If tax season has you rushing to “just get it done,” this episode is for you. We’re talking about what panic filing actually costs you - from messy books to missed deductions and why slowing down may be the smartest financial move you make this year. If you’re an overwhelmed entrepreneur feeling behind on your taxes or bookkeeping, this will help you approach it with clarity instead of pressure. You don’t need to spiral to handle this well.

Money Mindset Playbook: https://aimeecerka.com/mindset

For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/244

Ready To Take Action: https://aimeecerka.com/podcastlinks

Do you feel like time's running out?

You've got pressure right now.

You've gotta get your taxes followed.

Your book's have to be up to date.

I need you to hear this.

Like this episode is for you.

You do not need to rush and rushing through it is creating more problems.

So if you feel behind with your books or your taxes, if you're tempted just to

like rush through, make it go away, right?

And.

Most importantly, probably if you keep telling yourself,

I'll do better next year.

All right, we're gonna talk today about how to do it right, not just get it done.

So

This is Money Simplified, the podcast where I help female

entrepreneurs go from stress and struggle to unstoppable with money.

Money is more than just budgeting and p and Ls, and we're gonna

take you through all of it here.

We blend proven financial strategy with mindset work and energetic

alignment, so you can create unstop.

Finances, build an unstoppable business and truly enjoy your unstoppable life.

It's time to take my wisdom and my expertise to help you simplify

money and go beyond the numbers.

I'm your host, Aimee Cerka.

Welcome.

I'm so glad you're here.

welcome back to Money Simplified.

Today we are talking about taxes, and this time of year there

is pressure, there is guilt.

There's all those things like we gotta get it done.

We're feeling the deadline.

So before we dive into this though, bookkeeping simplified

is now open for pre-sale.

So if you're feeling that pressure, if you're like, I want to do things better,

not just get it done, and I would.

Say bookkeeping simplified is really for you whether you are DIYing it or

you're planning to outsource, because I believe even if you're outsourcing,

you should have an understanding CEO level understanding of what's going on

so that you can make informed decisions.

Again, we're taking that fear and all of those unknown things out of it.

What Bookkeeping simplified is gonna do is it's going to give

you the why's behind all of it.

We're breaking it all down, very simple, like that's what I do.

I make money.

Simple, right?

Breaking it down.

No legal ease, no accounting, ease language.

Not only I'll teach you some of it, but we're gonna explain the principles

behind why we do the things that we do, and then get into the tactical howtos

specifically within QuickBooks Online.

Like, Hey, this is how you do this, and this is how you do this.

This is why you want this.

This is what you need to do every month.

This is what we need to do every year, so you know exactly why we're

doing the things that we're doing, and then how to do them that way if

something comes up that's not covered.

You're gonna know how to handle it because we all know those little

oddball things are gonna come up, right?

So bookkeeping simplified is open for pre-sale.

Um, I also have a special thing going on right now.

There is a telegram thread, so if you join for pre-sale and you have questions that

you need answered now before we go live.

You can ask them and I will answer them.

So that's gonna be Aimee Cerka.com/bookkeeping simplified.

That link will be in the show notes as well.

So let's get into it because the new year pressure is real, right?

Like it starts to build on January, February.

It gets loud like 10 99 deadlines already happened.

Tax season is coming.

Depending on if you are have an S-Corp election, or if you are a traditional.

Business LLC doesn't have the S corp election.

Like your deadlines are gonna be different, but it's like, we gotta get

it done, we gotta get it done, we gotta get it done, we gotta do it right now.

And everybody panics and everybody freaks out.

And then some people, I even had a client was telling me like her CPA

was like, she was good with this part, but her CPA was hounding her about

like, Hey, we need this, we need this.

And the time we had the conversation, like the IRS isn't even open yet.

Everybody just take a breath.

Like it's gonna be okay.

When we sit and we panic and we rush through things, you are not

fixing the problem for next year.

We're just putting it off.

Okay?

And even if you've got like a decent system in place, like you feel like

you've got most of the way there, but you're feeling that pressure and that

like, oh my gosh, we gotta get it done.

We gotta get it done, or.

I am just not gonna do it.

I'm gonna avoid it.

I'm not gonna look at these things.

I don't care if I miss some of the deductions.

I just wanted to get it over with.

Right?

That line of thinking, we make sloppy decisions,

so if you're feeling all that pressure, I file an extension.

Not that big of a deal.

Have your CPA.

Just follow the extension.

Give yourself the space to do this correctly.

Make this the year that you change things, that we do it right and we set

ourselves up for success for next year.

The craziness of, oh my gosh, we gotta do it.

We gotta do it, we gotta do it.

Don't worry about it.

Felony extension, that gives you six months.

You can do a heck of a lot in six months.

We're not gonna just put it back on the back burner and ignore it.

So then you're just pushing the, kicking the can down the road six months, and then

you're gonna freak out all over again.

Follow the extension,

like I encourage a lot of people, like you can still follow on time,

even if you follow the extension.

So follow the extension and give yourself the space, and then you're good.

This is giving you clarity.

We're not going to continue avoiding it.

You're not a failure because you file an extension, like there's no

penalty for filing an extension.

Like just file it because the extension is gonna give you the time to do it, right.

We're not using it as permission to ignore it because when we just rush

through this, we've got messy books.

You've got missed deductions and let's go back Messy books, you could

accidentally be over deducting.

Now, I will tell you time and time again, the IRS is not something to be afraid of.

As long as you were following the rules.

There's no reason to be afraid of the IRS.

There's no reason to be concerned about an audit.

We have a whole lesson inside bookkeeping simplified.

That's gonna be like finding a CPA because who you have in your corner matters.

But if you've got messy books, I had a bookkeeping client one time.

We had double expenses entered, so she followed her books like that.

She was doubling her expenses.

That wasn't accurate.

That's not following the law, right?

Like that's not following the rules.

It's not even a law.

'cause it's not IRS isn't legal, but that's another conversation.

That wasn't correct, and if she rushes through it, she would've filed like that.

And if she was audited, that would've caused a problem.

But then we had the opposite side.

You're missing deductions

because you're rushing through it.

We're gonna have like the bonus for bookkeeping simplified is gonna be

the unstoppable taxes, and there's a whole tax strategy in there.

Rushing through is just going to compile the cleanup fees that either

you're going to have to pay yourself, so the fee would be your time and

having to figure this out yourself.

This is the hardest part for most people.

The ongoing part of doing your bookkeeping isn't as big of a deal when you know how

to do it right, but the cleanup process to go back and make it all accurate,

either you're going to pay for it.

And you're gonna pay more.

The longer we kick it down the road, the more time that we're

going to have to clean up.

Right?

And then if you've already found the taxes and then we're doing the cleanup,

we have to make the cleanup match, which filed, and there's extra things, right?

But we're just repeating the same cycle.

This keeps happening.

It's not about like, oh, it's the deadline, it's the timing.

It's the system that we have in place.

It's the habits we have in place.

It's the way that we're operating and the way that we're prioritizing things.

That has to shift, and it's not about solving everything today.

That's why like follow the extension, please, just.

File the extension, stop stressing.

That has to be done right this minute.

We will start to solve it.

We're going to make this a priority because if you file the extension

and just put it back on the back burner, that's still not fixing it.

But give yourself the space.

Make today, the day you're drawing the line in the sand,

I am going to figure this out.

I'm gonna make it right, and I'm gonna give myself the space to

do it instead of putting myself under the pressure of the deadline.

So you can move forward without the panic mode.

'cause panic mode means mistakes and pressure and all of those things that

we don't want to put on ourselves.

There's enough of that occurs in the world.

Doing it right changes everything.

When you have.

Your books and everything ready for taxes, like when it's done

right, it's not a big deal.

You have the things in place that you need to.

Next week we're gonna talk a little bit about why we avoid it in the

first place, but at a minimum.

File the extension on your taxes, and if this is something that

you're like, you know what?

I'm tired of it being the thing that's on my shoulder that I

don't get, I don't understand.

I want to outsource.

Maybe you're not quite ready to outsource, but you would love to

outsource bookkeeping simplified is definitely the place to start.

Again, we're gonna give you this step by step, and if you're like, no, I

wanna just do it myself, go for it.

I also have bookkeepers that take the courses as well, because

I explain it in a better way.

It makes more sense to them anyways.

So if this episode brought up questions for you, remember you've got the ability

to ask them inside the Telegram channel.

Right now, bookkeeping simplified.

It is on pre-sale and like.

I've completed the outline.

Now started working on recording some of the content.

There's a lot that's gonna be in there, so I think the price point is gonna end

up even higher than I thought it was gonna be, like we're gonna end up raising it.

So right now, still pre-sale for you.

Lifetime access to the course if you purchase it now.

This is designed to help you understand your books, like the principles behind

why we do the things that we need to do, how to do it so you can do it.

So you can do them yourself or work with somebody.

Have somebody do it, can have me do it confidently without

the rushing or panicking.

Because if you can step into that confident role, again, feeling clear,

grounded, confident, you're gonna be so much better off, but you need, there's

such power in understanding this.

All right.

Aimee Cerka.com for us slash bookkeeping simplified to join us.

All right, I wanna hear, was this like a breath of fresh air?

I know there's so many people that I've had this conversation with, so I

wanted to share it here on the podcast.

Send me a message on Instagram at Aimee Cerka.

That's it for now.

Remember, you've got this and I've got you.

We'll see you next time.

Thank you so much for listening to Money Simplified.

My favorite place to hang out is on Instagram.

You can find me at Aimee Cerka to catch all the behind the scenes of my stories.

Send me a message to share your biggest takeaway or just to say hi.

I love hearing from podcast list.

Nurse, when you're ready to take action on your mindset, your money, or the

systems behind it all, I'm here for you.

Whether you're snagging a free resource, exploring a mini course, diving into the

fundamentals with Money Mastery Academy, getting in-depth support inside the

unstoppable experience, or scheduling a complimentary bookkeeping consult to

finally get hands on help with your books.

Your next step is waiting for you, Aimee Cerka.com/podcast links has all the

information, and of course, that link is hanging out in the show notes for you.

We'll see you next time.