Retirement isn’t just about money in the bank, it’s about planning for the big picture. 

In this episode of The Own Your Retirement Show, Josh Bretl and Mark Elliott dig into Social Security, Medicare, and the rising costs of healthcare and long-term care.

From nostalgic stories about Elmhurst festivals to the very real challenges of planning for medical bills, Josh and Mark bring clarity and humor to topics that often feel overwhelming.

You’ll learn why Social Security is far more than just a “start early or delay” decision, how taxes and Medicare surcharges can throw surprises into your plan, and why preparing for long-term care matters more than most people think.

It’s all about helping you avoid costly mistakes and giving you the tools to enjoy retirement with confidence.

Ready to talk? Call (630) 478-9599 to schedule your complimentary 15-minute call with an FSR advisor.