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Self-Employed? You Can Still Buy a Home in Ontario!
Episode 26310th June 2026 • The Ottawa Real Estate Podcast • TOREP
00:00:00 00:30:25

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If your mortgage is renewing soon, the first offer you receive is rarely the final word. And if you are self-employed and have been told you do not qualify, there are programs most people never hear about that can change that conversation entirely.

This week, we answer real questions from real Ottawa listeners, including fixed versus variable right now, what the renewal process actually looks like, and how self-employed buyers are getting approved without twenty percent down.

00:00 Intro

01:19 Current Market Trends and Observations

03:17 Understanding Mortgage Renewals

09:24 Fixed vs. Variable Rates: Making the Right Choice

14:42 Should I Lock In My Rate Now?

17:05 The Process of Renewing Your Mortgage

22:10 Can I get A Mortgage If I'm Self-Employed in Canada

29:12 Mood Boosts

Get in touch with us!

Paul Stevenson - Mortgage Agent Level 2

CENTUM Financial Services LP

Email: [email protected]

Phone: 1-613-263-4543

https://www.paulstevenson.ca

David Warren - Mortgage Agent Level 2

Referral Mortgages

Email: [email protected]

Phone: 1-613-686-6003

https://www.referralmortgages.com

If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!

New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com

Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, BIG - Billyard Insurance Group, and A to Z Cleaning Expert.

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