Exposing Financial Conspiracies: A Critical Look with Earnest Mann

Hello folks, Earnest Mann here, and I'm grateful you're joining me from all corners of the world. In this episode, I'm responding to a question from Raymond in Davenport, Iowa, about the difference between conspiracy theories and actual conspiracies. I delve into the nuances, emphasizing that while conspiracy theories often border on absurdity, conspiracies themselves are very real and warrant discussion.

The Stark Reality of Financial Conspiracies in the U.S.

I take a hard look at the existence of financial conspiracies in the U.S., confirming their presence with examples like the housing market crisis. The episode explores how government inaction or complicity can lead to widespread financial scams, drawing parallels to historical events like the assassination of Abraham Lincoln to illustrate the reality of conspiracies.

Understanding the Housing Market Manipulation

A significant focus of this episode is the manipulation within the housing market, where I discuss the shift from a 15-year standard mortgage to the now-normal 30-year mortgage. This change, I argue, is a deliberate financial conspiracy, benefiting banks at the expense of homeowners. I offer insights into how these systems are designed to keep people in a perpetual state of debt and financial instability.

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00:00 [Music] hello folks and thank you for tuning in no matter where you may be in this world morning noon or night this question comes from Raymond in devonport Iowa raymon asked if I talked about conspiracy theories and I explained that I'm willing and I enjoy talking about conspiracies but not conspiracy theories they are very big differences between the two I have found that conspiracy theories are often stupid batshit crazy or both whereas conspiracies are quite real and certainly worth talking about the assassination of President Abraham

00:53 Lincoln for example absolutely was a conspiracy whereas the notion that the US government is controlled by reptilian beings who live in a hollow Earth is well not so much although in all honesty the cold and detached behavior of Mark Zuckerberg does seem to give some weight to the suspicion that he is in fact reptilian so Raymond wanted to know if there is any kind of financial conspiracy currently taking place in the US and a very short answer is yes actually there are several so let's dive in and talk a bit about one in

01:39 particular buying home thank you for the suggestion Raymond and thank you for the coffee it was much appreciated so the first thing right off the bat I wanted to find is conspiracy or what governmental conspiracy is when a government deliberately fails or looks the other way when Banks business or financial institutions are clearly scamming its citizens then play dumb citing unawareness or ignorance of what was going on hey I didn't mean to murder my wife your honor I just had the gun in my hand and it went off nine times in

02:23 her head or are clearly aiding and abetting the criminals by having few if any laws on the books against such activities and if so seldom or ever actually you know prosecute or prosecute proportionally or conveniently pass judgment to the Supreme Court whose decisionmaking process can and usually does conservatively take anywhere from until the alleged criminals involved die of old age or the second coming of Christ I believe it's a certain proposition that such a government is not only corrupt but certainly engaged

03:10 in various conspiracies and I'm so confident in my belief that I'd bet All My Life's possessions that a blind man could see that as well so that's my definition of corruption and if any of what I just said rings a bell with you hold on there's more now I'm not going to go into numbers and facts and figures there's a million sources that you can find that kind of information but the reason I'm not doing that is more often than not what happens is the frustration that comes with answers that make simple

03:53 questions as clear as mud the reason why that is so is it is partially has to do with the overly technical language used by such experts and partly as a purposeful desire to make such things as overly complex and incomprehensible as humanly possible I don't feel a person should have to have at least a master's degree in economics to understand what's being explained to them anymore than they should have to be a engineer to drive a car I personally prefer simple honest straightforward language not endlessly

04:40 confusing and because I have such a great dislike for and bullshitters I never wanted to become a politician or work as a corporate lobbyist I may be agnostic but just in case I really do have a soul I want to head Edge my bets and not piss off the Invisible Man In The Sky too much I hope that you can relate to that based on my observation I believe that what America has become in the last 30 years is a stratified two-tier cast system more broadly known as The Haves and Have Nots forget the nonsense that you still hear occasionally from

05:28 corporate pseudo news organizations such as MSNBC with impassioned and dire warnings if we don't do this or if we don't do that we're going to become a nation of Have and Have Nots we're going to lose our democracy what disingenuous news flash Corporate hores America became that around 20 years ago take your fake concern for the working class somewhere else what is currently taking place in the housing market the obscene home prices for properties so bad I wouldn't even ask an Evangelical Christian to

06:16 take a in is not by accident it is quite deliberate and if you believe that's true then please contact me I have a fantastic real estate opportunity for some oceanfront property in Arizona I'd love to discuss with you and speaking of real estate allow me to give you some of my personal real life perspective I remember when a mortgage on a house was 15 years let that sink in just 15 years when you stop to consider that the standard today is pretty much 30 years that's totally Criminal because a hell of a lot can happen in a person's

07:03 or family's life in 15 years let alone 30 now if you talk to real thorns and don't you hate that pronunciation you hear in ads all the time real Tor I'm a real Tor really I have another suggestion for you how about pretentious say the word properly realtor if you talk to any number of real estate criminals they'll explain a few reasons why the 30-year mortgage on a home has pretty much become the standard and like any good deception there has to be a small amount of Truth in it to make it effective and believable but because

07:52 you're listening to me right now you're going to hear a different perspective and it ain't very nice the truth of the matter is that the financial Bean counters hired by the crooks and criminals after super crunching the numbers know exactly and I mean exactly with shocking Precision the odds of you defaulting on a home loan and that's very good for them because despite how much they may protest what I'm telling you here the goal is for you to fault from the moment you sign that purchase agreement the bank is well

08:36 banking on it I only have the time in this episode to paint a very broad economic conspirator strokes but I felt the home buying con game is a good example of many others in the financial smoke and MIRS being played on the general population now you may or may not believe what I'm saying is true but I have no reason to lie make no mistake they make tons of money by repossession otherwise they wouldn't make the loans in the first place listen to this very carefully don't fall for their con artist explaining how

09:22 much they lose on a reposition they lose very little if anything longterm and for one simple reason the sucker who mortgages the house virtually never gets to actually own the home through property defaults the financial institution wants to own the property in perpetuity which is a fancy way of saying forever or put another way the conventional thought is that when you apply for a home loan you're stacking up all of the various Financial factors such as credit card debt type of employment salary length of employment

10:07 ad nauseum in actual reality what's being calculated for all that intrusion in your personal life which like I said can be calculated with super software in a matter of moments is your probability of default and when and despite all all the smiles small talk and pleasantries there is the only thing that matters to the criminal institution making the loan just a brief moment with a message for our sponsor you if you're finding this episode interesting or informative so far I would really appreciate it if you would hit the

10:53 Subscribe and notification Bell it really does help the channel grow and and if you want me to discuss a subject or offer me some support you can do so from the links in the description below hell just giving me a cup of coffee would be greatly appreciated and now back to the show a good trick to help you keep this in your head is simply to replace the word bank and yes that includes Credit Unions as well with Casino house as in a casino having the house advantage and the entire point of a casino as most of us know if we spoke

11:39 the truth is to take your money all of it if they possibly can this is why I keep saying a hell of a lot can happen in people's lives in 30 years and you should fully understand that because the criminals who make the loans certainly do what the owners of this country now know with greater Precision than could ever have been dreamed of even 30 years ago is exactly how much value or profit you're going to produce for them before burning out or your death the broader conspirator goal which I won't have the time to go into this

12:27 episode unless you want to part two just let me know is to keep you working and producing living paycheck to paycheck or better yet also going further into debt on credit cards and when you burn out maxed out all of your credit cards and don't even have 500 bucks for a car repair unless you have friends or family to help you you're in deep trouble because corov doesn't really give a and you're replaced with another pmu or profit making unit and the same process begins for them none of what I just talked about of

13:14 course applies to the obscenely rich a $5 million home a $30 million home no problem that's lunch money for the obscenely rich you see they take their stolen money which used to be your money and buy whatever they want paid in full no 30-year mortgage required that con job is for the suckers whom they've convinced by a house which they can live in for a while but statistically speaking are deliberately intended to never actually own until next Monday Friday this is earnest wishing your health wealth and

14:03 good luck