She thought it had to be one or the other.

Career or kids. No middle ground.

Then her daughter was diagnosed with leukemia at three years old.

And everything changed.

Jane Ng left corporate America to care for her daughter full time. Her daughter survived — but was left with a brain injury that means she will never be fully independent. Jane will care for her for the rest of her life.

So going back to a W2 was never an option.

Instead she found real estate. Then short term rentals. Then co-hosting. Then a coaching business helping other moms do the same thing.

Today she owns 4 STRs, co-hosts 11 properties, runs a coaching business — and is home every single day for her kids.

Here's what she shared in this episode:

→ How she bought her first out-of-state property for $50K while parked on the side of a road in New Orleans

→ Why STRs are one of the most powerful tax savings tools for stay-at-home parents

→ How she built a team that runs the whole operation — with just one weekly check-in call

→ How she structures her week so she is never tied to her phone

→ The mindset shift that stopped her from quitting when things got hard

→ How she uses AI to find her next STR market before she even talks to a realtor

→ Why hospitality — not just for guests but for cleaners, neighbors, and vendors — is her #1 secret

This episode is for every mom who thinks she has to choose.

She doesn't.

Connect with Jane:

Instagram: @theinvestingmom

YouTube: @theinvestingmom

Connect with us:

Free 6-step course for scaling STR operators: https://level.strsecrets.com/pc-book STR Secrets FB group: https://www.facebook.com/groups/STRentalsecrets

Timestamps:

0:00 - Intro

4:10 - Introducing Jane Ng: The Investing Mom

4:42 - How Jane's Daughter's Diagnosis Changed Her Life Forever

6:21 - Why Going Back to a W2 Was Never an Option

7:03 - Parked on the Side of a Road in New Orleans: The Moment Everything Changed

8:20 - From Long-Term Rentals to STRs: The 1031 Exchange That Started It All

9:18 - Why Her Daughter's Illness Made Her Braver in Business

11:39 - The Middle Ground: How STRs Let Her Be a Mom and an Operator

13:28 - The Identity Guilt That Holds Moms Back — and How to Get Past It

15:10 - Her Morning Routine: Up at 5:30, Kids First, Business Second

18:01 - Portfolio Overview: 4 Owned STRs, 11 Co-Hosted Properties, 3 Businesses

18:25 - Why the STR Tax Loophole Is a Game Changer for Stay-at-Home Parents

20:32 - How Co-Hosting Started: She Said No 6 Times Before Saying Yes

22:06 - How She Built Her Social Presence as a Self-Described Introvert

25:49 - How She Manages Everything: VA Structure, Weekly Check-Ins and Time Blocking

28:07 - How She Structures Her Week to Never Feel Tied to Her Phone

31:07 - Start Small: How to Build Good Habits Without Overwhelming Yourself

36:46 - How She Uses AI to Find Her Next STR Market

39:19 - Her #1 Secret to STR Success: Hospitality for Everyone