It's mid-year, and the second half of 2026 is already loaded with predictable expenses quietly waiting to snap — back-to-school, Halloween, the holidays, annual renewals, quarterly oil changes, and more. In this episode, Nate Tanner walks you through the Triggator Alligator Audit: a step-by-step process to calculate exactly where each of your Alligator Fund goals stands, identify any shortfalls while you still have runway to fix them, and adjust your Paycheck Spending Plan before the panic sets in. Then he pulls out the crystal ball — spoiler, everything in H2 2026 already happened in H2 2025 — and helps you map out every gator on the horizon, including the ones that got bigger because your kids grew up. The episode closes with a motivational push to stop hearing and start doing, backed by James 1:22 and a return visit from Master Yoda himself.

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