Building a horse-care budget means planning for routine expenses while setting aside money for unexpected veterinary needs. Owners often underestimate the true cost of lifetime care, so creating an emergency fund and accounting for preventive care, feed, farrier services, and potential emergencies can help reduce financial stress. Jonathan Yardley, DVM, of The Ohio State University’s College of Veterinary Medicine, in Columbus, describes financial management tactics to help horse owners keep up with their animals’ health expenses in this Ask TheHorse Live excerpt.

This podcast is an excerpt from our Ask TheHorse Live Q&A, “Managing Senior Horse Expenses.” Listen to the full recording here: https://thehorse.com/1145492/managing-senior-horse-expenses/.