In today's show, we get through a lot:

Dave Ramsey's 5 Tips for Financial Success:

1. Create a written budget

2. Get out of debt

3. Spend less than you earn

4. Save money

5. Practice generosity

Mailbag:

- Handling inheritance

- Deciding whether to save or pay off debt

- Being cautious of fake financial advice

James Clear's Atomic Habits Book:

Thanks so much for watching, for finance coaching or to purchase MoneyLife head over tonycaine.com

to learn more about Dave Ramsey's philosophy, head to https://www.ramseysolutions.com/