Episode 3 of Jersey Justice Podcast: New Jersey Workplace Injury Lawyers Share How to Effectively Use Evidence and Testimony in an NJ Workplace Injury Case
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Welcome to Jersey Justice, a civil law podcast that shares
Speaker:practical tips and stories about personal and workplace injuries.
Speaker:Joined two of the brightest New Jersey injury attorneys, Gerald Clark
Speaker:and Mark Morris of Clark Law Firm.
Speaker:As they take you behind the scenes of.
Speaker:Justice and civil law.
Speaker:But first, a quick disclaimer.
Speaker:The information shared on this podcast is for general information purposes only.
Speaker:Nothing on this site should be taken as legal advice for any
Speaker:individual case or situation.
Speaker:This information is not intended to create and does not constitute
Speaker:an attorney-client relationship.
Speaker:Hello everyone.
Speaker:Welcome back.
Speaker:On today's episode, we're gonna be talking about the pursuit, investigation, and
Speaker:evidence gathering process in New Jersey.
Speaker:This is really important because this is going to give you guys a
Speaker:lot of information on what goes on behind the scenes of what
Speaker:really needs to happen today.
Speaker:I am here with Gerald Clark and Mark Morris, and I'm gonna start off the
Speaker:conversation by going to Jerry give us a summary of what we're gonna cover.
Speaker:When you have a case like this, we're talking like about construction
Speaker:injury cases, workplace setting cases.
Speaker:It's really important to gather the evidence because if you can't prove
Speaker:your case, you can't win your case.
Speaker:And it's super important to gather evidence early on because
Speaker:that's when the evidence is fresh.
Speaker:The surveillance video hasn't been recorded over yet.
Speaker:Witnesses are still around.
Speaker:The memory is still fresh.
Speaker:That's what that's about.
Speaker:It's about jumping on it right away, gathering the information
Speaker:that will be critical to help the case get one in court.
Speaker:Yeah, and I think that's really important.
Speaker:And you know, some of the things we are gonna even talk about the role that OSHA
Speaker:plays in workplace injury investigations.
Speaker:We're gonna be talking about the importance of giving notice of a
Speaker:claim and also sending an evidence preservation letter and many other things.
Speaker:But those are just, you know, some overviews.
Speaker:So Jerry, maybe you can talk to us a little bit about, you know, the role
Speaker:of osha, because that plays a huge role when it comes to workplace injuries and.
Speaker:Also I, I'm just curious to know if there's other organizations
Speaker:that, you know, injured workers need to be aware of when it comes
Speaker:to injuries, let's say if they were injured on a construction job site.
Speaker:So, in terms of osha, OSHA is the federal agency.
Speaker:It's part of the United States Department of Labor.
Speaker:The head of the Department of Labor is a cabinet level position in the president's
Speaker:cabinet, and the Department of Labor enforces the OSHA rules and regulat.
Speaker:And all throughout the United States and its territories, there are OSHA offices.
Speaker:I believe in New Jersey.
Speaker:There is an OSHA office in North Jersey and there is an
Speaker:OSHA office in South Jersey.
Speaker:Marton and OSHA has investigators.
Speaker:I think they are called occupational health and safety officers.
Speaker:And their job is to investigate hazardous workplace conditions, to educate employers
Speaker:and if necessary, to find employers that don't follow the OSHA safety rules, both
Speaker:in construction sites, in factories and industry, and other workplace settings.
Speaker:So OSHA's the most important.
Speaker:Now, whether or not OSHA comes out to a construction site or responds to an injury
Speaker:often depends on the funding levels.
Speaker:So like Congress will fund OSHA and depending on the budgets each year,
Speaker:Some administrations will give more money to protecting workers, and some
Speaker:administrations will give less money and whoever's in power, and if they have
Speaker:less money, they hire less investigators, and then they can investigate the sites.
Speaker:So basically what happens is if there's an injury and someone calls osha, if
Speaker:it's a very bad injury or a fatal injury or something that's very obviously went
Speaker:awry, often the police will call the local OSHA office and the investigator will.
Speaker:The investigator will take pictures and they will interview witnesses and
Speaker:determine if there's been a violation.
Speaker:Now, if there's been a violation that doesn't do much for the
Speaker:worker itself, what happens is the employer will get fined.
Speaker:It's usually maybe a thousand bucks or few thousand dollars.
Speaker:Seven or $10,000 would be a lot in my experience, which is nothing
Speaker:compared to the injuries that the employee sustains in many cases.
Speaker:And that money doesn't go to the employee, it goes to back
Speaker:to OSHA as I understand it.
Speaker:But what is very helpful with that investigation is as part of
Speaker:this, as an attorney experience in doing workplace injury cases, is
Speaker:we can get that information from osha, we can get their invest.
Speaker:We can get the photos, the statements and all of that can be very, very helpful.
Speaker:Improving a case.
Speaker:So that's important.
Speaker:In terms of the role of OSHA coming into the, to the work site and
Speaker:investigating it, Jerry said it.
Speaker:Obviously OSHA applies on all construction sites, but OSHA can't
Speaker:be everywhere once it's a limited government agency, so you're not
Speaker:gonna have that perfect scenario where OSHA came out and investigat.
Speaker:And gave this thorough report on every job site.
Speaker:So even though there may have been OSHA violations and an incident that
Speaker:should have been reported to OSHA and investigated by osha, you're
Speaker:just not gonna have that in a lot of these construction injury cases.
Speaker:But you definitely want someone that do us to look for it.
Speaker:Yeah.
Speaker:And can you guys talk a little bit also about the, you know,
Speaker:the giving notice of a claim and sending an evidence preservation?
Speaker:This podcast, it's good for people that want to know behind the
Speaker:scenes and stuff, but it's also good for attorneys, I would say.
Speaker:And a lot of this is more, I would say for attorneys because once the client
Speaker:picked a good lawyer that knows what they're doing, they shouldn't really
Speaker:have to worry about this stuff too much.
Speaker:Whether or not OSHA comes out and does an investigation, it can take a long time
Speaker:to get their investigation materials.
Speaker:So really, it's a good idea for the attorney or law firm to send
Speaker:out an investigator depending on the facts of the case and
Speaker:depending on the timing and everyth.
Speaker:And then that investigator can do what else she would do, which is take pictures,
Speaker:gather evidence, and that sort of thing.
Speaker:Also, like kind of legally speaking for other attorneys, you have to jump
Speaker:on cases right away because there could be notice of claim issues.
Speaker:So for example, if a claim is brought against a public entity, which would
Speaker:be like a government agency or any kind of a government related thing, in New
Speaker:Jersey, a notice of claim probably has to be filed, and that's usually within 90.
Speaker:So that's important legally for notice of claim, just to satisfy legal requirements.
Speaker:If that's not done, the case could be thrown out, ending on the facts and
Speaker:the circumstances and who's involved.
Speaker:But it's also a good idea just to give notice that it even happened to fill out
Speaker:a report to say, Hey, this happened to me.
Speaker:Because when these insurance companies and defense attorneys get involved,
Speaker:the first thing they're going to do is question whether or not it even happened
Speaker:and determine, Hey, is this a fraud?
Speaker:Is someone you know baking that an incident happened?
Speaker:Man, a lot of times that can get bungled early on, and so it's
Speaker:important for that notice of claim form for a report to be filled out
Speaker:and for the authorities to be contact.
Speaker:And also in terms of contacting osha, anyone can call a local office
Speaker:and report a safety violation.
Speaker:I believe they have an 800 number for that.
Speaker:And it can be done anonymously because the whole point behind it is
Speaker:that workers don't feel like they'll be intimidated or will have get
Speaker:fired or something for doing this.
Speaker:So it is anonymous and anyone can report a.
Speaker:Even if someone hasn't been hurt, I think there's things called an imminent safety
Speaker:hazard where OSHA could come out and and stop issue, a stop work order on the job.
Speaker:I believe they can do that.
Speaker:Don't quote me on a hundred percent, but there's things they can do when
Speaker:there's an imminent hazard to a worker.
Speaker:Thank you for that.
Speaker:And actually, we will provide all of that information and the
Speaker:resources for our audience so they can refer to that if they need it.
Speaker:Thank you.
Speaker:Yeah, and then we'll just kind of, I guess, jumping off from that.
Speaker:OSHA isn't the only, I guess, public resource that we would try and track down
Speaker:in a lot of these construction cases.
Speaker:Oftentimes, if at the big job there's gonna be a town file, so
Speaker:we will send out a letter to the town requesting that they make the
Speaker:town file available for inspection.
Speaker:We usually, it's an Oprah request and sometimes they'll just produce the
Speaker:documents, or if it's a big job, we'll literally get in the car and drive down.
Speaker:Whichever municipality was where this happened, and spread out everything
Speaker:from architectural plans to permits for sewer opening to make sure that,
Speaker:number one, we're identifying all of the right parties in the case, like all the
Speaker:people that should be sued, you know, that claim should be brought against.
Speaker:And then also just to see if there's any helpful nuggets in there.
Speaker:Like, Hey, you were, you know, told on this day that there's too many workers.
Speaker:On the roost without fall protection or that, you know, hey, this trench was
Speaker:noted to be potential collapse issue.
Speaker:You know, it's rare that you find those things, but in the event that they're
Speaker:there, it's, it's definitely something you'd want to try and track down.
Speaker:Great point, mark.
Speaker:Thank you for sharing that.
Speaker:Yeah.
Speaker:The other thing too, on that dimple is under like, not to get too legally easy
Speaker:here about, but under New Jersey law, there's an administrative code and there's
Speaker:a regulation that says the contractor on the building, Is required to make sure
Speaker:that that job is done in a safe manner.
Speaker:So it's critical to identify who the contractor is on the building permit.
Speaker:It is usually a general contractor, and they have a responsibility to make
Speaker:sure the safety rules are followed.
Speaker:Yeah, so that's important too.
Speaker:Yeah.
Speaker:Thanks for, thanks for sharing that as well.
Speaker:And Jerry and, and Mark, whoever wants to take this one first, if you
Speaker:can shed a little bit of light in terms of the process of witnesses,
Speaker:taking the right type of photos and videos and conducting the onsite
Speaker:investigation, because I think that.
Speaker:That's so critical to get the right evidence at that time.
Speaker:And a lot of times because people don't know what evidence to gather or they
Speaker:missed certain steps of this process, it can really, you know, impact their
Speaker:claim negatively because they don't have all the proof that they should
Speaker:have gathered right on the spot.
Speaker:So what are some pointers for that and the process?
Speaker:This is discipline's kind of a hybrid.
Speaker:I think some of what we've said has been helpful to people who get hurt.
Speaker:Some might be helpful to attorneys discipline's.
Speaker:Right in the middle, but, so in terms of, I guess, early investigation, what
Speaker:you want to gather in these cases, what we're supposed to show, and I think we've
Speaker:touched on it, is that the defendants knew that the workers will work a
Speaker:in an unsafe way and down the road.
Speaker:The low hanging fruit in these cases is for the defense to blame the worker.
Speaker:But that's not how these cases are supposed to.
Speaker:So what we're trying to find early on is that the defendants knew that
Speaker:the work was being done unsafely and didn't do anything about that.
Speaker:So the way we can show that is by showing that they had something called
Speaker:construct notice, where people were working in a dangerous way on this job
Speaker:site in a general sense, and therefore it's more likely than not that they
Speaker:knew or should have known that first knew it's injured, was also working in
Speaker:that safe, unsafe way when they got.
Speaker:The best case scenario with, I think we actually have had the specific case
Speaker:or scenario isn't coming to mind, but would be essentially the defendants,
Speaker:the general contractors standing right there watching the worker work in
Speaker:the unsafe way that they became hurt.
Speaker:And that would be, that would, that would just be actual note
Speaker:that they knew that the worker was working in a safe way when they.
Speaker:Jerry, I can remember we had a case, it was a guy was installing, I think like
Speaker:floor joists and he was up on the second story and he didn't have fault protection.
Speaker:I think he was 10 feet up.
Speaker:He was on, you know, the top of that, about to do the joy for the, the
Speaker:second story, which are like the, the main beams for the floor, Eddie F.
Speaker:And he got really hurt and we were doing some of our early invest.
Speaker:And we found a promotional video for the general contractor or the contractor
Speaker:above the company our guy was working for.
Speaker:And in the promotional video they have their guys with their like shirts to
Speaker:the logos on standing there pointing at the work as workers are working
Speaker:with no fault protection, doing the exact same payment our guy was doing
Speaker:when he fell down and got hurt.
Speaker:So in that case, that was, we had a perfect smoking gun right there.
Speaker:And it was a fun de.
Speaker:We're working on a case.
Speaker:This is a case where they were building a hotel in North Jersey forklift that was
Speaker:approved to lift workers on the job site.
Speaker:The case alleges that the workers were put in these job made boxes, and it's also
Speaker:alleged that the general contractor on the site knew about that, allowed it to.
Speaker:It's very important in these cases to prove that the general contractor
Speaker:knew about the hazard or took a blind eye to the, the hazard, or let
Speaker:hazards generally exist, meaning OSHA violations on the job often because as
Speaker:we've said before, it costs money and it to follow the rules and enforce the
Speaker:rules when they're trying to maximize.
Speaker:So we had one particular case where the contractor was denying that they
Speaker:knew that they ever saw, and I don't know if I can share my screen, I might
Speaker:be able to, in our investigation, we were able to find this photo, which
Speaker:was taken 10 days before the worker, in our case, where the, the job made box.
Speaker:And it showed the people from the general contractor actually looking
Speaker:at workers in a job made box on that very job site 10 days before.
Speaker:So that was very helpful in showing that they knew that they had knowledge.
Speaker:So this is the kind of investigation documents that super
Speaker:important to get in these cases.
Speaker:You know, they.
Speaker:Workers were ever in boxes before and then, then they denied knowing
Speaker:workers were in boxes before.
Speaker:And because of investigation that we did and being very aggressive supporting
Speaker:our clients' rights, we were able to dig up that and many similar photos,
Speaker:which on that very job, which showed the very thing that they denied took place.
Speaker:That stuff's very important, the investigation, and the earlier you
Speaker:can get that stuff, the better it.
Speaker:So with that whole investigation process, I mean for this particular
Speaker:scenario that you just presented, how long did that whole process
Speaker:take to really make some leeway?
Speaker:That's a great question.
Speaker:Di, generally speaking, you know, this was before covid.
Speaker:We would generally tell people that once a case is put in suit,
Speaker:it can take anywhere from like one year to three years to be over or
Speaker:because of covid and a lot of stuff.
Speaker:This case is still going on.
Speaker:It happened in 2014.
Speaker:The case was filed in 2016, but we have a trial coming up, so hopefully
Speaker:we're getting towards the end.
Speaker:So it takes long and they don't turn these pictures up easily.
Speaker:It takes a lot of fighting and a lot of zealous legal advocacy
Speaker:to, to get that kind of thing.
Speaker:So on that note, do you think that some, you know, lawyers give up too easily
Speaker:because they just are moving on to the next thing and it's too difficult to
Speaker:get all of that evidence or, you know, get permission to have access to those?
Speaker:It happens all the time.
Speaker:I took a deposition two days ago on a case, and we do a lot of these
Speaker:construction injury cases and on this particular job site, the developer, they
Speaker:were building one of those box stores where they sell stuff really cheap.
Speaker:This was a large national chain that was building this store, and a worker was up
Speaker:on scaffolding, installing the siding.
Speaker:The scaffolding had no fall protection.
Speaker:The worker fell, was severely injured, and we got their initial discovery responses.
Speaker:Discovery responses is, is written questions that they answer in the
Speaker:case about basic questions about, Hey, what happened and who's who,
Speaker:and turn over any documents you have.
Speaker:And they're sworn under oath the.
Speaker:These answers sworn under oath.
Speaker:You know, we asked for basic things like your project file, which is the
Speaker:file for the construction job with the contracts and the bids, and the
Speaker:checks and the letters and the photos and the building plans, kind of things
Speaker:you would have in a construction file.
Speaker:And they answered these sworn discovery responses saying
Speaker:they didn't have any of that.
Speaker:They had no file, and then they provided in the affidavit, Principal
Speaker:from the company saying we had no involvement with the construction job.
Speaker:In fact, we had no interest in it.
Speaker:And I looked at these and having done so many of these cases, I highly
Speaker:suspected those answers were fraudulent.
Speaker:And I told the lawyer that I wrote him a letter.
Speaker:I we're not dismissing the case.
Speaker:They asked us to dismiss the case based on the affidavit that they
Speaker:had nothing to do with anything.
Speaker:And I said, I highly suspect your answers are largely fraudulent, and
Speaker:I suggest you talk to your client every and, and change 'em and
Speaker:review them, and he never did that.
Speaker:We took the deposition two days ago.
Speaker:Lo and behold, the answers were absolutely fraudulent.
Speaker:So much so that the attorney pled the Fifth Amendment in a, in a civil
Speaker:deposition in response to questions because one of the questions.
Speaker:Please produce any progress photos you have related to the
Speaker:job, and the answer was none.
Speaker:No progress photos.
Speaker:And I said, why did you answer none to that?
Speaker:And he ended up taking the Fifth Amendment direct, which means directing the witness
Speaker:not to answer the question because his answer might tend to incriminate him.
Speaker:I suspect the lawyer did that and provided those answers because
Speaker:most lawyers would just, oh, okay.
Speaker:That must be it.
Speaker:Let me sign the dismissal and move on to the next one.
Speaker:But we don't.
Speaker:We don't do that.
Speaker:We've done a lot of these generally.
Speaker:We've done a lot of these cases.
Speaker:We know what we're looking.
Speaker:And in just about every case I've had like this, they never turn over
Speaker:the important materials right away.
Speaker:It requires motions and court borders and a lot of work.
Speaker:Basically what happens is these insurance companies are often funded to the tune
Speaker:of billions of dollars, and they're just looking to wear ordinary people down.
Speaker:They're looking to wear down the lawyers, they're looking to outspend
Speaker:them and slog 'em down in court so that they can avoid paying.
Speaker:The results of their conduct, which is workers getting injured really bad.
Speaker:I just wanna add one thing, mark, and then you got the mic.
Speaker:I think that's really important because with insurance companies,
Speaker:their goal is to, you know, spend the least amount of money and give
Speaker:out the least amount of settlement.
Speaker:And for an injured party who's not knowledgeable about this stuff, you
Speaker:know, the insurance company might say, oh, we're gonna give you $50,000,
Speaker:and they don't realize that their injury may be worth $2 million.
Speaker:And they're just uninformed, right?
Speaker:And I think it's so important that these workers and their families are informed
Speaker:because if they know what their rights are, they know what they may be entitled
Speaker:to based on the type of injury, based on the type of suffering and loss of wages.
Speaker:All of those things, I think they can get a better outcome.
Speaker:But it's that lack of knowledge that really the insurance
Speaker:companies, in my opinion, take advantage of these four people.
Speaker:You know, their job is not to give out money, like it's free.
Speaker:And that's why lawyers have to fight for that really hard and even
Speaker:to get different things like the evidence and the photos and all that.
Speaker:But that to me, that's a difference between a good lawyer and imed lawyer is
Speaker:one that's gonna go above and beyond to get all the, the pictures, the evidence,
Speaker:the things that are locked up in vaults to actually fight for their client.
Speaker:So that's, that's my opinion.
Speaker:And Mark, I'd love to hear what you have to.
Speaker:No, it's, you're absolutely right.
Speaker:And Jerry's absolutely right too.
Speaker:It's pretty much every single one of these construction cases, it's the same thing.
Speaker:And you get these non-responsive answers.
Speaker:And we do something called a morman request for more specific answers
Speaker:to the interrogatories, a question, the answers that were sent out.
Speaker:And then sometimes we get a response back, but more often than not, we
Speaker:have to make an application with the court to get the defendants
Speaker:to answer these basic questions.
Speaker:And then to Jerry's point, talking about something.
Speaker:Job site photos are a project file.
Speaker:We've had cases where they say, you know, not applicable objection
Speaker:or We don't have a project file.
Speaker:And then after rounds and rounds of motion applications of court, they give us the
Speaker:project file, which is an entire room and a warehouse filled with documents relating
Speaker:to the project that we've been at.
Speaker:So it's in, you see, in every case, it's just a matter of on a what.
Speaker:You see it too.
Speaker:And just kind of jumping off, one of the last thing that Jerry said, talking
Speaker:about the insurance companies, I, I don't remember which one it was, but essentially
Speaker:there, there was like a PowerPoint presentation put out to adjusters.
Speaker:And I think it's a picture of a person like hanging from
Speaker:a rope above an alligator.
Speaker:And the caption is delay claims, delay, delay, delay.
Speaker:People will either give up hope and.
Speaker:Dismiss the case or they'll die and the case will be less
Speaker:valuable because they're dead.
Speaker:There's no more pain and suffering.
Speaker:So there's, you know, every commercial you, you see when you're watching
Speaker:sports or, or whatever, it's some cute little mascot or you're in
Speaker:good hands or something like that.
Speaker:But the, the game is to pay out the least amount on the claims and to
Speaker:pay out as few claims as possible.
Speaker:So you absolutely need the right attorney that's going to keep fighting.
Speaker:And first, with these construction cases pushed through, Nonresponsive
Speaker:answer, nonresponsive answer to get the things you need to prove your case.
Speaker:And also I would say, I think, you know, for the injured client, it's
Speaker:important for them also to realize like, These things take time and
Speaker:it's important to be patient.
Speaker:You know, if your case is valid, there's evidence there in your favor.
Speaker:You have a good legal team on your side, you can get a favorable outcome.
Speaker:But it, it doesn't happen overnight and you do have to be patient with it.
Speaker:You know, you can take what the insurance company offers you, or you
Speaker:can wait and you can get the proper settlement that you're entitled to
Speaker:based on your injuries and the evidence.
Speaker:So I think it's about educat.
Speaker:Clients too can imagine that clients will get impatient and,
Speaker:and it's understandable, right?
Speaker:Because they're suffering, they don't have income coming in, things like that.
Speaker:Or they're not compensated for the type of injury that they receive.
Speaker:So what I wanna know is how do you guys have those difficult conversations
Speaker:with your clients to educate them and say, Hey, this is the course of
Speaker:action we're gonna take and this is why we're doing things the way we are.
Speaker:This is why it takes long this time period to get this.
Speaker:And dimple.
Speaker:I, we kind of try and set that up from the client.
Speaker:Intake is our first, some of our first interactions with the client
Speaker:and the example we've talked about being a McDonald's or a fast food
Speaker:chain versus steak restaurant.
Speaker:Our clients know that.
Speaker:We tell them, you know, we're selective about the cases we take and
Speaker:it's not all a smoke screen or, or beating our chest when we say that
Speaker:we prepare cases, you know, to try.
Speaker:Because we often find that by working the case up, which takes time, certainly takes
Speaker:more time than just taking the first offer that the insurance company gives you.
Speaker:But we find by working the case up for trial, preparing for trial of being
Speaker:ready for trial, that that often is the stage at which the insurance company
Speaker:will kind of give their best offer.
Speaker:Because I always tell clients that it's not a game because it's their lives,
Speaker:but it a little bit is a game where you're playing poker or, or chicken.
Speaker:It's who's gonna fold?
Speaker:And a lot of firms early on will push their cards.
Speaker:Then they want to take the low hanging fruit, the money that's there, and
Speaker:that's just not how we operate.
Speaker:Look, there's some cases, it'll just be so cut and dry that, you know,
Speaker:Hey, it's a limited insurance policy.
Speaker:The person's really badly injured, here's the money.
Speaker:But that's rare, you know, when one of those cases comes through the door,
Speaker:it's, it's the exception, not the norm.
Speaker:Yeah.
Speaker:So, mark, I have a pop quiz for you, so let's up.
Speaker:Which would you pick?
Speaker:Would you pick McDonald's or the steakhouse?
Speaker:The steakhouse.
Speaker:I would steak.
Speaker:I would go medium rare and I would choose the steakhouse.
Speaker:And if the order takes a little bit longer to come out, that's okay
Speaker:cuz I'm not gonna feel as bad cause they'll get to go back and do it again.
Speaker:That's the thing, these cl they don't get, that client doesn't get to
Speaker:say, you know what, that settlement I took, that was a little light.
Speaker:I'm gonna go back in in five years from now cuz I'm still in a lot of.
Speaker:And ask for more money.
Speaker:You can't do that.
Speaker:So that's why we kind of try and make sure that they're positioned and
Speaker:they understand all that Good answer.
Speaker:Yeah.
Speaker:Thank you for sharing that.
Speaker:I think when you bring it up that way, it helps the audience understand, cuz
Speaker:you're painting a picture for them.
Speaker:Like what's really the difference between, you know, when you go
Speaker:to McDonald's, when you go to a steakhouse, then there is a difference.
Speaker:Wait, you go to McDonald's, your food's probably sitting there cold and you get
Speaker:it really quickly, but then you're at the steakhouse and you're gonna sit there,
Speaker:you're gonna wait, you're gonna enjoy the experience and maybe you're hungry.
Speaker:And maybe you'll get a little bit of bread.
Speaker:So maybe it's a little bit of help coming in, but then it's not
Speaker:the full settlement because that has to be, you know, worked on.
Speaker:Right.
Speaker:So great example.
Speaker:Thank you for sharing that.
Speaker:And Jerry, what else do you wanna share about this whole
Speaker:investigation and process?
Speaker:I think that's it.
Speaker:I think we covered it and I think we're pretty good for now for this.
Speaker:Wonderful.
Speaker:Alright, you guys heard that.
Speaker:We'll see you guys on the next episode.
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