EPISODE OVERVIEW
Duration: Approximately 25 minutes
Best For: Trapped entrepreneurs who have built something successful and now wonder if their money is actually working for them, or just sitting there while they work themselves into the ground
Key Outcome: A clearer understanding of how to make your capital work independently of your time, so you can step back from the daily grind without watching your wealth stagnate
He was 29, had over a million in his account, and walked into his boss's office to quit. They offered him more money. He said it wasn't about the money.
THE BOTTOM LINE
You built your business from nothing. You worked the long hours. You sacrificed the weekends, the holidays, the time with people who matter. And somewhere along the way, you became wealthy on paper. The thing is, your money just sits there. You're too busy running the business to think about investing properly. Too overwhelmed by the noise of crypto, AI, market chaos. Too burnt out to add another thing to your plate. Jaden Sterling knows that feeling. He made his first million by 29, built a twelve and a half million dollar real estate portfolio, then watched it all unravel in 2008 when the banks came calling. That painful education brought him full circle to what actually works: individual stocks, simple systems, and the discipline to let your money compound while you focus on getting your life back. For the last eight years, he's helped over 5,000 members find winning stocks in two clicks or less. Not because investing needs to be complicated. Because trapped entrepreneurs need simplicity that actually works.
WHY THIS EPISODE MATTERS TO YOU
Your money should be building wealth while you sleep, not sitting idle because you're too exhausted to think about it. This solves the "I know I should be investing properly, I just don't have the mental bandwidth" problem that costs you compound growth every year you delay.
Jaden's journey from corporate ladder to losing everything to rebuilding shows you what happens when you treat learning as an investment, not an expense.
The cost of inaction is another decade of trading your health and relationships for money that isn't even growing the way it could.
KEY INSIGHTS YOU CAN IMPLEMENT TODAY
The moment you realise you're making someone else richer instead of yourself, everything changes. Jaden was a regional vice president at Citigroup, being paid well, and still felt held back. That inner knowing that there's something more, that's not dissatisfaction. That's your signal. The consequence of ignoring it is another five years of the same exhaustion.
Pay for expertise or pay with pain, there is no third option. Jaden spent $10,000 on a one hour consultation with a real estate expert. She told him to do a lot line adjustment, carve out a parking lot, separate a property. That single insight made him an extra million dollars. The trapped entrepreneur who refuses to invest in coaching or consultants isn't saving money. They're paying the underground in wasted years and costly mistakes.
Simple systems beat complex strategies every time. Jaden turned $70,000 into over a million by buying one stock and adding to it monthly. Dollar cost averaging. Nothing fancy. Nothing overwhelming. Just consistency. What happens because of this approach: you stop trying to time markets, you stop the analysis paralysis, you actually build wealth.
AI is a 60% tool, not a 90% solution. The hype says AI does everything. The reality is different. It forgets context after five or six prompts. It hallucinates Saturday options contracts that don't exist. The trap is thinking AI will solve your problems. The freedom is using it as a thinking partner while you remain the strategist.
Your money should work as hard as you do. Most trapped entrepreneurs have capital sitting in accounts, earning nothing meaningful, because they're too busy working in the business to work on their wealth. Individual stocks, chosen with a clear system, can outperform packaged products without requiring you to become a day trader.
GOLDEN QUOTES WORTH REMEMBERING
"It wasn't about the money. It was about knowing that there was something more inside me that wanted to express itself. And the only way to do that was to quit my job." , Jaden Sterling
"If the coach has earned their weight in gold with asking the right questions which allowing you to open your mind to another avenue or possibility." , Jaden Sterling
"I paid consultants $10,000 for one hour. And that hour allowed me to make hundreds of thousands of dollars." , Jaden Sterling
"AI should empower us to be more human. If you can offload 70% of monotonous tasks to AI, you can empower your team to connect more, engage more, think more." , Roy Castleman
"You only learn in two places. You can get coaching or you can learn from hard times." , Roy Castleman
QUICK NAVIGATION FOR BUSY LEADERS
00:00 - Introduction: Meeting Jaden Sterling and his journey from corporate finance to entrepreneurship
02:15 - The Million Dollar Exit: Why Jaden walked away from Citigroup at 29 with over a million in his account
05:40 - Real Estate Education: How he built a 12.5 million dollar portfolio and what 2008 taught him about leverage
09:30 - The $10,000 Hour: Why paying consultants properly made him an extra million dollars
12:45 - The State of Money Today: Debt based economies, crypto, silver, gold and what actually holds value
16:20 - AI Reality Check: Why artificial intelligence is a 60% tool and how to use it properly
20:15 - Sterling Stock Picker: How to find winning stocks in two clicks or less
23:40 - Conclusion: Where to connect with Jaden and next steps for building real wealth
GUEST SPOTLIGHT
Name: Jaden Sterling
Bio: Jaden Sterling is the founder and CEO of Sterling Stock Picker, an award winning platform helping over 5,000 members find winning stocks through clear analytics and simple systems. With experience at Merrill Lynch and Citigroup, Jaden built and lost a real estate empire in 2008, then channelled that painful education into helping regular people build real wealth without the complexity of Wall Street.
Connect with Jaden:
Website: sterlingstockpicker.com
LinkedIn: https://www.linkedin.com/in/jadensterling
YouTube: https://www.youtube.com/@SterlingStockPicker
Instagram: https://www.instagram.com/sterlingstockpicker
Facebook: https://www.facebook.com/SterlingStockPicker
YOUR NEXT ACTIONS
This Week: Look at your current investments. Are they actually growing, or just sitting there because you're too busy to think about them? Write down what compound growth you've missed in the last year by not having a system.
This Month: Try the 30 day trial at sterlingstockpicker.com and see if a simple stock picking system could work alongside your business, not demand more of your time.
This Quarter: Calculate what one hour with the right consultant or coach could be worth to you. Then find that person and pay them what they're worth. The alternative is learning the hard way for another five years.
EPISODE RESOURCES
Sterling Stock Picker Platform: sterlingstockpicker.com (30 day trial available)
Notion (database software mentioned for AI memory management)
Claude AI (recommended over ChatGPT for business use)
ChatGPT/Gemini (mentioned as tools with specific purposes)
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
READY TO ESCAPE THE TRAP?
Take the Freedom Score Quiz: https://scoreapp.atpbos.com/
Discover how trapped you are in your business and get your personalised roadmap to freedom in under 5 minutes.
Book a Free Strategy Session: https://www.atpbos.com/contact
Let's discuss how to build a business that works WITHOUT you.
━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
CONNECT WITH YOUR HOST, ROY CASTLEMAN
Roy is the founder of All The Power Limited and creator of Elevate360, a business coaching system for entrepreneurs ready to scale without burnout. As a certified Wim Hof Method Instructor and the UK's first certified BOS UP coach, Roy combines AI automation, wellness practices, and business operating systems to help trapped entrepreneurs reclaim their freedom.
Website: www.atpbos.com
LinkedIn: https://www.linkedin.com/in/roycastleman/
YouTube: https://www.youtube.com/@allthepowerltd
1
::Good morning, good afternoon, good evening, wherever you are in
2
::the world. I'm here today with Jaden Sterling. He's doing
3
::something on the edge of trading and AI and all
4
::these kind of things. So I thought it'd be interesting
5
::to have a chat with him and see how he
6
::sees the world as we go forward. Welcome to the
7
::podcast, sir. Thank you so much. Thanks for having me.
8
::Pleasure to be here. So tell me, just first of
9
::all, I normally ask entrepreneurs if you were in the
10
::real world of working and now you're not, and I
11
::love that story. What was that time in your life
12
::you said, I've had enough of working. I'm not employable
13
::anymore. I remember it vividly. I was 29 years old.
14
::I was working for Citigroup, and I was a regional
15
::vice president for them. Had worked my way up the
16
::ladder. The decade of the 90s. And business was great.
17
::I was being paid well. I was in the financial
18
::industry. I knew I wanted to be in that industry.
19
::And I just felt like something on the inside. I
20
::just felt being held back, it was the strangest thing.
21
::And with that really strong inner feeling, I had invested
22
::well during the 90s. I bought one stock, and it
23
::tripled in value, and it allowed me to actually have
24
::over a million dollars in my account at the age
25
::of 29. So I said to myself, I'm single, have
26
::minimal expenses. What am I doing? I'm working for someone
27
::else, making them richer. And really, that was it. I
28
::just decided. I flew to New York, saw my boss,
29
::and I said, hey, I'm out of here. And he
30
::thought it was a ploy to get more money. So
31
::he said to me, what if I don't accept your
32
::letter of resignation? Like, how much can we pay you
33
::to keep you? And I said, oh, it's not about
34
::the money. And I sincerely meant that it wasn't about
35
::the money. It was about knowing that there was something
36
::more inside me that wanted to express itself. And the
37
::only way to do that was to quit my job.
38
::And what were the first steps like? It goes into
39
::being a really exciting and scary and exciting
40
::and more scary kind of initial thing, because we don't
41
::know, right? We step out. I love that about entrepreneurs.
42
::We step out and see a problem in the world.
43
::We think we can solve it. We step out into
44
::it. We don't know what we're doing. We. But we
45
::figure it out. I rode all the ups and downs
46
::on that roller coaster. And the funny thing was, I
47
::was really drawn to real estate at the time. Nothing
48
::to do with stocks. Although my portfolio helped me buy
49
::stocks because I would put my IRA up as collateral
50
::to buy an eight unit apartment building. And then we'd
51
::make some capital improvements to it, increase the rents and
52
::I'd get my IRA back. So it was like literally
53
::a no money down deal kind of thing. So I
54
::used my stocks as a tool, a leverage tool to
55
::buy more assets, which was basically apartment buildings, commercial
56
::real estate. And I knew I had to learn about
57
::money, big money. So I started my business, grew to
58
::12 and a half million dollars in seven years. And
59
::this is back in the early 2000s when that was
60
::a decent amount of money. I really wanted to learn
61
::more about how money worked, how the flow of capital
62
::worked, how debt worked and how lever worked. And I
63
::got that education through real estate. Although at the end
64
::quite painful because it was 0809 timeframe when the markets
65
::unraveled and I was like, oh, just the banks were
66
::calling me, like, hey, you've got a $2 million loan.
67
::Your portfolio, this one property, went from 4 million of
68
::value, it's now down to 2 million. You have to
69
::come up with a million dollars for the loan to
70
::value. And I said, could I just drop the keys
71
::off? So it was a lot of key dropping off
72
::if. And I learned a lot. But it brought me
73
::right back to my roots of stocks and how powerful
74
::stocks are, because I would never have had that experience
75
::in real estate if I hadn't started investing in stocks.
76
::So my, my, my like passion mission came full
77
::circle at that moment in 09 when I stepped into
78
::teaching more about investments, how to grow assets, how to
79
::start really building wealth, not just staying alive. 2008,
80
::what a year that was. I went from a very
81
::full order book to an empty order book in three
82
::weeks. Yeah, we made it, we wrote it through, we
83
::got out the other side. And you're right. I think
84
::the thing about what we do is that you only
85
::learn from the hard times. Right? You can learn in
86
::two places. You can get coaching or you can learn
87
::from hard times. That's right. You have to be ready
88
::to get coaching as well. I wasn't ready to get
89
::coaching because I had an arrogance to me, which I'm
90
::ashamed to admit that I thought I knew how to
91
::do it, but what I did is I sat there
92
::and I looked at other people doing it and thought,
93
::I can do it like that. I didn't have the
94
::experience, I didn't have their knowledge, I hadn't learned their
95
::lessons, I hadn't done any of the things they had
96
::done to earn that knowledge. And I didn't want to
97
::pay a coach 100 grand to come and coach me.
98
::But I eventually paid the underground and Learned more in
99
::6 months than I learned all the time before that.
100
::Those two things I think that ability to be coachable
101
::but also to learn from your lessons. Either make the
102
::mistakes and learn the hard way or go and find
103
::someone that's done it before. You're so right. If the
104
::coach has earned their weight in gold with asking the
105
::right questions which allowing you to open your mind to
106
::another avenue or possibility. For me, it didn't end up
107
::being coaching. It ended up being consultants who I hired.
108
::And I would pay consultants $10,000 for one hour. And
109
::that hour allowed me to make hundreds of thousands of
110
::dollars in real estate. I brought in a consultant. Funny.
111
::I had a property and it was a 16 unit
112
::apartment building and there was a parking lot and another
113
::home and a garage apartment above that and then actual
114
::garage units in the back, 10 of them behind the
115
::building. Profitable, proper. I bought it as a conversion. I
116
::wanted to convert it into affordable housing for people. And
117
::I brought this consultant out and she charged me $10,000.
118
::But she said to me, if I were you, I
119
::would do a lot line adjustment and I would carve
120
::out the parking lot for the apartment building and remove
121
::the home off the parcel and keep that separate. That
122
::was brilliant. I had never thought about it. She said
123
::just do a curb cut so people can pull into
124
::the parking lot. It was the easiest thing I ever
125
::did. And that allowed me to make an extra million
126
::dollars on that property. When you hire the right professionals,
127
::pay for their time with what it's worth, it's just
128
::a no brainer for sure. And now we're in a
129
::different world. Everything has changed. We have every financial system
130
::crumbling around us. We have Bitcoin doing whatever Bitcoin is
131
::doing, the share market trading in all sorts of random
132
::ways. And we have AI. And AI is going to
133
::be the biggest single change we see in our lifetimes.
134
::It's the biggest single opportunity, but it's also going to
135
::be the biggest pain. The most interesting thing I find
136
::about this, we are still in a debt based economy
137
::and debt makes the world go round. And at some
138
::point the music's going to stop and there aren't going
139
::to be enough chairs. It's interesting to me how this
140
::blockchain crypto has really come about to start opening people
141
::up to the idea. Because as far as I can
142
::tell, there's going to Be a real push for a
143
::global new world order situation going on where there's digital
144
::currency and that's going to be a big pill for
145
::a lot of people to swallow. But with the advent
146
::of Bitcoin and everything that's gone on recently, the last
147
::12, 13 years, people are used to it, they're accustomed
148
::to it, they like it. It's been a fairly easy
149
::way to transact or move money. But the reality is
150
::it's the most tracked and traced because there's a ledger
151
::for every single transaction and everyone has access to it.
152
::So I'm hoping that cash doesn't go away, but ultimately
153
::I think silver and gold reign supreme out of all
154
::this. That's my belief. I'm always buying. I've got these
155
::silver bars on my desk that I just bought 10
156
::ounces each and I'm always buying coins and things like
157
::that because I think when you talk about sound money,
158
::that's not a debt based economy, that's a real money
159
::economy. And I think there's going to be a place
160
::for that. We don't know when we don't have a
161
::crystal ball, but it could come sooner than later. I
162
::think the silver one's quite interesting because gold by nature
163
::is used in jewelry and some electronics. Silver is
164
::actually a traded commodity that people need to do stuff
165
::with and the supply is becoming much harder to come
166
::by. So where you were able to go and buy
167
::all the time and that supply and demand thing really
168
::on the bitcoin side, Bitcoin's big thing is there's a
169
::limited demand, a limited supply and there seems to be,
170
::we're moving towards our silver quite rapidly and it's in
171
::so many applications, solar panels, data centers, hardware. It's
172
::used so often and there's no replacement for it. It's
173
::just such a great conductor. Like to your point about
174
::AI, it will continue to boost and use silver quite
175
::a bit. And so I think, I don't know, I'm
176
::still on the fence about this whole AI situation because
177
::I was so burnt in the early 2000s with technology
178
::because they were pushing technology that hadn't even been invented
179
::yet. If what we're hearing is true, there's going to
180
::be a data center on every single corner. It's just
181
::bizarre, like how Starbucks was a long time ago. It's
182
::going to use a huge amount of resource electric, it's
183
::going to probably pollute our water. It's just not going
184
::to be the best situation. However, if just half of
185
::the data centers that they're talking about are going to
186
::be built that is going to require a tremendous amount
187
::of copper, a tremendous amount of power and silver and
188
::we can make money on that, we can capitalize on
189
::that because I think AI it's interesting, Bloomberg had an
190
::article yesterday talking about AI and maybe it's not quite
191
::all that it's cracked up to be. So I thought
192
::it was interesting that a mainstream publication finally has come
193
::out and started questioning AI and how it. We've
194
::been told that it learns on its own all that
195
::it replicates itself. It gets smarter. Her take was that
196
::doesn't at all happen. It doesn't know how to do
197
::that. I use Chat GPT all the time and it's.
198
::I'll ask it to pick out options contracts and it'll
199
::show me a Saturday expiry which doesn't even exist for
200
::options. I think we just take it with a grain
201
::of salt. What do you think about all that? I
202
::think we've been sold very much this dream that AI
203
::is a 90% tool. Right? Yeah. And AI is in
204
::my mind is a 60% tool. What it can do
205
::very well to your point. Firstly, ChatGPT died in version
206
::5 in my mind. I got divorced from ChatGPT. I
207
::had this lovely relationship with Chad. They built Chad it
208
::and I felt like I was married again. I moved
209
::over to Claude. Yeah, Claude streaks different. Secondly, I've
210
::been in this for three and a half years. I
211
::run three IT companies and so I've always been more
212
::tech savvy and I've been really looking at the thought
213
::of how we can use AI effectively. And one of
214
::the things I do now, I don't know if you've
215
::come across notion as a database option. No, it's a
216
::bit of software basically and it's a database software. And
217
::the problem with every AI tool you have, to your
218
::Bloomberg lady's point, every time you go into a new
219
::chat window, you lose. It doesn't learn anymore. Everyone's got
220
::the learning turned off, so it doesn't learn anymore. Right.
221
::So Claude, for example, is Learned up until 202025 in
222
::March. That's as much information as we got. However you
223
::can tell it to go and learn more on every
224
::chat. But also as you walk through your day, if
225
::you're trying to store everything in your large language model
226
::chat to be lord, whatever it is, it doesn't. It's
227
::never going to remember it. What I do is I
228
::say I'm working on this little thread at the moment
229
::now put that information that I Just learned, which I
230
::haven't had before, and put into my notion, and it
231
::just puts into my notion. And so I keep on
232
::offloading all the AI as it comes, as useful information
233
::comes to me, I offload it into a separate brain.
234
::So I think outside my brain. Right. And what it's
235
::allowed me to do is it's allowed me to expand
236
::my thinking power massively. So in your example of the
237
::options contracts that you want to go and deal with,
238
::if you're offloading that all the time and you're getting
239
::it to check online all the time when you do
240
::it, it's going to give you a totally different result.
241
::So it's really about how do you use it in
242
::a way that it's designed to be used and we
243
::haven't been told how it's designed to be used. And
244
::another big thing is the AI won't tell you how
245
::it's designed to be used. Yeah. So Claude, I will
246
::say to Claude, I want you to go and build
247
::a Claude skill. All right? So it's like a GPT
248
::and Claude won't know how to build the Claude skill
249
::to the current recommendations because it's got no knowledge of
250
::it. Okay. But Claude is very good. It's like your
251
::brilliant autistic 17 year old nephew and you can
252
::tell him every single math question in the world and
253
::he's got it, but five minutes later he's forgotten that
254
::question and it's gone. Every five or six prompt that
255
::you put in, you lose that entire context. So yeah,
256
::even if you're logged in and you got the threads,
257
::it'll only look at the last five or six threads
258
::and then we'll try and compact them. Yeah. And they'll
259
::tell you it's got a million context window and all
260
::these great things and maybe it'll get better, but that's
261
::just not the truth. Yeah. Okay. And what I'm looking
262
::at is, as a business owner and a professional, what
263
::can you do? How can you fix this problem I've
264
::got now? And it's not just understanding your problem, it's
265
::understanding how to automate and then it's how do I
266
::make AI do this for me? Absolutely. Yeah. And
267
::I think a lot of companies are using it as
268
::an excuse to lay off workers that's going to bite
269
::them in the rear end like nothing else. I firmly
270
::believe that AI should empower us to be more human.
271
::So if you have 10 people in your team and
272
::you can offload 70% of their monotonous tasks, they don't
273
::like doing to AI and you can empower them to
274
::connect more, you can empower them to engage more. You
275
::can give them the tools so that they can think
276
::more and do the things that we've forgotten how to
277
::do over the last 50 years, which is really activate
278
::the thinking part of your brain and you can let
279
::them work six hours a day instead of 10. You
280
::know, you're going to have a very happier team who's
281
::able to do 10 times the work going to come
282
::in if we can do that. I like that. I
283
::like that vision. Let's keep that be great that that
284
::came through. I love it. I'm doing it all the
285
::time. Yeah, good. I'm doing now myself with all these
286
::different operations, but in one of the operations I'm doing
287
::the work of what would be a six or seven
288
::person team and I'm doing it to a way more
289
::efficient and effective way than they would and with the
290
::use of AI with Claude or. Yeah. And did you
291
::say Claudette? No, I said Chad it. So Chat GPT
292
::Chad. Okay, here's my buddy. And then they killed Chad
293
::and they made the birth ched. It's a latest version
294
::of ChatGPT. I don't really get on with it all.
295
::Yeah, you have two pages of outputs when you ask
296
::one simple question. Yeah, Claude doesn't do that at all.
297
::Okay, so you prefer Claude over anything else. There's tools
298
::for tools. What's the right purpose of that tool? Claude
299
::has got certain purposes. Jen Spot Gemini's got certain purposes.
300
::It takes a while to understand what they are, but
301
::definitely, yeah, Claude is built for corporates, is built with
302
::security in mind. That's very good at writing and you
303
::can do all sorts of things in the background. Yeah.
304
::We're just starting to onboard Claude into our systems. Yeah,
305
::we're happy to have a chat with you at some
306
::point if you want to. I look forward to it.
307
::So tell us what you're doing at the moment. Your
308
::current. Yes. So for the last eight years I've built
309
::a software called Sterling Stock Picker with my partners and
310
::it came from. I started doing some money mentoring for
311
::folks in 09 and many worked with thousands
312
::of people worldwide. And one of my students asked me
313
::one day from Canada, she said, I love what you're
314
::teaching me, but could you build software around this? And
315
::I thought, well, I'm not a software developer. But I
316
::said that's a really interesting idea. I said, let me
317
::see what I can do with that. And then everything
318
::just lined up where I met my partners, they are
319
::developers and I told them about my vision. If we
320
::could help novice investors find winning stocks in two clicks
321
::or less, we'd be making a positive difference in the
322
::world. And that's what we set out to do. This
323
::was well before AI really started taking off. So we
324
::built it from the standpoint of looking at stocks through
325
::their pure analytics like technicals and fundamentals, financials
326
::and financial health. And so we have a scoring mechanism
327
::that shows anywhere from one to five stars. A five
328
::star is our extreme buy and then we chart that
329
::over over the years and we are currently running at
330
::about 62% above the sector averages in terms of return
331
::for the last 30 days. So we've really developed an
332
::awesome platform that helps people invest their money, build a
333
::portfolio. Because for me personally, it goes right back to
334
::buying stocks. They're my 20s buying that one company that
335
::tripled in value and I added to it every month,
336
::dollar cost average and turned 70,000 into over a million.
337
::So I know that individual stocks work rather than mutual
338
::funds or other packaged products. And how if people want
339
::to get hold of this, do you have a demo
340
::for them to look at, a trial for them to
341
::try? We do. We have a 30 day trial. We
342
::have over 5,000 members on our platform. So it's a
343
::robust platform with a lot of engagement and it's simple.
344
::It's sterling, like sterling silver, which is my last name.
345
::Sterling stockpicker.com. cool. I will make sure I've got all
346
::your details in there and if people want to reach
347
::out to you, what's the best way to get you.
348
::That is the best way as well. Through the platform
349
::I have a whole team that processes any input that
350
::comes into our platform and I receive the emails and
351
::I personally answer them as well. Thank you. So it's
352
::been a pleasure speaking to you and I hope you
353
::have a great day. Thanks for coming on the show.
354
::Thank you. Thank you very much. I really enjoyed it.