Episode 16 of Jersey Justice™ Podcast: How Fault is Determined in Automobile Accidents in New Jersey
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Welcome to Jersey Justice, a
civil law podcast that shares
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:practical tips and stories about
personal and workplace injuries.
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:Join two of the brightest New Jersey
injury attorneys, Gerald Clark and Mark
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:Morris of Clark Law Firm, as they take
you behind the scenes of justice and civil
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:law, but first, a quick disclaimer, the
information shared on this podcast is
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:for general information purposes only.
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:Nothing on this site should be
taken as legal advice for any
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:individual case or situation.
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:This information is not intended
to create and does not constitute
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:an attorney client relationship.
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:Today, I'm here with Mark and
Stephanie, and we're going to be
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:talking about how fault is determined
in automobile accidents in New Jersey.
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:And also we're going to be talking
about accident reconstruction.
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:So welcome Mark.
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:Welcome Stephanie.
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:Thanks for having us.
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:Yeah, absolutely.
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:Absolutely.
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:So I'm excited to talk about this topic.
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:Mark, why don't we start the conversation
off with the , potential client wants
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:to know how is fault actually determined
in an automobile accident because a
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:lot of times it can be a he said she
said thing unless there's a dash cam
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:or there's evidence like the previous
episode we just recorded, what are your
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:thoughts on that from a legal standpoint?
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:Sure, so 1 of the 1st steps, like,
anytime we take a case on or we're
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:investigating cases, we'll look at the
police report and the police support
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:isn't necessarily like a be all end
all of who's at fault for the crash.
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:But a lot of times there's a lot of good
things in there that that can be helpful.
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:, there's motor vehicle
codes that they have.
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:If you ever look at a
police report, there's.
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:Numbers all up and down the sidelines
and they're on the sides of the document
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:and throughout, and those different
numbers actually mean something like there
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:will be a code for driver inattention.
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:There will be a code if.
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:There was sun in the eyes
or anything like that.
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:So we'll almost always start by
looking at the police report.
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:You know, again, someone
may have gotten the ticket.
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:A lot of times we see a careless driving.
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:Sometimes you see reckless driving or
unsafe driving, but again, that ticket's
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:not automatically going to come in.
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:And a lot of times it doesn't
come in, in a personal injury
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:case, that's a big thing.
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:There'll be witness statements
every once in a while, but, but
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:really it comes down to, there's.
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:Only so many different types of
auto cases, you'll have like a
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:rear end hit a left hand crash.
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:Maybe someone runs a stop sign
runs through a red light or what?
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:And just kind of doing it over the years.
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:I know Stephanie can talk about it too.
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:Is you get a sense like if it's a
rear end collision, it's almost always
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:100 percent the defendant's fault.
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:I mean, I have case after case now
where it seems to be more of like a
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:relatively new phenomenon where instead
of just saying like, Hey, yeah, rear
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:end collision, they give an excuse.
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:Like one guy says my foot cramped, you
know, someone else was like the floor,
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:the mats came up and I couldn't hit
the brake pedal, just things like that.
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:But at the end of the day, New
Jersey law is pretty straightforward.
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:You're responsible for
what's in front of you.
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:You have to maintain a
safe following distance.
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:If someone stops in front
of you and you hit them.
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:It's almost always still your fault,
but sometimes that will come into play.
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:If there's like a stop short
allegation, like say it's a three
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:car pile up our cars in the middle.
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:If the car in front of them stop short,
and then the person behind our client
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:rear ended them, they hit into the car in
front, you know, every once in a while,
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:there could be a small percentage of fault
put on the person that stopped short, but.
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:That's not automatic, and then as crazy
as this is, even if you're going through
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:an intersection where there's a green
light going through an intersection
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:where you don't have a stop sign, you
still have an obligation to make proper
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:observations before you're going through.
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:So, pretty rarely, but every once
in a while, we'll see, like, if the
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:case goes to arbitration or something
like that, they could put some fault
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:on our client who went through a
green light or went through an.
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:Intersection without a stop sign,
just because he's still an obligation
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:to make proper observations.
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:I don't necessarily agree with that, you
know, and I'm sure Stephanie too, like if
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:we go to arbitration and our client's got
a green light mind in their own business,
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:and someone runs through a red light and
slams into him, like we showed in that
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:video clip before, I don't really think my
client should have done anything different
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:or, or what, but that's really it.
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:Um, at the end of the day, we've,
we've talked about to a lot, like
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:Jerry mentioned on one of the last.
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:Episodes, like if it's a rear end hit,
they'll still blame our client, like
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:throughout the case, say they should
make proper observations, whatever it
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:may be, and then get to trial and say,
Hey, you know what, we admit fault.
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:And that's not now because they're
trying to be like good guys.
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:There's strategic reasons behind that.
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:But that's really kind of it.
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:Starting points, the police report,
just from doing this, you know, there's
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:different jury instructions on different
mechanisms of how crashes occur.
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:And then sometimes too, like we'll even.
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:If I share my screen real quick, I could
show you like, there's a diagram every
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:once in a while in these police reports
that give an indication of what happened.
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:Um, let me know when you can see this.
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:All right, can you see what's up there?
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:Yeah, now we can.
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:All right, so this is vehicles
are numbered, you know,
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:vehicle one, vehicle two.
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:There's almost always a
description of what happened.
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:You know, it says like.
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:Driver 2 is traveling east, Highway 36,
vehicle 1 came on Eatontown Boulevard,
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:struck his vehicle on the driver's side.
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:Vehicle 1 then ran off the
road and struck a one way sign.
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:Driver 1 said he was crossing Highway 36.
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:Driver 1 said he thought he
had a green light signal.
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:So you move down to the police
report, it says multiple witnesses
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:in the area say that Driver 2 had
the green light, Driver 1 had the
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:red light, so that's a good fact.
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:In this case, because we've got driver tip
in this particular case, it says dash cam
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:video was also submitted on this case file
showing vehicle to had the green light,
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:which again, that's very helpful to us.
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:That's rare that that happens.
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:But so, in a case like that, where you've
got multiple eyewitnesses, you've got dash
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:cam footage, and it seems pretty clear
that vehicle 1 had a red light ran through
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:the red light and hit into our client.
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:I don't really see that being a case
where there would be much liability
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:that that could get, put on our client.
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:But again, last episode, we went
through, we read the discovery responses
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:from the defendant insurance company.
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:And they blame our client up and down, say
they should have watched, you know, where
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:they were going, follow motor vehicle
codes, all things like that, which,
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:which happens in, in all these cases.
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:So this one was a little bit more
straightforward than we're used to,
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:but sometimes if it's like a more
complicated case, or if it's a really
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:bad crash or really bad collision, like
fatalities or catastrophic injuries,
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:the police will bring out like a
fatal crash reconstruction unit that
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:does a way more detailed analysis.
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:Or we'll go out and hire an expert that
that does something along those lines.
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:I think Stephanie had a case
like a few years back, that
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:that she can talk more about.
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:But my understanding, I just.
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:Remember from talking with her about
it like it was a girl that was crossing
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:the road I think it was nighttime and
it was a really really like bad crash.
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:She got real hurt and I don't know enough
about it Stephanie you could tell like if
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:you guys had a good report like this So
I did have one of those cases that were
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:similar to what you're saying, which is we
received the case in from another attorney
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:and the police report was not really
favorable to our client and the other
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:attorney was like, I don't think this is
a case, but Once we started digging into
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:it, we realized that there was more to it.
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:And so what it involved was a young woman
and her friends were getting off a bus.
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:Over in freehold, maybe like three
to three in the morning, maybe
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:about three o'clock in the morning
and, , they got off the bus and they
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:were starting to cross route nine.
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:they were in a crosswalk.
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:But it was in dispute of whether
they had the right to cross and
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:whether the little person was lit
up telling them they could cross.
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:And what happened was a woman, she
worked for a paper delivery and she
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:had just picked up the papers and she
was on the way to go deliver them.
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:And she hit the first person
that my client was with.
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:And then she hit my client.
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:They went flying, severely injured.
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:They had to be airlifted.
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:My client had really bad injuries.
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:We got the police report.
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:They had to do what
Mark was talking about.
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:They had to do a detailed investigation.
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:A shoe was found here.
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:A piece of clothing was found here.
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:And it was all marked off,
and it was all measured.
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:And when it came to, it did appear as
if they were in the crosswalk, and they
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:were kind of about halfway into the
roadway, which is relevant for New Jersey.
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:So even if they would have had, even
if the other driver had the green
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:light, it was still relevant that
they were halfway into the crosswalk.
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:So we kind of did a little discovery.
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:Deposed the defendant and she was
this little tiny, tiny woman who could
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:barely see over the steering wheel.
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:So when we saw pictures of her car
inside her car, first of all, there was
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:just crap everywhere, drinks and stuff.
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:Papers were in the back and she had to
sit on a thing just to lift herself up
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:So I'm not sure whether she even saw
our clients when she was deposed This
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:is one of those cases where sometimes
it goes the right way when you have
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:a case that seems clear cut against
your client But this woman this driver
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:was not the least bit sympathetic.
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:She said I thought I hit a deer I
was the one that was up Meaning her,
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:she was the one that was so upset.
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:She didn't know what happened.
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:She thought it was a deer and, you
know, and I explained to her, well,
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:once you found out it was Two people
that you hit then what did you do?
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:She was oh, I was just so upset So it
was all about her which is super helpful.
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:I'll get to that second We did not have
to go to trial But it was going to be
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:helpful that she was not sympathetic
a jury would not be sympathetic to her
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:Just cut the way she portrayed herself.
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:So as we were doing a little bit more
digging That's when we learned, like I
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:said, see, seeing pictures of her car.
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:Hey, were you delivering newspapers?
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:And so then once that happened, then we
brought in the newspaper carrier and they
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:tried to say, Oh, she wasn't within our
control, but you know, you only have.
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:Access to her, you know, you're only
entitled to go after her car insurance,
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:which was only a hundred thousand dollars
So once we started doing some depositions
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:and the questions then surrounded whether
The the paper carrier controlled her
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:actions meaning that they told her what
time to pick up the papers They told
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:her exactly how to deliver the papers.
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:They told her what route to take and
so once we determined that then we were
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:able to bring the newspaper carrier
in We also had our own investigator go
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:out there and what he did, which was
kind of interesting because the other
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:driver was saying, Oh no, I was going
to speed limit, I wasn't going too fast.
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:And so what he did is one of the
things he went out and did an
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:analysis over like an hour.
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:hour and a half for three days and saw
that people normally go a certain speed.
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:And so we were able to see, Oh, okay.
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:So the normal person is going
10, 15 miles over the speed
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:limit during that time period.
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:So it was most likely that
she was also speeding too.
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:So that was super helpful
with respect to that.
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:Our client was a doll.
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:She was, like I said, she
was seriously injured.
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:She had a hard time getting
through her deposition.
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:So we just had to keep taking breaks
and keep walking her through it.
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:That case ended up settling for 500,
000, probably could have settled
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:maybe a bit more if the liability.
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:Was clear cut and that kind of goes along
with what Mark was saying in the beginning
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:if that would have been a case where she
was in a car and she was rear ended or
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:she clearly had the crosswalk sign and
she was driving and then this, I mean,
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:she was walking on the crosswalk and this
driver blew a red light, then it would
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:have been a whole different story, but
when you're settling it or when you're
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:going to trial, there is some liability
that is assessed against this Mike, our
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:client who It appears walked against a
red light, but it was still a very, very
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:good settlement for that type of case.
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:Yeah.
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:And Dimple too, I don't want to, I may
have just taken this for granted, but
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:like why it matters, like percentages of
fault, like Stephanie's talking about how,
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:like her client could have been blamed
for, you know, going against a red light.
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:Like if she was found more than
50 percent at fault, then she
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:would get nothing in the case.
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:And if there was like, you know,
the case went to trial and a jury
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:came back and gave a verdict where,
say they awarded 100, 000 and they
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:determined that Stephanie's client
was 30 percent at fault, like
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:she'd only be able to get 70, 000.
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:So the recovery gets discounted by
whatever percentage of fault you are.
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:And that's what.
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:The law is in New Jersey, like some
States, it's contributory negligence,
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:where if you're one iota at fault,
you get nothing like I had a case one
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:time that got transferred to Maryland.
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:That was the law down there,
which is really, really tough.
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:New Jersey's comparative
fault, which is good.
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:So as long as you're not more than 50
percent at fault, you can recover since
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:it appears she went against the crosswalk
indicating that she was free to go.
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:She could have most likely.
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:Then more than 50 percent at fault,
she was very happy with that, but
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:that was a case where originally when
we looked at the police report, it
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:seemed like, Oh, this is not a case.
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:This is not a good case.
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:The prior attorney had said now hands off.
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:And then once we kind of dug into
it a little bit more, got our own
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:investigator, did a lot of depositions.
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:Found out some little holes in the story.
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:You know, we actually actually deposed
the bus driver and everybody up to that
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:point had said, Oh yes, your clients,
they did not have the right away to walk.
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:The driver had a green light, but
this bus driver, he let them off.
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:And as he started pulling away.
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:I asked him, did you look up
and see what the light was?
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:And he said, yeah, I think it, I
think the other driver might've
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:had a red one, but I'm not sure.
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:So it gave me a little bit of a
doubt where it was like, okay,
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:everybody else is saying it.
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:She, the driver definitely had a green.
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:And then this bus driver was like,
no, she might've had the red.
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:And so then, which in our case created
a nice little question of fact, because.
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:Maybe my client didn't
go against the red light.
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:So little nuances like that are super
important and taking depositions and
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:finding little nuggets like that,
that can help your client and help
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:your case are why we do what we do.
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:So I was sitting here as you were
talking about, like doing the deposition,
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:this case was way pre COVID, right?
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:Like this was back in 2016.
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:So I picture because depositions
for the past three plus years
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:have all been over Zoom.
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:Like if that had been a depth over
deposition over zoom, you may have not
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:even known that she was this like five
foot, nothing person, like I'm seven
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:feet tall, I'm sitting in this chair
or I'm, you know, four foot eight.
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:There's no way to know.
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:So that probably made a big
distinction too, because it paints a
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:totally different picture, a totally
different analysis of the case.
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:Like if you're just picturing
someone going along, you're like,
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:what, like, what could happen?
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:But then you're picturing some
little old lady or just not
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:assuming she's old or what picturing
someone like down like that.
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:That's a totally different analysis.
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:Absolutely.
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:And that's why also discovery is great
when you get photos of the, um, cause the
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:police did a really thorough investigation
and they had photos of her car.
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:And like I said, it was not only a mess,
but then there was a big pad on her seat.
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:I mean, like, like three phone books.
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:Big.
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:And I remember saying to her, do you,
do you need to sit on that to drive?
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:And she was like, yeah.
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:And then, So I think I literally
think that's exactly what happened.
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:She was this little tiny
lady could barely see.
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:And it was dark and you know,
they allegedly had dark clothing
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:on my client and a friend.
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:Stephanie does.
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:And this is like a little hype for
her, but she does such a good job
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:kind of peeling off like the layers
of the onion of cases like this.
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:Like she's saying, she took it over
from an attorney that rejected it.
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:And then goes and gets a half
a million dollar recovery.
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:And just even like talking about
noticing that there's a bunch of
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:newspapers in the car and like,
were you delivering newspapers?
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:Because if you're doing something in
the scope of your employment, that opens
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:up another potential layer of insurance
coverage, which is normally going to
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:be much higher than someone's just.
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:Personal auto coverage, so just to even
get into that ballpark of another layer
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:of coverage was a great step because
these crosswalk cases are not easy.
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:You talk about like
apportioning liability.
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:I had 1 where a girl was
crossing and same thing.
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:It was dark out.
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:I think she was going against
the light or came out.
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:She was going against the light, but
she was like:
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:through the intersection when she got hit.
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:So that was a fact that
was kind of helpful.
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:And the guy that hit her was like 88,
89 years old or something like that.
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:So that was kind of another factor
that was like, Hey, look, you know,
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:reasonable person probably would have
seen her it's kind of helpful there.
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:And then it, it matters to like
what the insurance coverage was.
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:I think in my particular case,
it was like a hundred thousand
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:dollars policy or maybe even less.
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:And she had a ruptured globe to her
eye, which is like a nasty injury.
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:And the insurance company, their
analysis is going to be, would
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:probably be more expensive to fight
that case than just to pay out.
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:Like Stephanie's case, it's like,
that's not like a, ah, here you
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:go type of money to give out.
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:Like that's a really, really good
result in a, in a tough case.
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:But I'll tell you another
kind of funny story.
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:I had a client who was also hit
in a crosswalk by another old
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:gentleman who was small and he
was properly in the crosswalk.
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:And.
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:driver that hit him only
had a 15, 000 policy.
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:And I remember showing up
at the deposition and I was
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:like, what do you people do?
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:And why are you not tendering the 15?
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:He's like, ah, we probably
will after the deposition.
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:I said, all right, I'm deposing
the guy really nice old guy.
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:And so I'm kind of asking him
like, what were you doing that day?
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:And ended up coming out that
he was delivering auto parts.
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:I asked the question, were you in the
course and scope of your employment?
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:I phrased it a little bit differently.
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:Were you working at that time?
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:Had you just had delivering?
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:And he was like, Oh, yeah, yeah,
I was working and I remember his
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:counsel was like, you were working
and I was like, you were working.
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:Well, I mean that case ended up settling
for eight hundred thousand So had we
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:not dug that dug into that a little
bit and that was actually a really fun
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:one in the respect of the auto parts
place This guy had a punch in like
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:an old fashioned time punch card So I
requested all of his punch cards for
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:like a year before this incident, right?
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:And including the day of the incident,
every other time, every other
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:time the guy worked from 8 to 4.
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:30, but on this day, and it was an
actual punch out, but on this day,
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:he allegedly clocked out at 3 p.
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:m.
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:And that was the only time
card in all of them that was
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:handwritten with the guy's initials.
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:So take it as you will, which I took it as
the auto parts place actually, you know,
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:it's said that he was clocked out at that
exact time before the incident, meaning
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:he wouldn't have been in the course and
scope of his employment at the time of.
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:That he hit my client.
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:That was like time card, time card.
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:It was probably 50, 60 time cards.
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:I had to show the guy and
each one was the same thing.
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:That was a good one.
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:That one settled for,
I think over 800, 000.
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:Yeah.
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:Like you can't help, but have these
like soapbox moments kind of when you're
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:doing this, like to call it, but like
play, everyone thinks plaintiff, you
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:picture like, Oh, the guy that goes and
slips on ice and it's like, Oh, great.
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:I'm going to go get like money
out of this, that example.
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:Just doesn't even really stand out
as something that ridiculous because
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:it happens in so many of these
cases, like construction cases.
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:You have to file motion after motion
to get like the contract for the job.
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:It could be like a multi
million dollar job.
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:And they're like, oh, there's no contract.
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:Oh, there's no safety plans.
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:And then 3 court orders later,
they're like, okay, here you go.
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:Here's the 200 page contract.
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:Here's, you know, 1000
site photos and like.
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:All our safety records, but it takes
like thing after thing after thing.
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:And what Stephanie is talking
about, there's sometimes it's
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:a jury charge that, that deals
with like spoliation of evidence.
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:Like if you get rid of evidence to try
and thinking it will help the case, like
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:the jury can be charged against that, but
like fabricating evidence or people think
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:that that could be, you know, it's going
to end up helping them out, but you get
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:good attorneys that pick up on that stuff
and dive into it and it backfires so bad,
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:or like it makes the case so much worse.
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:Like Stephanie picking up on that and
going exploring that, like everybody,
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:well, you would hope everybody sees
through that, what that is, and
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:like, that adds value to the case.
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:Like that doesn't mean the guy's
injury is worse or what, but like
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:everybody's analysis involves
what's a jury going to do.
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:Every way we look at a case is like,
what's going to happen at trial.
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:How would a jury perceive this?
390
:It's one thing that the
guy got really hurt.
391
:It's another, then that the defendants
in the case are trying to cover up
392
:evidence to stop this guy from getting
like fair compensation for what happened.
393
:Like that should piss people off.
394
:Like that should get jurors like upset.
395
:And like an angry jury for
us is like, is a good jury.
396
:Yeah, that's a great point.
397
:What I love is it's finding the loophole
and Stephanie's so thorough and Really
398
:noticing the details of what matters in a
case like sometimes It's like the smallest
399
:thing and someone else may overlook
that can make the biggest difference in
400
:What's gonna be the outcome of that case?
401
:So thank you for sharing that
Stephanie Yeah, those like,
402
:what do you mean by that?
403
:Or like, like, why do you say that?
404
:Questions sometimes can open up such
like doors that you would never expect.
405
:Yeah.
406
:So that's just awesome.
407
:And Mark, did you have anything else?
408
:I think that's really it.
409
:Like Stephanie talked about, it
looks like this was really thorough.
410
:The client had taken a bunch of pictures.
411
:It looks like we sent.
412
:Multiple investigators out there,
one like early on in the case just to
413
:document the area and then another.
414
:I think, did you end up doing a
crash reconstruction in the case?
415
:Stephanie?
416
:We didn't have to do a cross
reconstruction because the police
417
:did a thorough got it direction.
418
:Like I said, the point that helped
us in their crash reconstruction
419
:was where the initial impact was.
420
:was, and it showed the initial
impact was in the crosswalk
421
:in the middle of the road.
422
:And in New Jersey, if you are halfway
in the middle of the road in a
423
:crosswalk, even if the driver has a
green light, they're obligated to stop.
424
:Um, so it was very important for
us to show that they were in the
425
:crosswalk and it happened almost
middle of the way through the road.
426
:It all like comes down to as well,
again, again, I guess just jumping up
427
:on a soapbox, like it's just fairness,
like who the heck hasn't crossed
428
:at a crosswalk when there's a green
light, you look like, is it safe?
429
:So that from what I would understand
about that, like, if you're halfway
430
:through crosswalk, that doesn't just
give the oncoming driver card bonds
431
:to the slam into you, you got to
make proper observation and there's
432
:jury instructions up and down.
433
:Like the law that the judge would read
to the jury at the end of the case about
434
:whether someone's in a crosswalk, not
in a crosswalk, whether they've got the
435
:right away or don't have the right away.
436
:So it's not like, yup, you automatically
win just cause you're in a crosswalk
437
:or Nope, you automatically lose
because you weren't in a crosswalk.
438
:And I do have like, it would probably
take me a second to pull it up.
439
:So it might not make sense, but the
idea of like what a crosswalk is
440
:a lot broader than you would think
to, it's not just the actual, like.
441
:Stephanie, when it comes to determining
fault in accidents, right, what
442
:type of car accident is the most
difficult to prove who was at fault?
443
:Is there a particular type?
444
:Because like Mark was saying
earlier, you get hit from behind.
445
:It's usually the person who hit him.
446
:It's their fault.
447
:But is there a particular scenario where
it is hard to determine who is at fault?
448
:We actually have a new case right now
where both of them are saying that they
449
:had the green light in an intersection
with our client saying she had a
450
:green light, the other client saying
they had green light and they don't,
451
:there's no cameras, the police, they
actually did not interview a lot of
452
:the witnesses because they said they
didn't have time apparently, but there
453
:were some witnesses that actually
witnessed that the other driver went
454
:through the green light and we're
trying to find one of those witnesses.
455
:So that one's going to be a
little bit more of a challenge.
456
:We had an actual witness or a lot of
times they have the video cameras in the
457
:intersection that makes it much easier,
but that's definitely a hard case.
458
:A left turn case.
459
:If our client's coming out and making
a left turn and somebody is coming from
460
:their left, , I had one of those cases
was a few years ago and it was a really
461
:nice old guy and he was coming out
and making a left and the other driver
462
:hit him and automatically off the bat.
463
:You.
464
:You would think, well,
your guy was making a left.
465
:He should have, you know, and the other
woman had the proper right of way.
466
:But once again, we kind of did a little
digging and she was on her way to school.
467
:She was a school cafeteria aide.
468
:And so I subpoenaed the records
for the school and showed that
469
:she was supposed to get there.
470
:a lot earlier than she was going
to be getting there, which kind of
471
:supported our theory that she was
speeding up and over that hill.
472
:That definitely helped.
473
:And then we ended up settling
that case for the policy, but
474
:those are definitely tough cases.
475
:Yeah.
476
:I think I covered a
deposition on that case.
477
:I remember that.
478
:Which again, that's awesome.
479
:That's peeling back the onion layers.
480
:I'm telling you, this isn't like, again,
soapbox and like self promotion, but
481
:like, there's not a lot of attorneys and
law firms out there that are going to
482
:take that extra step with an auto case
like that, that Stephanie just talked
483
:about, like subpoenaing the defendant's
employment records to show that she was
484
:late for work, that was a case from what
I recall, where like every case it's,
485
:you know, who's at fault, what are the
injuries, what's the insurance coverage.
486
:Almost always one of those things
is lacking, like are missing.
487
:So I would imagine in that case, the
issue, the thing that was like, you know,
488
:the biggest fight was probably liability.
489
:So like a lot of people just go, nah,
you know, we'll settle this real cheap
490
:or be like, we're not going to take
this case or take a deposition, but like
491
:not go that extra step that Stephanie
went and by getting those records
492
:again, like, ladies and gentlemen,
the jury, my client pulled out and the
493
:defendant was speeding and hit her.
494
:Okay.
495
:Like, whatever, like says you,
you're trying to get my ladies and
496
:gentlemen, my client look both ways.
497
:So no one was coming.
498
:The defendant who works
at a school, she's late.
499
:She's rushing.
500
:She's going downhill, you know,
comes out of nowhere, slams into
501
:her, you know, slams into the client.
502
:Like that's way more compelling.
503
:And that's, again, I imagine probably
a huge reason why the defense in
504
:that case settled, that's awesome.
505
:I remember that case.
506
:All right.
507
:Cause he was a doll, a nice guy.
508
:Which again, that matters too.
509
:Absolutely.
510
:Yeah.
511
:The, the insurance companies
are assessing everything.
512
:Like we tell our clients when
they go to a deposition, number
513
:one, just tell the truth.
514
:That's the most important thing.
515
:You have to be honest.
516
:There's good facts, bad facts.
517
:In any case we can deal with
it, but just don't lie because
518
:that will ruin the entire case.
519
:So we always tell the clients not to lie.
520
:And then we explained to the deposition
is as much about seeing how they present
521
:and like what kind of person they are.
522
:As it is about finding out like
what they recall and what happened.
523
:So like, it goes into every analysis
that the insurance companies do, like.
524
:You know, if we settle a case
or a defense attorney calls up,
525
:look, now your client's real nice.
526
:They presented really
well at your deposition.
527
:Like that matters.
528
:That adds value to the case.
529
:Like the guy that's just like,
you know, this, I can't believe
530
:this jerk slammed into me.
531
:Like, that's not, you don't want that.
532
:And you can only prepare people so much.
533
:Like it's organically going to come out,
what type of person that they are and that
534
:will add or take value away from a case.
535
:You can tell we've had a few
of these crosswalk cases.
536
:If I have this, like.
537
:Children's book looking diagram of
like what is and isn't the crosswalk,
538
:but you can see here and a lot of
Mark and I were talking about it.
539
:It's called the stop and say stopped.
540
:It's basically the if you're halfway
into the crosswalk, like Mark
541
:showing you that you got to stop.
542
:Yes, I had the case actually this guy
who's a retired postal worker and like
543
:every day he went on the same route
did the exact same walk every day for
544
:I forget how many years so his career
was spent walking around neighborhoods
545
:as a postal worker and then like and
his retirement his favorite activity
546
:was going for like these morning walks.
547
:And he stepped out in an area like
here where my mouse is where there's
548
:not necessarily like a white line
crosswalk or crosswalk that looks
549
:like what's shown there and he stepped
out from behind a telephone pole.
550
:The defendant said and started
crossing here and he got hit
551
:and he got hurt really bad.
552
:I think he was in a coma like for a
couple of days and it was only 100, 000
553
:insurance policy, but they were like
fighting on that and fighting on that.
554
:And I yeah.
555
:Got this little diagram,
I'm pretty positive.
556
:This is from the New Jersey department
of transportation or website.
557
:So this is actually
like a legitimate thing.
558
:I think I used it as a deposition
exhibit and they ended up tendering
559
:the full policy in the case.
560
:We've talked about the last
episode, how awesome it is when
561
:you have like dash cam footage.
562
:Pictures and all that.
563
:It's one thing to stand up there and
say, ladies and gentlemen, you don't need
564
:white lines for it to be a crosswalk.
565
:Even if you're just crossing at the end
of the street, that counts as a crosswalk.
566
:It's one thing to say that it's another
thing to put up this illustration
567
:and be like, here you go, guys,
people go to movies, like they love
568
:looking at pictures, all that stuff.
569
:There's a reason they're very effective.
570
:That's a great example, Mark.
571
:Yeah, thanks for sharing that
because it just lays it out
572
:visually for everyone to see.
573
:Stephanie, is there anything
else that you wanted to share?
574
:Sometimes it's just a matter of digging
in and finding the little nuances and
575
:finding the inconsistencies in somebody's
statement or examining a picture.
576
:And then you, you take it from there.
577
:Yeah, I would agree.
578
:I would say I can probably count
on one hand, maybe two, like the
579
:amount of times we've had to get
like a crash reconstructionist
580
:or reconstruction expert.
581
:If it's like a rear end hit,
there's no reason to do that.
582
:So I don't want people listening to think
like, Oh, you know, I was rear ended.
583
:Why reconstructionist?
584
:Because usually it's a lot of money.
585
:And if it's not going to tip the needle
one way or the other, it's just, it's
586
:a waste of everyone's time and time
and money, because that's a lot of
587
:times of balancing in a case like this.
588
:If it's a close call and if it's like
a, he said, she said, it's not even
589
:guaranteed that a crash reconstruction
is going to make a difference.
590
:So you just got to be selective
on, on the case you use them.
591
:And yeah, I think Stephanie spoke to that.
592
:Yeah, that makes sense.
593
:That makes sense.
594
:Well, this has been a great episode.
595
:Thank you so much.
596
:And for our guests out there, if you
do have questions for us, you can
597
:submit your questions to questions at.
598
:Jerseyjusticepodcast.
599
:com to have your question featured on the
show where we will be answering it live.
600
:And there you have it, folks.
601
:Another episode of Jersey Justice Podcast.
602
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603
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604
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606
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607
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608
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609
:And check out our show
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610
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611
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612
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613
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