The web3, cryptocurrency and blockchain markets moved fast in August 2025 and we’re covering Bitcoin’s rise, Wyoming’s state-backed coin, SoFi joining the Lightning Network, and Circle’s new Layer 1.
Host Tedd Huff teams up with Confidential Informant: Robert Musiala to unpack the GENIUS Act, stablecoin rules, bank use of Lightning, market structure, compliance shifts, custody standards, and global licensing moves that shaped August.
You get what changed, why it matters now, and how to apply it. You get a clear read on why Bitcoin strength ties to supply behavior, how monthly reserve disclosures affect stablecoin design, and why a bank’s Lightning rollout cuts payment friction.
The episode also covers risk programs moving to dynamic monitoring, custody standards that require segregation and clean recovery plans, and how Hong Kong licensing impacts cross-border builds.
TAKEAWAYS
1️⃣ Document Developer Programming Decisions
2️⃣ Monitor Wyoming’s FRNT Ten Billion Threshold
3️⃣ Assess EVM Compatibility Standards:
4️⃣ Prepare for Supervisory Examinations
5️⃣ Leverage Custody Guidance Roadmaps
LINKS
Confidential Informant:
Robert A. Musiala Jr., LinkedIn: https://www.linkedin.com/in/robert-a-musiala-jr-esq-cfcs-b6534bb/
Firm Profile: https://www.bakerlaw.com/professionals/robert-a-musiala-jr/
The Blockchain Monitor: https://www.theblockchainmonitor.com/
BakerHostetler: https://www.bakerlaw.com/
Fintech Confidential
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SUPPORTERS
Dfns: Wallets as a service with API-first, multi-chain design secured with MPC; powers crypto payments across 50+ networks. Request demo: https://fintechconfidential.com/dfns
Skyflow: Zero-trust data privacy vaults as an API to collect, secure, and tokenize personal information while keeping compliance and usability. Learn more: https://skyflowsecure.com
Hawk AI: Real-time screening, ML monitoring, and dynamic customer risk ratings to strengthen fraud and financial-crime prevention. Sign up for demo: https://gethawkai.com
ABOUT
Confidential Informant: Robert Musiala has worked in the crypto assets market since 2012. He has led major investigations, advised on compliance and product agreements across Web3 and NFTs, and co-leads BakerHostetler’s Web3 and assets team. He also authors The Blockchain Monitor with weekly legal insights.
BakerHostetler: A U.S. law firm advising clients from startups to Fortune 500 on blockchain-related matters, policy, compliance, and risk.
Host: Tedd Huff is Founder & CEO of Voalyre and DD3 Media and hosts Fintech Confidential, bringing clear, practical conversations on how money moves.
DD3 Media: A media creation, management, and production company delivering engaging fintech and Web3 content.
CHAPTERS
00:00 Highlights
01:15 Dfns - Wallets as a service (sponsor)
02:36 Intro
03:06 Regulatory Landscape and Institutional Adoption
03:39 Market Context
06:01 Technological Innovations in Blockchain and Finance
09:08 Stablecoins and Their Impact on Financial Systems
12:04 The Future of Banking and Digital Assets
14:52 Challenges and Opportunities in Crypto Regulation
17:51 The Evolution of Financial Institutions in the Crypto Space
29:57 Regulatory Landscape of Digital Assets
30:19 Skyflow - Privacy has an API (sponsor)
36:12 The Genius Act and Its Implications
43:48 Global Perspectives on Stablecoin Regulation
51:55 Innovation vs. Regulation in the EU
57:41 The Future of Digital Assets and Banking
59:16 Conclusion and Final Thoughts
01:00:26 Hawk AI (sponsor)
01:01:12 Disclaimer
