Artwork for podcast High Vibin’ It
234. Effortless Money, The New Money Paradigm, and Spiritual Investing with Elizabeth Ralph
28th May 2024 • High Vibin’ It • Lynnsey Robinson and Kelsey Aida
00:00:00 01:09:51

Share Episode


In this episode, The Spiritual Investor, Elizabeth Ralph, shares her journey from financial trader to spiritual investor. Learn how you can build assets and create effortless financial opportunities for your future, starting today!

Discussion Highlights:

  • Evolving Paradigms of Money and Consciousness: Explore the importance of releasing old value systems and energetically aligning with new opportunities.
  • The Spirituality of Investing: Understand why investing your money and helping it expand is a spiritual act.
  • Risks of Not Investing: Learn about the potential dangers of not participating in the investment world.
  • Money Neutrality: Discover the crucial concept of maintaining a neutral attitude towards money.
  • Managing Energy and Identity: Learn how to manage your energy deliberately and trade in the currency of your identity.
  • How to Start Investing: Get practical advice on where to start, how much to invest, and different platforms to use.
  • Shifting Your Money Mindset: Embrace a new, exciting approach to investing.
  • Quantum Tools and Personal Growth: Use quantum tools within the Matrix to accelerate personal and business growth.
  • Examples of Rapid Progress: Hear anecdotes of rapid progress and leapfrogging timelines.

Don't miss this detailed discussion about investing. Elizabeth provides valuable insights into the intersection of spirituality and investing, along with practical guidance for navigating the current economic landscape.

In the extended version of this episode, exclusively on our Patreon, we continue the conversation and talk about... not playing small anymore and letting money be so much easier than you think it needs to be.

Join our Patreon to support the show, get access to extended episodes, special bonuses, and more!


Work with Elizabeth:

Connect with Elizabeth on Social: @elizabethralph

Connect with Lynnsey & Kelsey on Social: @lynnseyrobinson @kelseyaida

Get the FREE Money Magnetics Guided Meditation from Kelsey:

Get 10% off Lynnsey’s Hypnotherapy Membership every month:

Apply to work with Lynnsey in 2024:


Elizabeth Ralph - HVI Interview


0:16 - Unidentified Speaker


0:17 - Elizabeth Ralph

Gosh, I'm so excited.

0:22 - Lynnsey Robinson

This is going to be amazing. I know it already. Kelsey is like, I picked you. Okay. I'm just going to take credit, but it is because I just think it's incredible. Just the idea of what you do. And I cannot wait to learn more about it and get into it. But also Kelsey is like, the investor. She doesn't invest big amounts or do the stock market, but she's so in touch with crypto and that kind of thing that I just think it's going to be such a magical job. Can't wait. Here she is.

0:56 - Elizabeth Ralph

Yay. Me too. I just came in with the biggest energy.

0:59 - Lynnsey Robinson


1:00 - Elizabeth Ralph

You might be teaching me a few things then.

1:03 - Lynnsey Robinson


1:04 - Multiple Speakers

Hi, Kelsey.

1:07 - Elizabeth Ralph

Nice to meet you, Elizabeth. Lindsay. Hey, good to see you again.

1:10 - Lynnsey Robinson

What's up? I need my chapstick. I'll be right back.

1:13 - Unidentified Speaker

Okay. Yeah. I love that. I know.

1:15 - Kelsey Aida

I'll have some too.

1:16 - Elizabeth Ralph

I always keep one right in my desk drawer because I always need it right before I go.

1:21 - Kelsey Aida

Oh my God.

1:22 - Unidentified Speaker


1:22 - Elizabeth Ralph

So I have to stay in Dubai. I have to go get it.

1:26 - Kelsey Aida

Love it.

1:43 - Unidentified Speaker


1:44 - Elizabeth Ralph

Come here. All right. We both did the same thing.

1:47 - Lynnsey Robinson

I always have it, but I don't know where mine went. Everybody's moisturized now.

1:54 - Kelsey Aida

That's right.

1:55 - Elizabeth Ralph

Lindsay, can you let me record so I can- Crystal, crystal, candle, the whole deal, right? There you go. Oh my God.

2:04 - Kelsey Aida

Oh my God.

2:08 - Lynnsey Robinson

I'm dead. I got this baby up here. This one's pretty big, but I can't touch her cause she's sharp.

2:14 - Unidentified Speaker


2:19 - Elizabeth Ralph

I'm just so excited to meet you guys. So thank you.

2:22 - Kelsey Aida

Yeah, us too. I'm so excited to talk about investing. We have over 200 episodes and not one episode on investing. So I knew you'd like this.

2:36 - Lynnsey Robinson

I knew you would.

2:37 - Kelsey Aida

I am investing enthusiast slash investor woman.

2:42 - Multiple Speakers

And I like money and I like passive income and I like being smart with my money to work.

2:49 - Elizabeth Ralph

So yeah, it'll be really fun. I'm excited.

2:52 - Kelsey Aida

I'd love to learn more about being spiritual with investing.

2:55 - Elizabeth Ralph

Cause I think that that's our game, right? That's what we do.

3:00 - Lynnsey Robinson

Yes. Yes, absolutely.

3:02 - Multiple Speakers

Well, this will be this will be great, Kelsey, because do you even talk about investing? Do people know that about you?

3:08 - Kelsey Aida

Probably not really. I mean, not that much. I mean, every once in a while, I'll sneak in a little.

3:14 - Unidentified Speaker


3:15 - Kelsey Aida

But I'm more of like a when I talk about money, it's more like the mindset and the energy behind it and like aligning it with your values. But I haven't gotten into really like my personal relationship with investing per se so yeah it'll be it'll be good I think I'll have some good questions for you too as we dive into things it'll be fun good yeah

3:35 - Elizabeth Ralph

I didn't either um so what uh what is your guys's vision for this episode just so I I know from that's that's like providing the value to the listeners what's your vision for that Yeah, so I was thinking about

3:55 - Kelsey Aida

that today and I was reading through all your stuff and I feel like honestly, anything we talk about is going to be awesome. So I'm very open. I feel like we probably have a mixed bag of listeners, some who have started investing and who are investors, and some who maybe are like, Oh my gosh, I don't know anything about that world. But I would love to because like, I know that I should and it's probably gonna be beneficial for my life and my quality of life. So I think we have a mixed bag of people listening, but honestly, whatever you're most excited to teach on and talk about, I'm happy to dive into that. Whether it's more like the energetics behind it, whether it's more like strategy of actually doing it, I'm open. Lindsay?

4:34 - Elizabeth Ralph

Yeah, same.

4:34 - Lynnsey Robinson

I think we kind of have this dance between actually having an objective of like a broad topic and also trusting that what comes through is exactly what people need to hear. And it's always worked out.

4:47 - Multiple Speakers

Like as far as I'm concerned, it's been great doing it that way.

4:51 - Lynnsey Robinson

But I do want to learn more about what you do and how you work. And I know we're going to learn a lot anyway, so it's going to be great. Yeah. I'm going to learn a lot.

5:00 - Unidentified Speaker


5:01 - Elizabeth Ralph

Thank you. Okay. Well, then let's just, I mean, I'm, I'm open to- Go for it, Elizabeth.

5:08 - Multiple Speakers

Do you like Betty?

5:10 - Elizabeth Ralph

Do you like Eliza? What should we call you? Elizabeth? Elizabeth, yeah. That's what they started with.

5:15 - Multiple Speakers

So that's what I did.

5:17 - Lynnsey Robinson

Yeah. It's the original.

5:21 - Multiple Speakers

I'm excited. Well, yeah. So I'll just do a really brief intro and then we'll let you go more into your story and how you help people and how you kind of came to this space.

5:30 - Kelsey Aida

And then we'll just see where the questions start from there, but all the talking points that were sent over, I love them. Not your parents' economy, yes. Times are so different now, right? The books on investing from the 80s and the 90s, which I've read a lot of them, I'm like, yeah, this would be nice back then, but it's not going to work anymore. It's not the same or things are different. I love that idea. My money mindset alone won't work. Yes, also true. Myth of freedom, also. I mean, everything they sent, I'm like, yes.

6:00 - Multiple Speakers

So whatever comes up, I'm happy about it. And we'll see which direction we go in.

6:06 - Elizabeth Ralph

And do you feel like we're speaking to a certain slice of people?

6:12 - Multiple Speakers

Definitely younger people and mostly women, I would say. OK.

6:16 - Elizabeth Ralph

So when you say younger, are you talking about 20 or 30? I would say both, honestly.

6:22 - Kelsey Aida

I think both. Our audience is heavy in the 20s and 30s, I would say, and then it kind of tapers off.

6:33 - Elizabeth Ralph

Which, you know, there's a lot of investors in that. A lot of interest in investing coming back, you know? Yeah.

6:39 - Multiple Speakers

And I think with COVID-19 and all the apps and...

6:42 - Lynnsey Robinson

After this episode, there will be a lot more people. That's right.

6:45 - Multiple Speakers

Well, I was thinking too when I was telling my husband, I was like, oh, we're finally going to talk to someone about investing. I'm so excited because we're both really into that.

6:52 - Kelsey Aida

And he was like, yeah, like, even if you can help, like, just one of those 20 year olds hasn't started yet to get on it. Like, that could be amazing. You know, I'm like, yes, save them so many years of their life of, you know, early.

7:06 - Elizabeth Ralph

So I'm excited. Yeah. Yeah.

7:09 - Kelsey Aida

OK, cool. Well, I'm just going to go ahead and introduce us and we'll let it flow. And usually the episode will try to keep the actual podcast conversation about 45 ish minutes long and then we like to go for an extra 10 or 15 after for our Patreon people who watch like a video version of it. So we'll go until the next hour mark. Are you good on time to go until then? Good. Yeah.

7:34 - Elizabeth Ralph

Beautiful. Perfect. What time zone are you in, by the way?

7:36 - Kelsey Aida

Central. Oh, okay.

7:39 - Elizabeth Ralph

She's Pacific and I'm Eastern.

7:41 - Multiple Speakers

So I do have to go at like:

7:49 - Lynnsey Robinson

Today's a weird day, but I have a live that I have to start at one. So I'm just going to hop off.

7:55 - Multiple Speakers

Okay. That's fine.

7:56 - Kelsey Aida

No worries. That'll be a patron. So we'll just keep on targeting.

7:59 - Unidentified Speaker

Okay. Alrighty.

8:01 - Lynnsey Robinson

Okay. All good as Papino?

8:04 - Kelsey Aida

Lindsay, is your mic good? Is it close to your face? I don't know. Is it?

8:07 - Lynnsey Robinson

You tell me. I'm so quiet. I think I haven't changed a thing. So it's close to me.

8:12 - Kelsey Aida

As long as it's as close as it was before. Hello, hello. High-vibing it, homies. We have a long anticipated on my end episode for you today. I cannot believe that we've done over 200 podcast episodes and we have never once touched on the topic of investing. So I'm so excited to have Miss Elizabeth joining us today. She is the spiritual investor and she will tell you a little bit more about how she got that title and the work that she does today. But I am just like, honestly, my whole body is buzzing. So I'm like, did I deliver on this one? I did. Yes. Lindsay does the guest relations. So you delivered hard. I knew you'd love it.

9:05 - Lynnsey Robinson

And I'm very excited knowing nothing of it. So we're both kind of sitting in both camps where I like know nothing and you have a kind of grasp on it. So I think she's going to teach both of us a lot. And hopefully you guys too. I'm very excited. Yeah.

9:18 - Kelsey Aida

So Elizabeth, without further ado, welcome to the pod. Welcome to the show. Thanks for being here.

9:24 - Elizabeth Ralph

Thank you. Oh my God. The vibe here. I just want to stay here all the time. I mean, that's what they say.

9:30 - Kelsey Aida

Let's do this every day.

9:32 - Multiple Speakers

I mean, why not just make it the coolest it can be?

9:36 - Lynnsey Robinson

I could not do it. We could not do it for this long Kelsey, if we weren't having fun, it would just be.

9:41 - Elizabeth Ralph

So I'm glad to hear you say that.

9:43 - Lynnsey Robinson

And I'm very excited to learn more about just you in general and your work. So can you give us a rundown for those that are unfamiliar who you are and your journey? Like what brought you to investing and what brought you to spiritual investing? And then we can get into what that is. Yes, yes.

10:00 - Elizabeth Ralph

Well, I guess I'm a bit of both worlds, you know, I'm like, I guess I'm like gender neutral when it comes to money and investing versus spirituality right I'm smack in the middle, but not not because I designed it that way though actually. I think sometimes when we're sort of just kind of following who we are and kind of tumbling through life. It's more about being the observer and saying, OK, well, this is what's presenting itself to me. And then, OK, what do I need to do to step into that to that role? So I was a financial trader for about 11 years. And so I was trading oil and natural gas and electricity. This was in San Diego and I loved the job, loved the team, loved everything about it except for, I got about three to four years into it and I knew that I just didn't want to live inside the matrix all the time. And it was a high security trading floor, so I had a badge and I remember the marble lobby and then you'd step into the elevator and I swear, every time I would step into that elevator, I felt like I was getting swallowed up. I was there was a part of me that was dying right and and I now see that that was very much a metaphor for there was a spiritual aspect of me that was there was trying to break out and be free yet here I am in a suit sitting in a a boardroom with glass walls having to talk about like you know all this stuff and I'm when I say having to I also consciously I chose to be there and I I was very grateful for the position Instead of actually running screaming in the other direction, what I did is I said, I'm just going to love this as much as I can love this. And I'm going to love my people around me. Of course, it was mostly men, right? I'm going to love my people around me. And we traveled together. And I got to know everyone really well. And then I'm going to buy my way out of this, though. So what I started doing was I started buying property in San Diego. This was not too long after the financial crisis and I was getting them on a deep discount. And so really that's kind of like, you know, even kind of waterfalls into the nature of investing, which is what resonates with you and what can you go vertical on and what can you get behind energetically? And that was the first thing I did. And of course I was investing in stocks and things like that.

12:30 - Unidentified Speaker

And I remember everything was going great. I was taking financial exams.

12:36 - Elizabeth Ralph

So I would go to, I was 12 hours on the trading floor and then I'd come home and I would study for a financial exam. It was really kind of a crunch time. And I got a little depressed and I was like, okay, I'm partway into this, everything's going great. But I was like, the money just wasn't enough to motivate me. I was still struggling with it. I ended up an Indian guy joined our team and he and I became fast friends and he just kept bringing these yellow sage smelling textbooks to me that he'd grown up in an ashram and he's like, teaching me all these Hindu principles and I'm like, Wow, what does this mean? And what does this mean? And so every day we would sit out on the balcony at work. And that was kind of my sole. So I had parallel worlds going on that I had no idea at some point would meet in the future. And that's how the spiritual investor was born, really. It's just a conglomeration of the two.

13:34 - Lynnsey Robinson

How long ago did you smell the dusty books?

13:38 - Elizabeth Ralph

That was about 12 years ago.

13:43 - Lynnsey Robinson

Okay. Yeah. How has that changed? So I guess this is where we'd go into like, what is, how has your work changed and how would you define it as a spiritual investor versus, you know, someone who gets swallowed up in the elevator, which sounds very relatable, I think, to a lot of our experiences, but, but how did that transition and what does that mean for you now?

14:05 - Unidentified Speaker


14:06 - Elizabeth Ralph

Um, Well, when I, so I left corporate, I was 39. And so the dusty book was probably around like 36. I did about three more years. I left corporate. And then I spent a couple of years just, you know, my wife and I at the time, we bought a horse ranch and I rode horses and I competed in three-day eventing and jumping and dressage. And I had a big giant garden and I was like, you know, I just needed to relax. Um, I wasn't actually happy then either though, to be honest with you, I was trying to be happy, but there was still something that I was craving and I couldn't put my finger on it. I was at a kid's birthday party and this woman came up to me and said, um, will you help me with my money? And I'm like, no, I don't do that. And so by the end of it, she kind of talked me into it. And then long story short, she sent me, um, a letter in the mail with some photos. And, um, she had, um, bought a cabin in Big Bear, she and her wife and her, their two kids. And she's like, my children will now grow up having memories in this cabin because of you. And I just cried. And I was like, Oh, my God, right. And so I remember sitting at, you know, out in front of her house, the very first time that I went to help her with her money. And I was thinking, what am I going to teach these people, you know, I had built my wealth plan, you know, I had retired early, but that didn't mean that that was going to work for anybody else. Right. Um, when she opened the door, I just, I knew I was like, if I'm going to teach people money, I have to do it my way. Otherwise I would just be recreating another situation that didn't feel authentically me. So when she opened the door, I was like, we're starting with a meditation. And she's like, great. And so it just went from there. And it just, you know, after I was like, well, that's, that's a sign. And so, so it's been seven years, actually, since I started the Spiritual Investor. And, you know, I just also like people to know that it's never a linear road either, you know, it's a, it's an up and down. It's a, if we need the rockiness, actually, because it shows us the next the next path. And it's been a lot of that. But now I have a team of, you know, I've Uh, four of us full-time and the other I'm nine total, you know, I've got part-time and it's just, you know, now we're doing in-person events and I'm getting ready to write a book and I just, I I'm, how did I get this life?

16:42 - Lynnsey Robinson

Cause you were brave and stepped outside of what was uncomfortable and you became super uncomfortable and then you became really comfortable. Yeah, it's super uncomfortable. It's exactly right.

16:54 - Elizabeth Ralph

I remember going out, I was so frustrated when I first started because I didn't make any money in this business in the first two years. And I was like, well, how is this? I worked in corporate and I made all kinds of money. What's wrong? I'm like, I'm a money magnet. What's wrong with me? And I went outside and my wife was watering the garden. And she's like, well, it's because you're the product now. And I was like, oh, God, you're right.

17:22 - Kelsey Aida

So yeah.

17:23 - Elizabeth Ralph

And so she and I, we had the horse ranch and we're divorced now, but it just, everything kind of tumbled and happened and happened in the way that it was, it was supposed to. I mean, it's just been kind of a process of readjusting all the time.

17:36 - Lynnsey Robinson

Yeah. And that adjustment period, I think it's important to mention, we have a lot of money stories that we take onto ourselves, that we hear from society, that we just kind of have playing in the background that we don't know. And one of, I think, the more understandable ones is that to make money, you have to be unhappy. Or the adverse of that is like, you can't do what you love and make the kind of money that you want. And if you let it, your situation in that transitional period, when you were asking like, what is going on? I was making so much money when I was unhappy. I could understand how some people would take that as something that was true. Like, okay, well, maybe I can only make money when and it's not hard to see where these stories come from and where these stories how they stick so hard. But if you're brave enough to stick it out and to make sure that you're doing it to be happy and you're doing it because you know that going back the way things were is just not an option. Then it's like getting over that hump, then you can see, oh, okay, that was just temporary. And now, I'm not saying everything's roses for you, because I don't think it is for anybody, but I am saying that if you can stick it out and make sure that your intentions are still to do what's for your highest good, I just don't think you can go wrong, you know?

19:01 - Elizabeth Ralph

Right, as long as you go back to that, you're right. And the money blocks that you mentioned, it's so true. And it really comes down to, It's not about is there truth in it, because there's an element of truth in everything, but there's also two sides of the coin. What could have been true 30 years ago is not true today, yet we still take it as truth. I think we have to challenge ourselves to always step back and go, How are these concepts not relatable? Because it's not relatable that you can't do what you love and make money. Like somebody connected those for you. And likely the person that connected those for you didn't believe they could do that themselves. So you've just kind of taken it on, but there's really nothing that is showing you that.

19:56 - Lynnsey Robinson

Yeah. In fact, there's so much evidence that, that, that so many people are doing things that make them happy and are making tons of money. And it's almost like, if anything, if you look around, you could see evidence for exactly the thing you want to do.

20:09 - Unidentified Speaker

Um, yeah. So I think it's just a matter of perspective.

20:13 - Lynnsey Robinson

I'm glad that you shared that with us. Thank you for sharing your story. It's very important, I think.

20:18 - Multiple Speakers

And I know that people listening are like, can find bits and pieces that they can relate to.

20:23 - Lynnsey Robinson

I know I have.

20:25 - Kelsey Aida

Yeah, go ahead. I was gonna say, you know what I love about your story is, so a big part of my work is helping people to love themselves radically, fully, wholeheartedly, like all aspects, all pieces. So what I heard, obviously, I love that you were able to make money and help these horses. And now you have a really financially abundant life after the little blip in the system. But for me, it's like, a part of you is that traitor woman, right? And then a part of you is a spiritual being and for you to reclaim all of them and have them like coexist happily in your life, in your psyche, in your body, in your being, and to love all parts of you and express all parts of you like that is such a beautiful thing.

21:06 - Multiple Speakers

So thanks for thanks for doing it.

21:08 - Kelsey Aida

It's hard.

21:09 - Elizabeth Ralph

It's hard to do that. Thank you for that. Yeah, it can be because sometimes you kind of get caught in the storm of it. And you can't really see, you know, it's just like, You know, even when I was when I said that I was like after the horse ranch like why wouldn't somebody be happy if we had a big giant beautiful horse ranch we had our own a riding arena and I had a swimming pool and all this stuff what what the hell's wrong with me right and then I'm still kind of like wait. Now at any point in my life, and I know exactly why, it's what you just said, Kelsey. So I now know how to go within to fulfill the needs that I need out there in the world. Not to say I go out in the world and need nothing. Hopefully that's eventually the goal, but what I do is as I'm aware when I go out and I need something, and so I'm able to do that. I now spend so much of my time connecting with people. And when I connect with people, it's just, I'm just here. And anytime you're just here, then you're just full flow and you're happy. And it's really just that simple, actually, because then the value increases that you are putting out into the world, and the money actually comes and matches that. Every single time it's law.

22:51 - Kelsey Aida

these times as far as financially, especially like for people in their 20s and 30s, right? Because everyone's labeling millennials is like, oh, they don't know how to make money. They're lazy. Like your parents at 26 already had two kids in a house. And it's like times are different. If you could speak to that in the ways that you've money is different, that would be very healing for people. Yeah. What do you notice with money, how it's different, any unique challenges of this time in history?

23:20 - Elizabeth Ralph

It's a great question. I think this time in history, and I'll frame this from a perspective of success. I think that this time in history is all about releasing the value system that you were sold. And allowing in the value system that is truly you. And it is, we're living in a new paradigm of money whereby the value system comes from within. The old paradigm of money, the value system came from our protectors and our security and our parents and all of that. But we've now shifted. But the thing is, a lot of people I would say most people are living in the new paradigm of money, but they're practicing the old paradigm of money, which is exactly why we're seeing the cost of living and the income be so close. We've never in history actually seen this where there's not as much money for people to actually go out there and do things with. There's also, There needs to be a redefinition of risk because risk was explained to us in relation to what our parents saw as risk, when actually risk now, the riskiest move anyone can take now is actually not investing because the riskiest thing of all is earned income because you're relying on someone else to make a decision to put food on the table. We have to completely scramble everything. And this makes sense, because we're expanding in consciousness. We are operating at our own level of consciousness now, wherever we are, we're expressing that we want to grab the new from beyond consciousness. And so the way that we do that is we have to allow the those those values have to actually be let go. Once those values are let go, then we create that space. Warren Buffett just had the annual shareholder meeting on Saturday. And one of the big things that he always says is, to him, the number one quality of rich people is that they say no more often. Why does he say that? Because he has a fundamental understanding that it's not about what you're doing in life. It's about where are you energetically when the opportunity comes in? And that's a completely different shift from the way that we've ever lived before.

26:08 - Kelsey Aida

Right. The only way to be available to what you truly desire, like in your deepest heart of hearts is to be saying no to the wrong things, right? So you have the space. Makes sense.

26:19 - Elizabeth Ralph

Yes. And we have to raise our standards on that because we've got a lot of, and this goes into like even the, the psychology of like our, our whole beings and our emotions and everything. Like we've got a lot of people pleasers out there. We've got, we've still got the lag effect of women, like taking care of other people and feeling responsible for taking care of making sure everybody's good and all that yet. They've got the, yet they want to achieve. They got the pressure. They've got all of this stuff. It's like taking the world on, on their shoulders. Then, How are you gonna have the space for that? The only way you can do it is actually pause and raise your freaking standards. Like really, and I say raise your standards from a place of self-love.

27:10 - Kelsey Aida

Yes, mic drop.

27:12 - Multiple Speakers

Yeah, I'm loving this so far.

27:16 - Lynnsey Robinson

It reminds me of that quote that says like when you ask when you tell a little boy they could be anything they hear I can be anything. When you tell a little girl they can be anything. She hears, I have to do everything. Meaning like, sure, I could be an astronaut, but I'm also going to have to be a mom and a wife and, you know, make sure everybody gets to the dentist and all that stuff. So it's like such a different, you can say the same thing, but it's just going to mean something totally different. So I love that we are being called to redefine what that means, having it all, what that means for us and, and raising our standards and yes, aligning with what works for us and saying, I don't have room or space or energy for that. No, thank you. And just saying, no, I like it.

28:05 - Kelsey Aida

I wish we had an astrologer on the call too, because we need a four panel from astrologers.

28:11 - Multiple Speakers

Where are you at on this episode?

28:12 - Kelsey Aida

I need you. We're transitioning from whatever we were in Capricorn or Pisces for the last, however many hundreds of years. And now we're moving into the age of Aquarius, right? We've written songs about it. We've been excited about it. And actually now it's happening in our lifetime for the rest of our lifetime. So our internal value systems are definitely gonna be shifting with that. Our societal value systems are gonna be shifting with that slash are already shifting with that. It's definitely something we can all feel, I think. And I think you hit the nail on the head with like, our practices are not congruent with like, where we're, where we like literally energetically already are. Like, it's kind of like we are new, but the practices are old, right? It's like this disconnect that you explained. And I think that's just an amazing way to put it. And I have a really important question like trickling into my brain. So just give me one second to like put it into the best verbiage. But I feel like the question is, it's frowned to my tongue with words are hard today.

29:10 - Lynnsey Robinson

Mess it up, you can fix it later.

29:11 - Kelsey Aida

I'm thinking the best way to ask this question is like, talk more about, and not to scare people into investing, but the risks that you're speaking of, of not entering the market or whatever way you're going to invest, right?

29:30 - Lynnsey Robinson

Yeah, you're talking to me.

29:31 - Kelsey Aida

But what are the risks of not putting your money to work for you, not leveraging your money in this day and age. And I'm just thinking, like, obviously, there's hyperinflation, obviously, the money system is broken. Also, it's really expensive to be alive today. So from your perspective, like, what are the risks of not doing it? And then what are the freedoms and the outcomes of potentially doing? What are your intentions for doing this work? I guess?

30:00 - Unidentified Speaker


30:01 - Elizabeth Ralph

Okay, so what are the risks of not investing?

30:07 - Unidentified Speaker

You can't keep up Investing is the new norm.

30:12 - Elizabeth Ralph

And that's what we have to leave behind that investing is an option or it's something that people do when they have more money. I mean, we've been buying a stock for three years in the group that's $12, gives a 9% return. Like there is no excuse. You always have money to invest. And I think that if people will really, really hear When I say you can't keep up, I'm not saying it from a place to scare you more, because I know that people are afraid out there and that's not my intention. We all know that you're speaking the truth.

30:46 - Multiple Speakers

We feel it. It's real.

30:48 - Unidentified Speaker


30:50 - Elizabeth Ralph

It's really more of like, this is your new safety. Investing is your new safety. Because if your cost of living is what it is, can you also see that you can never, ever save enough to not work? And I don't want to say the economy's been set up this way, because I don't know that. It's definitely not. It's fallen, the chips have fallen in a way that it's not exactly favorable right now, but don't let that frustrate you, because a good investor always spots opportunities. I mean, Warren Buffett, I brought, let's bring him up again. He has made the majority of his money in a down market.

31:32 - Unidentified Speaker


31:33 - Elizabeth Ralph

So just don't, don't, don't think that you're excluded from this, but investing has to be as important as paying the electricity bill and no different when it comes to the emotion around it. Like investing should be in included in your cost of living. Yeah.

31:51 - Multiple Speakers

You mentioned money neutrality.

31:52 - Lynnsey Robinson

Is that what you're referring to? Just having that detachment. Can you talk more about that?

31:58 - Elizabeth Ralph

Yeah. So money neutrality is, in my mind, is the greatest opening to money. So money neutrality is that free flow where you are going out into the world and you're expressing who you are, and then you are receiving money and it is effortless. So I'll say, you know, we'll use Eckhart Tolle as an example. Like, you know, he talks about, he's like, I just, you know, I create money. So what he does is he has a very clean connection there, goes out, he sits on stage, he looks around at the audience in presence, gets everybody sort of da-da-da-da-da, he talks, and then he makes millions of dollars, right? That's a very clean, that's kind of, that's that value exchange, right? It's not better or worse, it's just, it's cleaned up. But if we look at that as an example, then we can bring that back to ourselves and say, where is it not cleaned up? A lot of it is not cleaned up because of our self-identity. Like we are, we need to uphold a certain thing about ourselves. Therefore, it's preventing us from going out and really trading in that currency of who we are. Because energetic currency is really the only thing we're trading. Like all I do is manage my energy. It's just money happens to be ones and zeros. You know, money is just happens to be the result of that. But it's all, whether you're talking about time with your kids, or you're talking about time here, or you're talking about investing, it's all the same thing.

33:35 - Kelsey Aida

energy management and being deliberate with your energy. Kind of going back to what we said before about deliberate yeses and especially the no's. So you can have the not just the energy but the openness and the space for the correct or not correct but you know the best aligned for you opportunities so this is such a juicy expansive conversation I'm so excited

33:59 - Lynnsey Robinson

to have it lindsay I see a question on the tip of your tongue so it's like bursting well I want to speak for the people listening like me who maybe I guess up until this moment assumed that investors are these men in suits who like go to the trade centers and the Wall Street and all these places and that is for them. They have a lot of money. It's nothing to do with me. I don't even belong at the table and I don't know what the hell I'm doing even if I was going to try. So I know you deal with this a lot, where we are and I think you're absolutely right. Up until this moment, or I guess until I realized, you know, your work. You're talking to me like you are talking to everyone you say investing $12 like no one has an excuse not to be investing. And so we're like being scooched up to this table that we didn't even know we were allowed to sit at. So what do we do now like when you say it's our safety net. I do believe that. And I am actually more excited to talk about this than I've ever been before. Because again, it was just a non-starter. It was something I just never invested in. Give me some sunglasses. But like, where do we start? What do we do? What is step one? And aside from the fear, which is going to come anyway, how can it be the easiest as possible to know, I guess, what to do. Is this too many, too many questions? Just, just give me some.

35:41 - Elizabeth Ralph

I just know I love this. I love this. I love this question. And I love how I can feel the energy of you, like you're almost gathering up like questions that so many of your listeners have, which is the the whole point here, right?

35:56 - Multiple Speakers


35:57 - Elizabeth Ralph

And by the way, that is, you're using your energetic currency in a really powerful way, because you just tapped into that energy, and you literally brought it to the surface, Lindsay. So this is, it's very meta, because you're doing exactly what we're talking about. So I would equate this to think of like a race car driver, right? So You know, you see someone driving a race car around the track and all that, and you're probably not gonna be at that level, nor do you have any desire. You're like, whatever, I don't want, I have no interest in that. Well, that's the old white dude that works on Wall Street, right? If you needed to, you could get in any vehicle, whether it's that car or whether it's any car, and you could tool around the same racetrack. You could get by. You could get from point A to point B. With just what you know now. If everybody looked at investing that way and they were just okay with, I'm just going to get by. I'm just going to tool around. I'm not going to judge myself. I'm not going to try and drive fast. I'm not going to nothing. I'm just doing it. If everybody would do that, then the momentum that you feel at the end of that would then be exactly what you needed to get to the next level. Now, I say this from a theoretical basis. I also say this from an experimental basis because, like I said, I've had the Spiritual Investor Program for seven years. Also, what I've been doing recently in our live workshops, so we give live workshops throughout the year, Also in the in-person speaking events, I just did this a few weeks ago in Los Angeles. I told them at the beginning, I said, you will leave here an investor. Well, I kid you not. It was the most beautiful thing. I was on stage.

37:52 - Lynnsey Robinson

I'm going to leave an investor.

37:56 - Elizabeth Ralph

Yeah. I had my phone out because they were all on day three. All of these people, they had their phone and they were going to each other and they were showing each other their investing account and everything. Everyone left an investor and the power you guys in that room, it was incredible. And we did it as a community and it's just, it's a whole new, it's a whole new world. And if we open ourselves to the excitement of it, rather than the intimidation of it, then we've just changed the conversation.

38:31 - Lynnsey Robinson

And the intimidation, I guess, for me, and I would assume a lot of people is a not knowing what you're doing or feeling like you have no idea what to look for. And then also, what if I lose everything? Right? So yes, yes.

38:50 - Elizabeth Ralph

Well, I was just reading some literature from the CFA Institute, which is a large global financial institution. They published some really great stats on what different, whether it's Gen Z, millennial, all this. And I was just reading the other day that, because I was looking into, okay, what is the behavior of, I think this in particular was Gen Z, what is the behavior, the investing behavior? And I wasn't really surprised to see this, but I think this might be surprising in that 70% of Gen Z investors are actually choosing the stocks that are being recommended to them through the apps they're using.

39:33 - Lynnsey Robinson

They have apps that recommend things?

39:35 - Elizabeth Ralph

Yeah, like Robinhood and all this stuff. They'll bubble them to the top of the surface. Now, this scares the shit out of me, by the way, and I could go into the reasons for that. But 70%, so let's just say somebody wanted to buy their first couple of stocks that way, which I don't actually, I would not recommend, but I would love for you to do it if that's the only barrier keeping you. Okay, they're gonna throw the Nvidia, they're gonna throw Apple, they're gonna throw Microsoft, they're gonna throw the Magnificent Seven, maybe a random one over here. The point is, you know, The market returned 24% last year. You could have bought just about any stock and done okay. You don't need to be a financial wizard. The whole thing is have it be more important that your self-identity is being an investor than doing it right.

40:27 - Unidentified Speaker


40:29 - Lynnsey Robinson

Ooh, that's good.

40:31 - Unidentified Speaker

I am going to just say one more thing, Kelsey. I know. I'm sorry. I feel like I'm learning so much.

40:36 - Kelsey Aida

No, don't be sorry. She's so happy for me. I know.

40:38 - Lynnsey Robinson

And she's like, Lindsay, I've been telling you this for months.

40:42 - Elizabeth Ralph

I can hear it in my head.

40:43 - Lynnsey Robinson

But my husband actually, more during the pandemic, I think, and he's kind of tapered off now, but he started doing experimental. What's the thing where you trade fake money? What's that? Paper trading? Is that what it's called? What's it called?

40:58 - Kelsey Aida

it's like fake fake money I don't know yeah it's like it's like when you have uh oh like a a portfolio that's not real it's just like to see what would have happened is that what you're talking about oh

41:07 - Lynnsey Robinson

I know what you're talking about yeah I don't remember what it's called but he was doing a lot of that and he invested some money but he got spooked I think or he just lost interest, but I don't know

41:20 - Unidentified Speaker


41:21 - Lynnsey Robinson

And I never really, I was like, he's so brilliant. Like he'll learn something and he'll just want to be so good at it. And so I was like, this would be an amazing thing for you to get to know how to do and to get really good at. And then I'll just like enjoy what happens, whatever happens. And then he just kind of like stopped. But I don't know what my question is. Like, I think I want to get, him back into it. Like, I don't know what happened. I'll have to talk to him about it and be like, why did you stop doing it? I think he just thought it was too risky.

41:54 - Elizabeth Ralph

Well, I'll say, you know, let's just be general here. I'll say that, in general, women are afraid of investing. And in general, men are way too focused on returns. Both are equal blocks but we have men who are in the spiritual investor program and it's almost unanimous that they come in like that and it's almost unanimous that they actually end up doing better because they let go of some of that. Anything that you do where you're just got your freaking you know put on your own neck and your emotions are in it, you're not going to be good at anything like that. You're also not going to be good at anything if you won't even jump in the game. I think it's this whole money neutrality thing, it's bringing people back to the Investing, I imagine investing is kind of just like, it's just the expansion of money. So I don't think of it as something where I need to win or lose. Therefore, I actually mostly win. Because I'm not attached to the results of winning or losing.

43:08 - Multiple Speakers

So I'm more open and I have more freedom in it, right? If you just think of it as the expansion of money, then you can never actually give yourself an out for not doing it.

43:22 - Elizabeth Ralph

Because when people say, I don't have time to learn about this, who doesn't have time to learn how to expand money so you don't have to go out and earn more?

43:30 - Multiple Speakers

You don't have time to not do it because money is literally worth so much less than it used to be.

43:37 - Kelsey Aida

OK, this is an interesting stat you're going to like, So my husband, he is a commercial real estate agent, so he's very into data and the charts and the graph and economics. And he's very like big picture, like he can put it all together and see how it like correlates me. I once I hear him explain, I'm like, oh, that makes so much sense. But I wouldn't look at these things and be like, they're correlated. He was showing me these charts where one was the buying power of the dollar going down by however much percent. I think it was like 20% in the last however many years. And then a chart showing the age at which people get married and start to have kids. And that chart was way later in life. And then he was explaining to me, look, if you put these on top of each other, it's a direct negative correlation of like, or I guess, positive correlation, however you describe, where the power of the dollar is going down. The time that it takes to get married, start a family, do all that stuff is going up because you have to spend more time to make even less money. Right? So essentially the system is like stealing your time, right? So that's not great. And you, I mean, the saying is, right, you can't buy more time, you can always, you can't make more time, you can always make more money. But in my head, I'm like, yes, we definitely need to make more money, but also we need to make more time because your time is literally getting stolen. Like it's literally being stolen. So the only way you can make more time is actually to exercise because for every hour of exercise that you do, you gain three hours onto your lifespan, I think it is.

45:04 - Multiple Speakers

So anyway, it was this whole interesting correlation where I was like, One, we have to get better at manifesting and expanding money.

45:10 - Kelsey Aida

Two, we have to exercise more because our time is literally being stolen away because money is just becoming less and less valuable. So, it's so interesting, right? Anyway, I thought you would like that a little. I love that.

45:23 - Elizabeth Ralph

That's very interesting. Yeah, it is.

45:25 - Lynnsey Robinson

So, you're saying that because the dollar is worth less, people are waiting longer to start families?

45:31 - Kelsey Aida

They need to. They have to. Yeah. I mean, they're not doing it like, oh, I'm going to wait longer. It's more just like, that's what happens when it's harder to buy a house and pay for food and you have to work and you have to spend so much of your energy working for a lesser amount or an amount that doesn't get you as much because it doesn't have as much purchasing power. So you're really just at a disadvantage where then people compare us to our parents and like, oh, well, when your mom was 26, she already had two kids and she was staying home and your dad was the only one working and you lived in this big house in the suburbs. And it's like, yeah, that's actually not as accessible today. And that's why we can't compare ourselves.

46:16 - Lynnsey Robinson

The nicest house in my neighborhood growing up was like 150K. And it was like big, big house, lots of rooms. There's a pool in the back. There's like everything. Yeah, no, that's not the reality.

46:27 - Elizabeth Ralph

I know, it's not. I mean, you know, we can't buy houses for that anymore. And it's, I mean, I would say like, and you guys know more about this than I do, but it almost feels kind of like impossible sometimes, doesn't it?

46:42 - Kelsey Aida

It does feel impossible. Yeah.

46:45 - Elizabeth Ralph

And then here we come with this, Oh, but you need to be investing.

46:48 - Lynnsey Robinson

Yeah. Here, put more money into this, but more money.

46:52 - Multiple Speakers

But this is the thing.

46:54 - Kelsey Aida

Cause I talk about this with my husband a lot and we're like, isn't it funny how, and maybe this isn't the only truth. It's just like a little chapter I'm stuck in, but it seems like, You have to play in the Matrix in order to exit the Matrix, which reminds me of that game that, is it Robert Kawasaki, Kiyosaki, Rich Dad Poor Dad, he had this board game. I don't know if you ever were familiar with it. And it was how you exited the rat race. And you had to create all this passive income in order to replace your job. And then it was this amazing thing that taught people a really cool value system. But yeah, in order to win, you had to play, right? In order to get out, you have to go through. It's like what I say with feelings all the time. You can't just brush it off and hope that it's not gonna come back. If it's something that needs to be processed, the best, fastest way out is to go through. So I'm curious your take, Elizabeth, how to, not necessarily how to, but like, do we need to play in the Matrix to exit the Matrix? Because I'm kind of feeling like we do. So I'm curious your perspective on that.

48:03 - Elizabeth Ralph

Yeah, so the answer is yes. So we actually came here because we wanted to play in the matrix. We came here, we're consciousness, we want to expand. And so what happens is we have these desires and then us fulfilling our desires is what causes us to expand, expand. It's like a plant that's just going to find its way up through the soil, right? When we were just talking about, you know, Lindsey said the So that's still playing in the Matrix, but the tools that they were using were different than the tools they had. It's like a video game, it really is. And so they were able to go uncover like the hammer and the bush and all of this stuff, right? They were able to gather. Well, where our tools are very different. And so now what is different is in you're talking about this age of Aquarius. So now what's happening is the gap is diminishing between the worlds. And so we have, you could call it the matrix, and then you have the quantum field, right? You have all of these energetic concepts that we're all pulling from and we're like, yes, yes, that makes sense. But we're like, wait, wait, how does it fit over here? Right? That's actually the space. So I play in the space of the gap. I don't know why, like I said, I just have always, I've always played in the space of the gap. And my understanding is in the place of the in the space of the gap, which is How do you pull from the quantum field the tools and then bring them back into the matrix? And then you go back out into the gap and you pull the new tool and the new tool. So an example of this would be, we talk about effortless money. Well, effortless money can be expansion of money. That's a tool. Effortless money can also come from let's say you're an entrepreneur and you know that you need to go on social more because you want to connect with your audience, but you feel like they're going to judge me for what I say or I don't have time because I have these kids over here. What it's doing is this is a beautiful situation because what it's doing is it's almost the act of excelling in the matrix is causing us To desire and to move forward in our own consciousness, because it's that self identity that you're upholding where you won't go on video or you're afraid of being judged. It's that that has to go in order for you to use the quantum tool of money. And once you do, what's beautiful about it is there's such an acceleration factor. Because we're still living in a period, and here's your advantage, we're still living in a period where very few people understand how to do this. So what I see is giant, giant accelerations. My business 10x in three weeks. I mean, I we are jumping timelines I don't know if you guys have felt that but when we're helping each other to you know, like a good friend of mine I just spoke to her this morning and she's like, oh my god because of the relationship that I just got out of and her relationship in the translation of it through each other she's like I just skipped a whole shitty relationship and Do you know what I'm saying? Because it's like, we're becoming one and we're leapfrogging.

51:36 - Multiple Speakers

You're not leapfrogging if you're literally sitting in the matrix only looking at your circumstance.

51:45 - Kelsey Aida

Where were you episode one? People weren't ready. People were not ready, no.

51:53 - Lynnsey Robinson

I love this.

51:55 - Kelsey Aida

Yeah, the I mean, I love that you said like, we came here because we wanted to play in the matrix like ding ding important reminder to everyone who's trying to exit without going through right like it's so like hip on social media to basically be homeless. Like I've seen people that are like bragging about Oh, yeah, I live in my van. I just go wherever I want whenever I want. And, you know, my cost of living super low and I like barely make money, but it doesn't matter. And I'm so free. And it's like, you're actually homeless. I don't think that's really freedom. I know you're trying to brand it as really cool and freedom, but no. I think everybody if that works for them that's fine and I'm not against van life like hashtag van life like my basically my brother-in-law he had Miranda the van that he went on a year-long excursion like it was amazing right but I'm saying like people are so feeling so powerless like when they go into the matrix and about life that they don't even try. And they're like, Okay, well, there's no way that I can win. So instead, let me just create this whole other lifestyle that isn't even really what I want. But other people say it's cool. I think I should want that. So I'm just gonna do that. Because that's the only way that like, I'm just gonna buy a tiny house, I'm not even gonna try to invest, I'm not even gonna try to, you know, get a better paying job. So I can invest more because I don't think it's possible. So let me just live in a 10 by 10 house, which is, first of all, terrible feng shui, no offense to anyone who lives in tiny house, but Yeah, anyways, getting off my soapbox and lend it to you guys.

53:27 - Multiple Speakers

He is electric right now. I think you're right.

53:29 - Lynnsey Robinson

And I think that's where the danger comes in because you want to constantly be checking in with what feels good to you, going back to what we were saying in the beginning of the episode. Because if you see somebody Talking about hashtag van life, homeless life, whatever, as the only way to get to this certain level of spirituality or whatever, I think that becomes a danger because you're not, you're no longer checking in with what you want, what feels good to you, and what is your truth. And you know, that's true for anything. I will never live in a mansion. Don't want to, don't need to. Too many rooms, too much to clean. I don't want to pay someone to do it. I want to farm. For some people listening to that, they'll be like, that's ridiculous. But that's what I want. And I think if somebody told me that that was wrong, I would be like... Go live in a van. No, I'm just kidding. I'm kidding.

54:21 - Kelsey Aida

I'm not saying the van life is wrong.

54:24 - Multiple Speakers

It's more like what you're explaining and elaborating on.

54:27 - Kelsey Aida

Watch your intention for what you're creating. Are you creating from a space that you already gave up? Just creating this alternative life because that's the only thing you think you can have?

54:39 - Lynnsey Robinson

Or are you creating from a place of genuine heart's desire and your full potentiality?

54:44 - Kelsey Aida

Two very different things.

54:46 - Multiple Speakers

And yeah, maybe both could be band life for two different people.

54:51 - Lynnsey Robinson


54:52 - Elizabeth Ralph

And I think what you're saying is, and this is really, really an important distinction actually, because I think that probably people listening to this would be like, Well, let me look at myself like what am I really am I sort of like just accepting or am I achieving right and I think that that you know tying this back to the quantum it's like, we're all, we're all creating whatever's in our consciousness now. And so let's just say someone chooses van life because they're kind of like, meh, well, screw it, you know, whatever. I just want to, then they're just recreating, they're, they're never getting out of that. They're never actually breaking out of, because they're not going beyond.

55:33 - Lynnsey Robinson

It's still in the matrix. They're still in it.

55:36 - Unidentified Speaker


55:37 - Elizabeth Ralph

And there's only going to be a certain amount of joy that's accessible because we're always, we live in a binary world where they're either creating new or we're recreating the past. When we recreate the past, we get a certain level of joy and happiness, but it's, it's dependent on our circumstances. It's, you know, that high, that, that's that amazingness. Has to come from beyond consciousness, which is kind of what you were saying, Lindsay, you want to farm. Like when you even say you want to farm, we feel the energy of that. We already know it comes from beyond consciousness. And so there's that difference there, you know?

56:15 - Unidentified Speaker


56:15 - Lynnsey Robinson

It feels glittery and sparkly and also muddy, which I love.

56:18 - Kelsey Aida

As someone who had a horse ranch, you probably know all about that.

56:23 - Multiple Speakers

Oh, and I still have horses, yes.

56:25 - Elizabeth Ralph

You do? And mud, yes.

56:27 - Multiple Speakers

I had a horse take off on me once, and I have not been on one since. I was bareback, and it just was, it saw the saddle, because they were bringing the saddle or the bridle, and it was like, nope, and it just ran, and I was like, ah.

56:40 - Elizabeth Ralph

You stayed on?

56:42 - Lynnsey Robinson

on yeah I stayed on you should be riding then if you stayed on when a horse took off bareback like that should be they were very impressed my friend my friend who had the horses she's like I cannot believe you stayed on that horse I was like I I know I stayed on it but I was like bear hugging it and grabbing its mane anyway uh I love horses it's a it's maybe it's maybe something like that would be the the reach for me like That would be something outside of my comfort zone, but it is something that I'm excited to go for eventually. And I think that's important. And try stuff out. Maybe I'll live in a van for a year and I'll love it. And then I'll change my mind and I'll do something else. And I think that that's, again, another reason we're here is to experience everything.

57:26 - Elizabeth Ralph

It is. I lived in my Airstream for, I guess it was four months before we found the horse ranch. And so, you know, I'm going to agree with Kelsey though, that, you know, it's very difficult to like, remember, I was like, could not wait for her to get up and take the dog and, and, you know, the animals out so that I could like clean it because you mean you leave a magazine sitting there in 250 square feet. It's like, it feels cluttered.

57:50 - Lynnsey Robinson

The parking spot. You live in a parking spot. I have three sons, two cats. It would not work out.

57:56 - Multiple Speakers

Oh my god, wow. And I love the Airstream, but I mean, come on, you get a bunch of people in there.

58:02 - Lynnsey Robinson

Yeah, so I I do have to run and I know we're going to patreon in a minute But can I ask one more question and then I'm gonna hop off. I just want this answer with a newbie What's where should I look?

58:15 - Multiple Speakers

What should I be downloading?

58:16 - Lynnsey Robinson

What should I be looking into what I know you're gonna say your course and I'm not I might I actually am looking I I wasn't going to say that.

58:23 - Elizabeth Ralph

It's looking pretty good.

58:25 - Multiple Speakers

But for anyone listening, where would be a good place to just learn more and feel comfortable putting in?

58:31 - Lynnsey Robinson

And how much? What are we doing here? What should I invest?

58:36 - Elizabeth Ralph

Really what you should invest is something there is a number in your mind that doesn't feel super risky, but also feels like you're not just messing around like you can give a little bit of seriousness to whatever that number is for you.

58:50 - Lynnsey Robinson

Okay, it's probably the first thing that came to you.

58:54 - Elizabeth Ralph

Well, it was 25, but then you said messing around and then it went to 50.

58:58 - Kelsey Aida

A little bit of skin in the game. Yeah.

59:01 - Multiple Speakers

You can also, if you go, if you go up a little bit more, I would say, I'd say a lot of stocks are less than 200.

59:11 - Elizabeth Ralph

So, you know, it depends.

59:12 - Lynnsey Robinson

Like 150, 150 fine. Like that's like my, that would be like my gas bill or electric bill, something like that. There you go.

59:21 - Elizabeth Ralph

Okay. You know. So what I would do is, I mean, I use E-Trade only because I've used it for so many years. I mean, a lot of them are the same. Do you have an investing account already?

59:34 - Lynnsey Robinson

I think my husband does. Okay.

59:36 - Elizabeth Ralph

So you might want to ask just so you don't have to, and then download the app. And then, um, you're really looking for a, uh, like a personal brokerage account to basically it's after-tax money. So it's money that comes from your personal account that would go into that account. That's really easy. And then you would just go in there and, you know, on E-Trade, I think you just go to trade at the bottom and then it comes up with a few different fields. You pick, you pick the ticker symbol of the stock. So you could even start with something easy. The largest ETF in the entire world is called SPY. And that's basically just like a conglomerate of 500 stocks. Hi, what's an ETF? That's just a whole basket of stocks. That's like a group of stocks, yeah.


Okay, so sorry. That way you're buying like a little bit of everything.


So you can start with something like that. Or like we talked about, the app might recommend some stuff. I wouldn't have that as a long-term plan. Also, some people use Robinhood. What do you like, Kelsey?


Well, I use Vanguard because I read that 600-page Tony Robbins book a long time ago and basically my number one takeaway from it was open a Vanguard account. I was like, okay, so I have a Roth IRA in there and I have a brokerage, but then I also use Cash App on my phone for fun stuff and then I can transfer those stocks once they become whole. I think you have to wait until they're whole stocks because In Cash App, you can buy fractions of stocks, so you could buy half a share.


I'm so confused.


I'll help you, Lindsay. I'll help you. Don't worry.


You got a friend in me, girl. I'll help you set it up.


But yeah, there's a bunch of different apps that you can use to start buying and accumulating stocks. But when I'm on the desktop, I'll put it all into Vanguard. But sometimes I'll start on Cash App. And then I have automatic uh money going into my vanguard every month so I don't even have to think about it and then and I go into my vanguard I'm like oh yeah I have all this money to deploy I have all this capital to deploy and then I put it where it needs to go and my husband does we do it together too sometimes.


Do you guys ever get the money back like do you ever take out the money or is it just constantly accumulating?


So how, depends on the strategy. Yeah, it depends.


So, I mean, if you're going to do this, you would really want to give the money, um, the time to expand and to do the work. Right. So let's like, wouldn't go to the gym and be like, I'm going to be like, you know, massively in shape and I'm going to go twice. So kind of do apply the same thing. It's still your money. It's still, nothing has changed other than when you you want to energetically get behind it like you're buying a company and and you want to be like more proud of owning a company than you are about wanting to get the hundred dollars back.


Okay so then my next question is what what's the point of investing if you never get to actually touch the money or do you and then what is it like 20 years?


No, not necessarily.


I mean, let's just say that you wanted to buy a house and you wanted to use a down payment on the farm or something like that. You're building an asset.


I love that you just said, that was a great sentence. I love that.


Down payment on a farm. Let's administer that, please.


Yes, exactly.


And even if you have a different down payment, you're just going to look so different.


You have an asset that's an investing account, you know, yeah, that's true.


Okay. Okay. I'm getting this and I think it's simmering I'm gonna have so many more questions, but I actually do Kelsey I'm gonna talk to Abel and see what he knows and what he's doing and then I think you guys already got going on and then see where Yeah, and then maybe I'll maybe I think I think I'm an investor you guys I'm willing to try anything.


And I'm also not necessarily somebody to get spooked like right away. I understand the process.


that things do have a process and that things do take time. And so, yeah, this seems less risky than it did when we started.


Can I lend you a little bit of my risk tolerance? Because I think I have a higher risk tolerance than other people. And it comes from the fact of like, leaning into, again, this is the same message I told you in the other episode that we just recorded about remember your manifestation power, okay? When you know that you are a conduit for wealth and you're great at manifesting money, you don't worry, oh, what if I lost that $500 in that company? For example, great story, quick story time. Jeff and I were investing in this crypto thing that we really believed in. We were like, this is such an amazing project. This could totally change the world. Boom, it tanked. I lost probably like $8,000, which was like substantial for someone my age. And I didn't shed one tear because I said, I really believed in that.


And that was me voting for the world that I wanted.


So I'm not even sad. And I know I can re-manifest the money 10X.


It's okay, right?


I was putting my dollars where I want the world to be. And maybe that one specific project didn't work out, but my energy was in the solution that I wanted. Right? So I was proud that I did it.


And I was like, I'll just create more. It's okay. So when you connect to that, you feel less afraid.


I'm always comfortable when anything happens like unexpected, like we got our windshield cracked by a rock or like if the roof's leaking or whatever. Immediately my husband's like, oh, we gotta pay. He goes into like, let's take care of this. Oh my gosh, this is stressful. And I'm always like, for some reason, I'm just not stressed. Cause I'm like, there will always be more money. We'll always make more money. There will always be more money. And I just don't worry about it. Not always, but I would say definitely 90% of the time I'm cool as a cucumber when unexpected stuff happens and we just have to roll with it. I'm just like, it's fine. It's fine. We'll figure it out.


So if you're willing to step into your investor identity, you really are, I would actually expect you to be the better investor, to be honest with you, of the two of you.


So what that means is you need to buy your first stock within the next seven days.


Anyone listening to this, Put it on your account. We can do this.


Homework. High-fiving it. Homework.


Me and the listeners, we can do this.


We can do this. Just, just, you know, it's, it's easy.


I've done hard things. This is easy.


You're going to see how easy it is. And you're going to be like, wow, it's opening another channel, um, uh, of money and it's investing is saying yes to the universe. I'm ready for more.


Oh, what more do you need?


Yeah, because when think about it in money manifesting, right, it's like it's in the vortex, you're creating it. But you also have to take the aligned action to open as many doors as you can write that fill line to you.


So the bridge, how is the money going to to you? Is it that dream job?


Is it your stock portfolio? Is it your home? Is it like, what is it? And it's like, the more of those you open, the more opportunity you have for yourself. But if you're just there manifesting money, manifesting money in your head, but you don't create any bridges for the wealth to find you and come to you, how do you expect it to come to you? Right?




Oh, I like it. The bridge.


Guys, I don't want to stop talking, but I have to go I have a live that I have to be on right now.


I love all the listeners. Thank you so much for listening. Let's invest we can do this. It's gonna be fine.


It's gonna be awesome.


I'm so happy to have connected with you have to stay connected.


I am gonna message you on Instagram and just get all all the things but Kelsey love you love you girl everybody take care this has been such a great episode I'll talk to you later oh wait what do I


do do I make you uh I mean you make me the co-host yeah yeah I think I'm good to leave




More from YouTube