Seems life is getting more and more expensive by the day. With increased food prices, utility prices, and interest rates leaving many Kiwis feeling the pinch on their pocket, and banks starting to see an increase in people getting behind on their debt.

In light of this, we thought we’d ask our friends Jordan and Alex from Total Mortgages for some practical tips and advice on how you can manage your debt to free up your cashflow and stave off financial hardship.