

And if it does, two weeks after that, it may be at 60 and people will have another episode

about is it risky?

And maybe I should have done that one first, but this volatility makes people think that

it's risky, but just zoom out, just zoom out.

Look at the long-term view.

Is it going up?

Is it going up and to the right?

Well, of course it's going to the right.

It's going up though.

Yes, it dips.

Yes, it jogs.

Yes, it does all these crazy things, but that's because it's trying to find its true value

and its true value is dependent upon other factors such as inflation in the United States

or in other countries around the world.

As long as there's inflation, Bitcoin is going to go up.

As long as the Ethereum network is growing in usage, and let me tell you something, don't

listen to these people who tell you, well, Ethereum's got too high fees and therefore

it's going to stop growing.

Baloney.

The reason why the fees are high is because it's so popular and that is being worked on.

I've talked about that in the past.

It too will come to pass.

Those will be resolved as we move into Ethereum too.

Ethereum as an asset is so far ahead of these other altcoins, it's not even close.

Go look at a market cap chart.

I was looking at one earlier and I don't know the numbers off the top of my head, but it's

just like 5X above the next asset, the next token.

So that's just FUD.

Don't listen to it.

The Ethereum network is not going to shut down.

So as long as it continues to grow, it's going to continue to gain in value.

All right.

What else?

Why else am I involved?

I'll tell you why.

Well, I'll tell you two more reasons and I'll stop there.

We could probably do this all night.

I'm going to tell you one and then I will wrap up with probably my most important one

and it may be strange to you and that's okay.

Bitcoin specifically, you cannot print Bitcoin.

Bitcoin has to be mined.

There's a set number of Bitcoin.

There will never be more than 21 million Bitcoin and so on and so forth.

Unlike any economy in the world right now, I don't know of a single country at this point

who's tied to a gold standard.

They print money, which literally means they go print money.

I mean, that's not, that is exactly where that's coming from and it's worthless and

it's based on, in my opinion, a reality that is no longer there.

And at some point over the next few years, we're going to have economies reset, maybe

basically every economy in the world, every major economy.

And that's going to be a very tough period in my opinion.

And if I can avoid that, or if I can at least soften that, then I'm doing what's best for

my family and I.

Final reason.

So I'm somebody who tries to help other people and I've done that in a number of ways in

my life and it's not relevant to this discussion, but I want to help people.

There is a proverb that goes back to the 1800s that says, if you give a man a fish, he's

hungry again in an hour.

If you teach him to catch a fish, you do him a good turn.

If you teach a man to fish, you'll keep him fed.

He can be fed for his lifetime, essentially.

If I give him a fish, he'll be hungry again, you know, later that day.

And a lot of charity is done, certainly for the right reasons, but it doesn't teach the

man to fish, it gives them a fish.

One of the issues that we've got in the world today is that a lot of people have no ability

to save.

The percentage is like 20 to 30%.

They have no access to banking.

They're called the unbanked.

I go to the bank, put money in the bank, they take care of it, it's insured, so on and so

forth.

There's a lot of value to that.

Somebody who doesn't have a bank in their town, in their village, or even in the city

nearest them, they don't have that same ability to save.

You can only put so much money under your mattress.

You don't have access to any type of, you know, interest bearing accounts or, or whatever,

to have ways to make money off of your money that you save.

If you're in a country that's inflationary and you're saving money, it makes it that

much more difficult.

Bitcoin and these other assets like Ethereum help to solve this.

We're seeing this with the Lightning Network.

We're seeing this in places like El Salvador, Africa.

People are gaining the ability to save money and ultimately this will be life changing.

And that is actually what I'm most excited about.

It levels the financial playing field.

Now, somebody in America who's maybe, I don't know, has a, has a white collar, so-called

white collar job, yes, they're going to make a lot more money than somebody in Sub-Saharan

Africa who lives out in a small village.

But giving those people the ability to save money at least gives them a start.

And that is actually the thing, the single thing that makes me the most happy, if that

makes sense.

And I am looking to become involved in some of these projects that are helping people

to do that.

Things like the Lightning Network.

Not because I can make a lot of money off of the Lightning Network, but because I can

help build a resilient system that allows people to cheaply and easily send money wherever

through a peer-to-peer transaction, so person-to-person without an intermediary, can be done from

a cell phone and also gives them the ability to access, you know, to save, save those satoshis

in that case.

I do believe that that's teaching someone to fish, not giving them fish.

And that's much more helpful.

So those are the reasons that I'm involved in Crypto.

Now, your reasons may be different.

I hope those gave you some food for thought, though.

Let's move on to the news.

Don't want to go too long tonight.

And there was a lot of news, Wednesday night, last Wednesday, the Badger DAO, so DAO, Digital

Autonomous Organization, was hacked.

Unfortunately, this is part of the growing pains of Crypto.

Now, I don't know exactly what the Badger DAO is.

It's an organization that they're put together for a purpose.

I had no money in this.

I don't, you know, I don't really know a whole lot about what they're involved in.

This says that they're a decentralized, of course, automated organization focused on

developing infrastructure and products in order to simplify the overall use of Bitcoin

across Ethereum, along with many other blockchains.

I don't know what that means.

I'm sorry, I don't.

But people stole $120 million of cryptocurrency, and that's a lot of money.

A lot of it actually came from an organization called Celsius, which was another service.

And I don't know, I don't know exactly.

But the vast majority of this actually was Celsius money, I believe.

This was a hack that was done through the interface, through the, you know, through

the web interface.

And I don't, I'm just giving you the bare details.

I don't really understand all the ins and outs of this.

Unfortunately, this is the kind of thing that happens.

It is a reason why you should always be careful.

Don't put a bunch of money into anything that doesn't have a long track record.

And I would always, I mean, we've talked about this.

I would always split up my pool, so to speak, my money, don't have everything in one place.

This could happen.

I don't know if these people will get their money back.

I don't know.

It's interesting because because of the transparent nature of the blockchain, they know where

the money went.

They know what wallets it went to, but you can't, that's kind of the end of the road.

You just, you don't know.

So I don't know that they'll get this back.

So I would be, you know, just, just be careful.

Got to be careful out there, but that was some of the news this week.

That was the earliest news Friday.

We already talked about kind of, we had the big drop over the weekend fidelity, who's

one of the largest money asset managers, I guess, in the world launched a spot, a Bitcoin

spot ETF and mutual fund in Canada because they can't do it here in the United States.

Interestingly enough.

Now, I understand that US citizens can actually access that, but it's certainly not as easy

as if it were here in the United States.

We got an Ethereum update that actually happens tomorrow night, I believe.

So this would be the next update after EIP 1559, which was the change that went in that

started burning ETH basically, which has gone really well.

So this is, this is the next major update to Ethereum that will be taking place tomorrow

night.

Also, Vitalik recently, Vitalik was the creator of a, basically the creator of Ethereum brains

behind it, so to speak, there was a number of people involved, but he wrote the initial

white paper, so on and so forth.

So he has actually kind of road mapped out what it's going to take to get to ETH 2.0.

Again, this is going to increase our scalability, lower gas fees, higher throughput, etc, etc.

It doesn't give dates and times, but these are the things that are definitely in our,

in the future for ETH and by future, I mean, we're going to have major steps happen next

year getting there towards this.

I think you'll see specifically with Ethereum, Ethereum has always had this idea, you know,

they're constantly improving the code and that is basically directly contradicting what

Bitcoin does where they literally only upgrade every few years, right?

We just had the big SegWit upgrade, which I think was the first one in four years for

Bitcoin.

It's quite a contrast.

Arguments can be made either way.

I think as long as these roadmaps, as long as these improvements are done thoughtfully

with lots of testing and you know, I think it will be, it will be okay, but it is a different

thought process.

So I will make a link to that article as well in the notes.

All right.

So next Cardano had a major development with the release a couple of days ago on the test

network of what they call Sunday Swap, which is at the first DEX decentralized exchange

on Cardano.

So that was a big deal for them.

The token has actually gone up of course, since then, as you would expect Cardano needs

Cardano has been lagging, I guess, because I don't know, because they're just being very

methodical.

I think over the long run they will do very well.

Of course, they're one of these top assets already in terms of value, but I do think

that that will continue to go up, but they need to get stuff out there and this is a

first step.

So it was good to see that I'll make a link to an article about that in the notes as well.

And then finally, I did want to link to this isn't necessarily news, but this is an article

that I came across.

It's actually on vice.com.

It's not really a place that I frequent, but I just kind of happen to come across this

and I want you to actually read this to protect yourself.

This person lost $400,000, almost everything that they had on a single Robinhood bet, meaning

trade apparently.

They did everything wrong and it's very interesting to read through this article and kind of put

yourself in their head.

They did everything wrong, but as a trader, as somebody who's been involved in made trades,

I understand where they're coming from and I use these type things to help keep me in

the right frame set.

When a big event like what just happened happens, do I have either the liquidity in place to

take a massive downswing because these things happen.

It happened in March of 2020.

What a year and a half ago during the start of COVID, because of COVID, everybody's like,

oh, this is going to affect everything and the market dropped like a lot.

It does happen.

I will tell you one of the things that may cause another severe drop and honestly, just

to go back to the market for just a minute, I think we will go back up.

We very likely may dip back down again before we go up.

We've got things that are there.

The US stock market hasn't been doing very well.

You've got the Evergrande situation in China, which has gotten worse.

They are saying that we have no money left, essentially.

The things are not in a good situation and frankly, at any minute, something could happen

and it could trigger another one of these.

You always have to be careful.

If you just don't have a huge amount of liquidity, you need, and by liquidity, I mean like a

pool of assets that you can take that drop, that $10,000 Bitcoin drop and not your trade

not get delevered or liquidated or you can use stop losses.

Oh, if I drop, let's say I'm sitting at 51, if I drop below 47 or 50 or whatever that

level is that you're setting, it automatically gets you out of the trade.

Those are called stop losses.

If you don't have those things in place, you will get wrecked.

So reading through articles like this, and I'm going to post this article in the notes.

I'm not going to read through it.

It's a long article, but I would highly recommend that you click through it and read this.

It's well worth the 10 minutes or whatever that it's going to take you to read because

I'm afraid there's a lot of people out there like that.

Well, maybe this isn't that long an article.

It probably won't take you five minutes to read, but I'm not going to read it on here.

It's too long to read.

It's very worthwhile while reading though.

So I would strongly encourage you to do that.

Okay.

So that's the news for the week.

I hope everybody's doing okay.

I hope you did the right thing and bought the dip that you didn't get liquidated.

I tweeted, I said, I'm actually going to bring this up.

When this happened Friday night, it was actually early Saturday morning, I think at that point.

So I tweeted this, I said, well, first of all, I said, bang, there went 99% of the leverage.

Maybe now we'll go up.

And that leverage was actually holding the market back.

I believe that.

So it's not a bad thing in terms of the market.

It's bad for people when they get deleveraged, when they get liquidated like that.

And right after that, I said, if you were liquidated, I'm sorry.

It hurts.

I've been there, which I have been.

I've lost.

I've been liquidated before.

I've lost.

I've lost trades.

I said, learn from the experience.

It doesn't mean that crypto is bad.

It means crypto is extremely volatile.

And I said, if you ever leverage again, ensure you use appropriate stops or have enough liquidity

to take the dip.

So keep that in mind.

If you're not comfortable trading, don't trade.

Certainly don't trade anything that you can't afford to lose.

Do not be trading your entire portfolio.

And don't come to me for trading advice.

I'm not going to give it.

I don't because if you ever make a wrong trade, you could come back and blame me and I'm just

I'm not up for that.

It's not my gig.

I do trade and I've done okay.

But that's not the point.

The point is these are long-term assets that will set you free if you give them enough

time.

So first of all, you need to be treating them as investments.

And one final thing, I hope you noticed last week, this was last minute, but I got some

new toys.

I got Christmas a little early.

I added a couple of software compressors to my setup and Native Instruments is the maker

of these.

And oh my goodness, it was really easy to set up.

And I could not believe you may not care what I sound like, but it was like night and day

when I turned these things on.

So I will be using them from here on out.

I really, really like them.

They're basically based upon some vintage studio compressors that were used quite frequently

and probably still are in some studios for vocals.

I'm very frankly self-conscious about the way I sound and it really helps what I hear,

what I listen to myself.

So y'all get to come along for that.

I hope you enjoy it.

All right.

So anyways, that's that.

We'll wrap things up.

Thanks for being here.

I hope this has been helpful.

I would love to hear from you on Twitter, which I just mentioned.

I'm at McIntoshFinTech and you can reach me by email at mcintosh@genwealthcrypto.com.

Of course, the Generational Wealth website is at genwealthcrypto.com.

Now go out and make it a great week.