Hector sits down with Ty Crandall, founder of Credit Suite, to demystify business funding and credit. Ty shares his journey from building a 7-figure mortgage company to losing everything in the 2008 crisis, and how that experience led him to become an expert in business credit and alternative financing. He reveals why 60% of loan applications get denied before lenders even look at credit scores or revenue, and breaks down the exact steps any entrepreneur can take to build business credit without personal guarantees or credit checks. Ty explains how companies like Walmart and Apple strategically use other people's money (OPM) to scale, and how small business owners can apply the same principles. From starter vendors to fuel cards to universal credit cards, Ty outlines the complete roadmap to securing up to $1 million in business credit within a year. He also introduces Credit Suite's AI-powered Fund Smart tool that matches businesses with the right lenders based on their unique strengths. Whether you're a startup with no revenue or an established business looking to scale without risking personal assets, this episode provides the funding blueprint you need to remove capital barriers and grow your business.

Chapters:

1. (00:00:00) - Why Most Entrepreneurs Fail to Scale (And How to Fix It)
2. (00:01:00) - Ty's Journey: From Seven Figures to Foreclosure
3. (00:03:00) - The Biggest Misconception About Getting Business Funding
4. (00:06:00) - How Big Companies Like Walmart and Apple Use Debt to Scale
5. (00:09:00) - The #1 Reason 60% of Loan Applications Get Denied
6. (00:13:00) - The Overwhelming World of Alternative Lending
7. (00:15:00) - Success Story: From Homeless to 50-Truck Operation
8. (00:18:00) - The Business Credit Blueprint: Step-by-Step Process
9. (00:23:00) - AI-Powered Funding Matching and Fund Smart Tool
10. (00:26:00) - The Secret to Scaling: Resilience Above All

Links And Resources:

1. Website
2. Ty Crandall on LinkedIn
3. Amplafy Media
4. Hector Santiesteban on LinkedIn
5. Hector Santiesteban on Twitter

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