In this episode, John and Kyle discuss discuss the topic of housing affordability. They

highlight how housing affordability is a major concern in the current market, affecting

both renters and buyers. They explain that interest rate increases have a significant

impact on housing affordability, as higher rates can reduce the amount buyers are

qualified for and increase monthly out-of-pocket expenses. They also discuss the

rental market and how increasing expenses, such as taxes and insurance, are affecting

landlords' ability to maintain affordable rents. The hosts emphasize the importance of

considering the rental market cycle and the potential for rents to level out or even

decrease in the future. They also touch on the impact of evictions and delinquencies on

the housing market and the need for a balanced approach to address the affordability

issue.

Key Takeaways:

• Housing affordability is a top concern in the current market, affecting both renters and

buyers.

• Interest rate increases have a direct impact on housing affordability, reducing the

amount buyers are qualified for and increasing monthly expenses.

• Landlords are facing challenges in maintaining affordable rents due to increasing

expenses like taxes and insurance.

• The rental market is reaching a point where rents may start to level out or even

decrease.

• Evictions and delinquencies are increasing, indicating a potential breaking point in the

affordability cycle.

Quotes:

"The most sensitive sector for interest rate increases is housing. It's the first place you

feel it." - Kyle Teixeira

"As rents have gone up and they've been skyrocketing over the past five years, we're

now at a point where it's not sustainable." - John Teixeira

"This country is as great as any society on the planet has ever been because it is

literally the only society that has ever propped up the middle class over all other

classes." - John Teixeira

You can listen to We Are TPM on any major podcast platform including Apple

Podcasts, Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

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There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!