You never want to leave any stones unturned ….Especially if you’re looking for “Free Money”.

Yes, “free money” does exist and in this podcast episode I talk with our financial planner Yannick Rivest who takes us on a treasure hunt of places to look and boxes to check, to help make sure you don’t pay more taxes than you need to.

I work closely with Yannick to help guide all of our clients on the path to prosperity and happiness. His 15 years of experience in the finance industry and his engaging personality make him a valuable addition to our team.

We cover a lot of ground in this chat but you can reach out to us for our tax planning checklist in the show notes if you want to make sure you remember the highlights of our discussion.

• Generating tax loss sells for investors. [02:32]
• Avoiding incurring a superficial loss when selling for a tax loss. [04:31]
• TFSA contributions and withdrawals. [05:30]
• Converting an RRSP to a RRIF and making a final RRSP contribution. [07:00]
• Reminder of the deadline to make an RRSP contribution for 2023. [08:27]
• Ways that investors can save for the purchase of their first home, as previously discussed during episode 13.[09:20]
• Explaining the difference between a tax credit and a tax deduction. [10:51]
• The home renovation tax credit for multi-generational families. [12:07]
• An overview on the RESP and how you can get free money to save for your children's education. [13:14]
• Claiming medical expenses on your tax return. [16:28]
• How charitable giving, as referenced in our episode with Diana Mao, can lead to tax benefits for investors. [18:16]
• Key tips for business owners. [19:17]

Thank you for listening

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