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Rae Dawson - The Basics About a CCRC in Retirement - Part 2
Episode 23827th November 2023 • Secure Your Retirement • Secure Your Retirement
00:00:00 00:24:46

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In this Episode of the Secure Your Retirement Podcast, Radon and Murs have Rae Dawson discuss the basics of CCRC around cost, the waitlist, deciding a CCRC and the right age to move to a CCRC. Rae is a CCRC expert and spent her original career primarily managing people and projects in high-tech in Silicon Valley for many years before gaining an interest in CCRC.

She explains why CCRC cost is determined by the type of contract and the location of the community and things to consider when considering the cost of a CCRC.

Listen in to learn the importance of being flexible in your requirements to avoid a long waitlist that can go up to 4-15 years. You will also learn about the typical age of a CCRC entry and the advantages of joining a CCRC earlier.

In this episode, find out:

  • Things to consider when thinking about the cost of a CCRC as per the contract in the Triangle area.
  • The meaning of buy-in and monthly fees for a traditional CCRC for single or double occupancy.
  • CCRC’s rule of thumb - know whether you qualify for a CCRC and should pursue that dream.
  • Why you should consider placing your name on a waitlist at multiple communities to have options.
  • The advantages of joining a CCRC earlier on when you’re healthy and not very old.
  • Things to think about when you decide to live in a CCRC to choose the suitable community for yourself.

Tweetable Quotes:

  • “You should have in assets three times the CCRC entrance fees, and your monthly income should be two times the monthly fee.”- Rae Dawson
  • “You might be able to enter a community more quickly if you’re flexible in your requirements.”­- Rae Dawson
  • “People that live in CCRCs tend to live longer than the average American, and so it’s not unusual to find people in their late 90s to 100s living in the community.”- Rae Dawson

Get in Touch with Rae:


If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!

To access the course, simply visit



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