Links to the source articles are below.https://www.housingwire.com/articles/49863-forget-waiting-on-millennials-gen-z-is-starting-to-buy-homes
https://www.realtor.com/news/real-estate-news/why-it-could-get-more-difficult-for-americans-to-get-approved-for-a-mortgage/
https://rismedia.com/2019/08/08/2020-recession/