Michael and Brady invite top Charlotte real estate agent David Scibor to break down exactly how buyers can put their best offer forward in a competitive and constantly shifting market. From understanding market timing and pricing psychology to building certainty for sellers and avoiding costly first-time buyer mistakes, this conversation delivers a practical, real-world playbook for winning in modern real estate. Whether you’re a first-time buyer, upgrading your home, or investing strategically, this episode connects the financial and emotional sides of buying so you can move forward with purpose and precision.
Key Timestamps:
(00:00) - Modern real estate overview
(03:00) - Agent background experience insights
(06:00) - Buyer emotions versus math
(09:00) - First-time buyer realities
(12:00) - Homeownership wealth statistics
(15:00) - Market discomfort explained clearly
(18:00) - Making strong buyer offers
(21:00) - Due diligence strategies explained
(24:00) - Down payment myths addressed
(27:00) - Charlotte market demand trends
(30:00) - Buyer readiness checklist
(33:00) - Choosing right real estate agent
(36:00) - Hidden buyer risks explained
Key Topics Discussed:
Financial Fortitude, Genesis Wealth Planning, Brady Hemmerle, Michael Acosta, Financial Wellness, Wealth Building, Financial Psychology, Financial Advisor, Finance Coach, Student Loan Debt, Finance Guidance for High Earners, Business Owner Finances, Hiring a Financial Advisor, Student Loan Forgiveness, Tax Strategies, Retirement Planning, Investing Strategies, Financial Guidance for High Earners, Smart Money Moves for High-Income Professionals, Tax, Wealth & Investment Strategies for Top Earners, Financial Planning for Doctors, Lawyers & Execs, Wealth Management Tips for High-Income Earners, Expert Advice on Taxes, Investing & Growing Wealth, High Earner Money Talk, Financial Wisdom for 6-Figure+ Entrepreneurs, Smart Strategies for Managing High Income, Taxes & Freedom for High-Earning Professionals, The Dave Ramsey Show, BiggerPockets Podcast, The Motley Fool Money Show, We Study Billionaires, ChooseFI, Afford Anything, Winning Real Estate Offers, First Time Home Buyer Strategy, How To Make Strong Offer, Modern Real Estate Market Tips, Charlotte Housing Market Insights
Mentions:
David’s Website: https://davidscibor.kw.com/
David’s LinkedIn: https://www.linkedin.com/in/davidscibor
Website: https://www.genesiswealthplanning.com/
Michael’s LinkedIn: https://www.linkedin.com/in/michaelracosta/
Brady’s LinkedIn: https://www.linkedin.com/in/brady-hemmerle-cfp%C2%AE-75043013a/
Financial Health Checkup: https://www.livingbalancesheet.com/lbsVision/lite/michaelraco
Homeowner vs Renter Statistics: https://finance.yahoo.com/news/rent-brace-yourself-homeowners-43xs-090317962.html
This podcast is for informational purposes only and is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary. Therefore, the information should be relied upon only when coordinated with individual professional advice. Guest speakers and their firms are not affiliated with or endorsed by PAS, Guardian, or Genesis Wealth Planning and opinions stated are their own. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. All investments and investment strategies contain risk and may lose value.
Michael Acosta is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 6115 PARK SOUTH DRIVE, SUITE 200, CHARLOTTE NC, 28210, 704-5528507. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Genesis Wealth Planning is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License # 0M50974. 7237198.25. Expiration 11-27.
