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11. From 1 Bedroom Flat to Nearly 8 Figures and the Wealth Mindset Behind It
Episode 1130th April 2026 • Rich Work: Attract Premium Clients And Build Wealth Through Premium Positioning • Rachel Pearson, High Ticket Business Strategist
00:00:00 00:33:43

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Some people think building a strong wealth mindset means buying expensive lobsters and hoping the universe picks up the tab.

This is the episode I wish existed when I was 22, broke, and had just come home to find my boyfriend had moved out and taken the furniture. What followed was a series of decisions that had nothing to do with affirmations or abundance rituals and everything to do with setting the right conditions for money to work differently for me.

I am sharing the real, messy middle of how my husband and I went from a one bedroom flat to a nearly eight figure net worth in 16 years. The money mindset shifts, the actual decisions, the messy bits nobody talks about. Not the highlight reel.

This episode will shift how you think about your relationship with money, what a genuine abundance mindset looks like in practice, and why "can I afford this" is the wrong question entirely.

The way you think about how to build wealth is either compounding quietly in the background or silently keeping you stuck. And most people have no idea which one it is.

Topics covered on Wealth Mindset:

  1. Your money mindset has nothing to do with how much you spend and everything to do with the conditions you set before you spend anything.
  2. The question that replaced "can I afford this" and completely changed how I think about building wealth.
  3. My ex-boyfriend took the furniture and left me with the rent. That moment shaped my entire wealth mindset.
  4. Your relationship with money is quietly running the show, and you can see it in how you price and sell in your business.
  5. A real abundance mindset is not about trusting the universe to refill your bank account after an expensive dinner.
  6. The one conversation my husband and I have been having since we lived in a one bedroom flat that has compounded into a nearly eight figure net worth.

Connect with Rachel:

Related episodes you may enjoy:

Are You Building for Rich or Wealthy? The Difference Between Rich vs Wealth Mindset] [ep. #5]

Transcripts

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Welcome to Rich Work, the podcast for established female entrepreneurs ready to turn their expertise into premium clients and consistent high-ticket revenue. I'm Rachel Pearson, global brand and business strategist, skincare obsessed and always distracted by booking the next mini break. Here you will learn how to position like a luxury brand, attract clients who love to invest, and build something that actually lasts, so you can create the business and life you want, not someone else's version of success. This is where premium positioning and building wealth meet for women who are rewriting the rules. Let's get into it.

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Today I am sharing a personal take on how I have built wealth through the way that I think. This is not manifestation in the traditional sense, or the way you may have heard about it before. It is about a belief system that I hold that may inspire you to think differently about the way you approach money and the way you build money into wealth.

There is no right or wrong way to build wealth because wealth means very different things to different people, as I have talked about in a previous episode. But my intention today is that you hear how I think about my own wealth, which is something I do not feel is talked about enough.

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So today I am showing up as someone you may know as a business strategist, as somebody who is quite geeky about the details. But also someone led by a belief system, energy, perception and intuition, following what I think is a thread, and sometimes it does not make sense to me. What I share today is not meant to be a neat, logical sequence where suddenly everything fell into place. The threads I followed in my own life have enabled me to create things I honestly never imagined I would create.

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From Comprehensive School to an 8-Figure Net Worth

We Both Went to a Comprehensive School. Here Is Where We Are Now.

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A Wealth Mindset Is Not About Spending More Money

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I am for that. I believe your environment hugely shifts and influences how you act. The rooms you put yourself in and the people you surround yourself with are massively important. But that is not enough on its own.

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The Question That Changed My Relationship With Money at 22

Why I Refused to Move Back to London Until I Had a Year's Rent Saved

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I Maxed My ISA Before I Ever Bought a Designer Bag

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Expansive Conversations Are the Biggest Wealth Investment You Can Make

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My husband and I have always prioritised time together to think expansively. That does not mean we sit down with a vision board checklist. We have no formal agenda. But we have boundaries and we dedicate time to it.

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How My Husband and I Talk About Money Now

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How Your Money Mindset at Home Shows Up in Your Business

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