About the Guest(s):

Kerrie Beene is the Chief Investment Officer and a CERTIFIED FINANCIAL PLANNER™ at Rooted Planning Group. With an extensive background in finance and investment strategies, Kerrie brings valuable insights into market trends and personal finance management. She is dedicated to simplifying complex financial concepts for individuals, guiding them toward achieving their financial goals.

Episode Summary:

Welcome to this insightful episode of Money Roots, where your host Kerrie Beene delves into the dynamics of today's financial market as we inch closer to 2025. This episode is pivotal for anyone interested in understanding inflation trends, interest rate movements, market performance, and the consequences of economic volatility on personal finance. With her extensive expertise, Kerrie provides actionable steps for listeners to adapt and thrive in ever-changing financial conditions.

In this episode, we explore current market scenarios with a deep dive into the upcoming Consumer Price Index (CPI) report, due December 11th, critical for gauging inflation. Kerrie unravels the complexities of core CPI and its implications on everyday expenses like groceries and rent. Additionally, the episode anticipates the Federal Reserve's meeting on December 17th-18th, discussing potential interest rate adjustments that could steer financial strategies. The dialogue enriches your understanding of stock valuations, recent market rallies, and the prospect of market valuation staying above average, offering a long-term investment perspective in the face of market fluctuations.

Key Takeaways:

• Inflation Concerns: Understand the current trends in inflation and how they may affect personal spending and planning.
• Interest Rate Insights: Explore the potential impacts of continued Federal Reserve actions on borrowing costs and investment opportunities.
• Market Performance: Learn about the recent gains in stock indexes and the effects of tech stocks leading rallies.
• Investment Strategy: Insightful advice on maintaining balanced portfolios by knowing risk tolerance and setting long-term goals.
• Risk Management: The importance of a robust emergency fund to navigate through economic volatility.

Notable Quotes:

• "Economists talk about core CPI because it can give us a more stable view of the underlying trends." — Kerrie Beene
• "Market dynamics are such that the market may stay overvalued until earnings catch up to valuations." — Kerrie Beene
• "Volatility, while unsettling, is a chance for disciplined investors to stay focused and avoid emotional reactions." — Kerrie Beene
• "Having three to six months of living expenses in an easily accessible account can prevent you from selling investments during volatile times." — Kerrie Beene

Resources:

• Follow Kerrie Beene on her professional journey at Rooted Planning Group Website.

Embark on the complete journey of financial enlightenment by listening to the full episode. Subscribe to Money Roots and stay tuned for more valuable insights that cultivate your financial knowledge and growth.