Shownotes
Sexy Money Goals are about what your revenue can do for your life.
The end of the year is the perfect time to realign with your money values and what you envision your money doing for you in the next 12 months.
In today’s episode, Sydney and Kristen share what their Sexy Money Goals are in their businesses and for their personal lives so you can see the behind-the-scenes of what they’re working on in 2024 and inspire some thoughts for what you want money to do for you in the New Year.
These Sexy Money Goals aren’t just about saying $1,000,000 year or something like that, but rather focusing on what the money can do for you. That’s how we create a business that fuels a life we love — not just one that has a big bank account but everything else feels off.
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Website: https://knowyourworthpgh.com/
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Transcripts
If anyone out there is a parent, you know you kind of lose yourself in the
Speaker:first five years and I feel like we've gotten through that hump and they're
Speaker:going to be going to kindergarten, going to have more time, so what does
Speaker:this look like more as a career rather than just putting the pieces together?
Speaker:God, and you're killing it!
Speaker:You need to give yourself more credit!
Speaker:Oh my gosh!
Speaker:You need to give yourself more credit.
Speaker:Okay.
Speaker:I almost just swore so loudly.
Speaker:She really gives it to me.
Speaker:I really, really almost just got so loud and angry at that.
Speaker:Okay.
Speaker:Kristen's amazing.
Speaker:You are a business owner and you have a solid business that is
Speaker:provided for you and your family.
Speaker:And it's amazing.
Speaker:You do a great job.
Speaker:And if there's anyone else out there that's listening, that's like this.
Speaker:And you're thinking, I'm just going to take what comes and
Speaker:I'm just going to roll with it.
Speaker:That's a wonderful mentality to have.
Speaker:And that's a beautiful thing.
Speaker:But you also, I don't want you to feel stuck there.
Speaker:Welcome to the Know Your Worth Show, where we teach you how to think about
Speaker:your money differently so that you can achieve your sexy money goals.
Speaker:I'm Sydnee your money Maven and owner of Know Your Worth.
Speaker:And I'm Kristen Sid's Dimepiece bestie team member and busy mama
Speaker:twins here to make sure that those of us without a financial degree can
Speaker:still level up with each episode.
Speaker:Let's get started on reaching your next goal.
Speaker:Welcome!
Speaker:Merry Christmas!
Speaker:Happy Holidays!
Speaker:If you celebrate, Merry Christmas!
Speaker:I know Kris and I were just talking about our celebrations, so we both
Speaker:were talking about how our Christmases were and how much fun everything was,
Speaker:and We hope you guys had a wonderful, wonderful Christmas and holiday
Speaker:season and break and relaxation.
Speaker:Woop, woop!
Speaker:And, desserts.
Speaker:Yes.
Speaker:All the good wine.
Speaker:So Kris and I have a little glass of wine here.
Speaker:We're celebrating to our, our year, the Know Your Worth podcast and
Speaker:all the fun that's come with it.
Speaker:January makes everybody feel like it's a fresh start, a new page in a book, so
Speaker:we've been talking about our business and personal goals, our sexy money goals, so.
Speaker:Yes.
Speaker:We got some big goals this year.
Speaker:We got some big sexy money goals.
Speaker:The sexiest money goals, because my sexy money goals are the sexiest money
Speaker:goals and Kristen's sexy money goals are the sexiest money goals and your sexy
Speaker:money goals are the sexiest money goals.
Speaker:Because they're yours.
Speaker:Exactly.
Speaker:And they're important.
Speaker:And that's what lights you up.
Speaker:Yup.
Speaker:So a couple of mine, we talked about some business goals and some personal goals.
Speaker:Let's start with business.
Speaker:Okay.
Speaker:Sounds good.
Speaker:So, some of my business goals are to hire, hire a new employee.
Speaker:Know your worth is in the process right now.
Speaker:We have a couple offers out there and we have a couple
Speaker:new people that are starting.
Speaker:And what I want this to turn into is that these people that we're bringing on to our
Speaker:team are going to stay with us and they're going to carry us to the next level and
Speaker:they're really going to elevate our team.
Speaker:So I'm hoping that they're as excited about coming on as we are.
Speaker:And so hiring employees and kind of really growing the business in a really secure
Speaker:and structured way is a huge deal to me.
Speaker:The first two years of this business, I really did myself and it was great
Speaker:and I learned a lot and I think it really made me a good knowledge base
Speaker:for the business and what I wanted and it gave me a lot of insight for what
Speaker:I wanted, but now I know I can't do it myself and I don't want to do it myself.
Speaker:So it's a big, kind of like a gut check because the employees we have currently,
Speaker:they're like my best friends and my family and like my favorite people.
Speaker:And so I've been really blessed to have wonderful people to surround myself with
Speaker:that I could make my first hires from like my close knit people, so this is a
Speaker:big step for Know Your Worth to really have people coming in that are, are new.
Speaker:So, yeah.
Speaker:Like outsiders that are coming into the fold.
Speaker:Exactly.
Speaker:Yes.
Speaker:Yes.
Speaker:Yes.
Speaker:And it's exciting.
Speaker:It is.
Speaker:It's really exciting.
Speaker:Because it means you're growing and it means that you need The extra help.
Speaker:And that means business is good.
Speaker:And anyone who has the chance to work for Know Your Worth is blessed.
Speaker:So.
Speaker:It's fun.
Speaker:We're excited.
Speaker:And we've all worked really hard to set up processes and systems so
Speaker:that the onboarding and the start for the new people is seamless.
Speaker:So I'm really excited about it.
Speaker:That's a big goal this year is just to continue to grow in that way, keep
Speaker:offering part time positions, but then also they're growing into full
Speaker:time positions as we're able to just expand and bring in more clients.
Speaker:So that's a big sexy money goal of mine.
Speaker:We're kind of working on it now.
Speaker:So I'm hoping that's one that we can really solidify and get
Speaker:like the beginning of the year.
Speaker:Another one for me is to start a 401k plan for the business and
Speaker:for my current employees there.
Speaker:So, We're looking at a couple of different options.
Speaker:We're evaluating a few right now, but I, I plan on starting the 401k
Speaker:plan for the business this year.
Speaker:Wow.
Speaker:That's so legit.
Speaker:And like,
Speaker:It feels really intense, but you know, actually there's a couple, like
Speaker:the one that we're looking at right now is human interest is one of the
Speaker:companies and they partner with gusto.
Speaker:So it links really easily and it seems like such a smooth transition
Speaker:to just get everything started.
Speaker:Yeah.
Speaker:And it's one of those things, it's kind of simple once you get it going.
Speaker:It sounds really intense, but after kind of looking into it, it's, it's going
Speaker:to be a lot simpler than I thought.
Speaker:So it feels like a big step.
Speaker:We're still evaluating what our matching percentages will be and kind of what the
Speaker:parameters around it are going to be, but getting that started this year so that we
Speaker:can all start planning for retirement a little bit more and just making it feel
Speaker:like we have like a more robust benefits package for those future employees, it
Speaker:just makes it feel a little bit more real.
Speaker:Intense.
Speaker:Yeah.
Speaker:Real.
Speaker:Intense.
Speaker:Excited.
Speaker:So how old is Know Your Worth?
Speaker:We're closing three years in February.
Speaker:So that's pretty amazing that, just to lift you up for a second,
Speaker:like you started a business three years ago that was just you.
Speaker:Yeah.
Speaker:Now you have me, Christy, Alex, other people you're bringing on.
Speaker:Yeah.
Speaker:So you're going to offer retirement and you're moving from a space of
Speaker:like, I did this all myself, but now I'm moving to like a higher, where
Speaker:I'm like overseeing it and getting to do stuff that lights me up more.
Speaker:Like, that's pretty freaking awesome to do in three years.
Speaker:You should feel amazing.
Speaker:I feel good about it.
Speaker:You should feel sexy.
Speaker:Let's cheers to that.
Speaker:You're the sexiest person right now.
Speaker:You're funny.
Speaker:That's hilarious.
Speaker:I am not.
Speaker:But um, we can all strive for something, right?
Speaker:Yeah.
Speaker:Yeah.
Speaker:Let's talk about your business goal for the Maverick, the co working space.
Speaker:This is my favorite.
Speaker:So my business goal for the Maverick this year.
Speaker:And the Maverick pgh.
Speaker:com, if you're in Pittsburgh and need a place to work, it's a co working
Speaker:space in Gibsonia, which is in the north of Pittsburgh on route eight,
Speaker:if you're familiar with the area.
Speaker:We have a co working space.
Speaker:I was about to say an indoor co working space.
Speaker:We also have a balcony you can work on too.
Speaker:We do have an outdoor table if you'd like to sit outside.
Speaker:It is very sturdy.
Speaker:One of our members was out there today in the freezing cold.
Speaker:That's questionable.
Speaker:So we've We've parted outside too, but we have a, a nice big coworking space.
Speaker:It's really comfortable and cozy.
Speaker:And we're all super cool and fun.
Speaker:It is.
Speaker:It's really fun.
Speaker:It's a really nice laid back environment.
Speaker:It feels like you're at work with your friends every day.
Speaker:And it's a really good culture here.
Speaker:We, we really have a blast with everybody.
Speaker:So the sexy money goal for the Maverick is to get an automatic unlocking door.
Speaker:Like that you can just punch a code in because tell them why.
Speaker:So the front doors take a key to get like a manual key, like key and a lock, you
Speaker:know, and we have certain memberships where if you have an office or you pay a
Speaker:certain amount a month, you get a key to the building and you can come in 24 7.
Speaker:The only problem with that is, you know, we've had members that we've watched
Speaker:them while we've cameras everywhere too.
Speaker:So it's a very safe and secure place as well.
Speaker:And we monitor them religiously on the evenings and in the morning.
Speaker:But we've some members that will come in at, you know, 6 AM.
Speaker:And so some days Alex and I were like, great, we'll wake up and
Speaker:see somebody at the building.
Speaker:Great.
Speaker:We don't have to get there by 8 AM because we open up at 8 AM.
Speaker:And but then there are some days where we're like, you know.
Speaker:One of our members has said they were getting here early and we're like,
Speaker:Oh my gosh, yes, we get to sleep in a little bit tomorrow, but then we wake
Speaker:up and we see that they're not there.
Speaker:They changed their plans.
Speaker:We can't hold it against them because it's just, they're just coming to work.
Speaker:They don't own it.
Speaker:So we're like, crap, you know, and we like sprint out of bed and we run up and,
Speaker:and it's just, sometimes it's just a lot.
Speaker:It's like 99 percent of her problems.
Speaker:Yeah, so I will say that the, the co working space was such a
Speaker:blessing for me in the beginning.
Speaker:I can't work from home.
Speaker:I hate working from home.
Speaker:I truly cannot do it.
Speaker:If you're somebody out there that is just struggling at home, you are not alone.
Speaker:I cannot do it.
Speaker:ADHD at home is like for me, a death sentence.
Speaker:It's horrible.
Speaker:So the first six months of business at Know Your Worth, I
Speaker:was really struggling and I felt like I was so busy all the time.
Speaker:I really wasn't at all.
Speaker:It was just that I couldn't get a schedule.
Speaker:So the Maverick forced me to get a schedule and that's why it was
Speaker:such a blessing in the beginning.
Speaker:Cause I had to be here every day at 8am.
Speaker:So I would get here 8am at my desk in my spot and I'd be awake and dressed
Speaker:for the day, ready to go every day.
Speaker:So it was such a good thing for me to have that routine.
Speaker:But now because we do have such a good workflow and I feel like I am in such a
Speaker:rhythm now, I don't need it all the time.
Speaker:So there are so many days where I just want to sleep in just a little bit longer.
Speaker:Especially in like the winter and if everybody could just like punch a code.
Speaker:Yeah.
Speaker:Yeah.
Speaker:Or like, you know, the days where I have an afternoon meeting or
Speaker:Alex and I are leaving to go out of town or something like that.
Speaker:And now that Alex is full time at Know Your Worth too, like we can travel a
Speaker:little bit more and travel to work, you know, so we can, it's not like
Speaker:we're taking off all the time or we're just jet setting across the world,
Speaker:but we can go work in other places.
Speaker:But we still need someone to open the doors to our building and close
Speaker:the doors to the building every day.
Speaker:So, Yeah, that would be the A big dream of mine, big sexy money goal
Speaker:for this year is to get an automatic door with a key fob entrance.
Speaker:Oh, I just got the chills.
Speaker:I just got the chills too.
Speaker:Is this called being an adult?
Speaker:I know, like, what a sexy money goal.
Speaker:I could carry around so many key fobs.
Speaker:Oh my god, so many key fobs.
Speaker:That'd be amazing.
Speaker:And it would automatically Yes, absolutely.
Speaker:Absolutely.
Speaker:And that's how Kristen and I met, was at the Maverick, so, you know, it's a
Speaker:great place, fosters friendship, the best of friends, meet here, and thrive here.
Speaker:We thrive here.
Speaker:Yeah.
Speaker:Yeah, so those are my, those are my, yeah, so here we are.
Speaker:So those are my My sexy money goals and my sexy goals for my business.
Speaker:So I love share your business.
Speaker:Sure.
Speaker:So for people who don't know what my business is, join the
Speaker:club, I don't really either.
Speaker:But I would say it.
Speaker:No, I would say that it started out as I was doing like a lot of
Speaker:writing for people, but it kind of transitioned into now executive assistant
Speaker:services and those kinds of things.
Speaker:So I have three set clients that I work with all the time.
Speaker:And I love what I do.
Speaker:So I said, I don't really know how to set my sexy business goal because
Speaker:it is kind of determined on like what those businesses want to pay me.
Speaker:So we kind of talked through that a little bit and she said, you know, I
Speaker:can really evaluate my service offerings analyze like how much time I'm spending
Speaker:hourly with each business owner.
Speaker:So those are some things that I think I need to get more
Speaker:serious about in the new year.
Speaker:Yeah.
Speaker:Kind of evaluate, you know, what I want to make.
Speaker:I've kind of just been like flying by the seat of my pants and
Speaker:grateful for whatever comes my way.
Speaker:So my sexy money goal for this year is to maybe make this feel like a
Speaker:more concrete career rather than just like a I'm biding time while my kids
Speaker:are young and sucking the life out of me and like finding my place there.
Speaker:If anyone out there is a parent, you know you kind of lose yourself in the
Speaker:first five years and I feel like we've gotten through that hump and they're
Speaker:going to be going to kindergarten, going to have more time, so what does this
Speaker:look like more as a career rather than just just putting the pieces together?
Speaker:God, and you're killing it!
Speaker:You need to give yourself more credit!
Speaker:Oh my gosh!
Speaker:You need to give yourself more credit.
Speaker:Okay.
Speaker:I almost just swore so loudly.
Speaker:She really gives it to me.
Speaker:I really, really almost just got so loud and angry at that.
Speaker:Okay.
Speaker:Kristen's amazing.
Speaker:You are a business owner and you have a solid business that is
Speaker:provided for you and your family.
Speaker:And it's amazing.
Speaker:You do a great job.
Speaker:And if there's anyone else out there that's listening, that's like this.
Speaker:And you're thinking, I'm just going to take what comes and, and
Speaker:I'm just going to roll with it.
Speaker:That's great.
Speaker:And that's a wonderful mentality to have.
Speaker:And that's a beautiful thing.
Speaker:But you also, I don't want you to feel stuck there.
Speaker:If you have a salary goal in mind, you know what you made last year,
Speaker:and you have a salary goal in mind.
Speaker:Okay, if I made an extra thousand bucks a month, this would feel so good.
Speaker:If I made an extra $2,000 a month, this would feel so good.
Speaker:So $1,000 a month, that means you want your salary to be $12,000
Speaker:more than it was last year.
Speaker:So have that number in your head, you know, and it might not be that every
Speaker:month it's that or every other month that it's that you might get a project
Speaker:that comes in that one month you're making a lot more or the other month
Speaker:you're making a lot more, but if overall you can have a set goal in your mind,
Speaker:that can really help dictate your path.
Speaker:But also another, like we were saying with Kristen, she can evaluate a lot of her
Speaker:pricing and what our hourly rates are.
Speaker:So Kristen, we've always said is, is my executive assistant, my
Speaker:right arm and my, my lifeblood.
Speaker:So, whenever we first started working together, One of the things you were
Speaker:adamantly against was tracking your time.
Speaker:I was like, please.
Speaker:Yeah, and I hate it I hate it.
Speaker:I just can't I can't the ADHD like pushing that button is horrible.
Speaker:It's horrible.
Speaker:It is it's absolutely terrible.
Speaker:And I completely agree like whenever Christine I left public
Speaker:accounting and we were really getting into this We're like we are not
Speaker:doing hourly rates with clients.
Speaker:We're just not I don't want it to be that I have a client that's nitpicking this
Speaker:should have taken you 30 minutes less.
Speaker:It's just not, it's not what I'm going to do.
Speaker:I'm not.
Speaker:The value is there.
Speaker:And I know that the clients that I have and the clients that you
Speaker:have understand and respect that.
Speaker:So I completely agree.
Speaker:Like I, I personally don't like hourly billing.
Speaker:I just, I think it's really frustrating.
Speaker:I work really fast.
Speaker:Exactly.
Speaker:I do things quicker than the average person because I'm psychotic.
Speaker:So like, then I'm just screwing myself over because I'm working faster.
Speaker:Or then you have to look and say like, okay, I need to type slower
Speaker:or okay, I need to fudge this and make it look like it lasts longer.
Speaker:And like, you just, it's weird.
Speaker:And so I agree.
Speaker:I don't like that either.
Speaker:So I'm not a fan of hourly rates or tracking things hourly.
Speaker:But one of the things that you can do as a business owner that does
Speaker:bill in like project by project or that bills month to month.
Speaker:Is yourself, track your hours for just like a little bit of time, not tell your
Speaker:clients, you don't have to talk about it or post it anywhere or let anybody know
Speaker:or change your rates, but you yourself maybe get an ideal day where you know
Speaker:you're going to be doing and you're really going to be in the workflow.
Speaker:Pick an ideal day and really make it a point to track your time for like a
Speaker:day, like one day a week or for a whole week and see what your hours are on
Speaker:those clients that you currently have.
Speaker:You might be surprised.
Speaker:And then if you take what your monthly or your weekly rate is
Speaker:for that client and you divide it out by the average, you might be
Speaker:really surprised that you are either underbilling or overbilling clients.
Speaker:And that's where you can really make differences and like, okay, , I
Speaker:am working so much harder for this client than I think I am.
Speaker:I should present this to them and talk about my value.
Speaker:Exactly.
Speaker:Yeah.
Speaker:Maybe they don't even know what exactly.
Speaker:And I think the other part is too, like when I first started, especially with
Speaker:you and the other company that I work mainly with, I think I started with
Speaker:little things, but now that I'm becoming more comfortable in those businesses
Speaker:and those businesses are growing, I've been able to say, like, I want to do
Speaker:more significant things than just do your schedule and schedule your calls.
Speaker:Like with you, I've gotten to start learning how to oversee
Speaker:like the onboarding process, which will be super fun in the future.
Speaker:So I think being able to say to somebody like, I want to grow as an individual
Speaker:too, shows a lot of initiative.
Speaker:And it opens up those conversations too.
Speaker:It definitely does.
Speaker:Yeah.
Speaker:Yeah.
Speaker:It definitely does.
Speaker:If there's any business owners out there that they're not sure how they
Speaker:can set a sexy money goal for their business because they feel like
Speaker:it's just them or they don't feel like they have the control there.
Speaker:Just evaluate.
Speaker:Start to get a little bit nitty gritty with your business and, and see what
Speaker:you can change if there is anything that you have the control over too.
Speaker:You can look at that.
Speaker:So that's, that's one of the ways that you can just get a
Speaker:little bit more comfortable.
Speaker:Yeah.
Speaker:Yeah.
Speaker:Yeah.
Speaker:What if you feel super uncomfortable talking about money?
Speaker:Yeah, so, I break out in hives and I'm like, just pay me whatever.
Speaker:I don't care.
Speaker:And that's where I feel like I need data to support myself a lot of the time.
Speaker:So I know that I have certain clients that it is just like.
Speaker:Wow, they have no idea what they're asking us to do and they have no
Speaker:idea and then the next month I got a request saying "well, hey, I had to
Speaker:do this one task myself, can I get a credit for the next month's invoice?"
Speaker:And I had to think to myself You have no idea how much we are doing for you.
Speaker:Like your, your monthly rate should be significantly higher
Speaker:and you don't know that.
Speaker:And so that's what's really tough for me.
Speaker:So I know with this client, I really want to be diligent about tracking
Speaker:my hours so that when and if I decide to have this conversation,
Speaker:I have the data to support it.
Speaker:So if you're really uncomfortable talking about money, Being able to support
Speaker:why you want to bring it up is huge.
Speaker:And also know that there are some people out there that are just jerks and they
Speaker:want you to not be comfortable talking about money, especially with women.
Speaker:If you, if the person that you're working for is a man or is a really
Speaker:powerful woman or really in command person, just that can be anybody.
Speaker:But typically women have a problem with saying, I deserve more than this.
Speaker:I, you know, and it is, it's just, you, you feel uncomfortable.
Speaker:Born.
Speaker:And so I think having an initial contract is huge, you know, this
Speaker:is kind of the tasks that we agreed upon, and this is what the rate was.
Speaker:And now we've added this, this, this, this, maybe these two tasks have fallen
Speaker:off or we've gotten organized with them.
Speaker:So maybe we can reevaluate them, but if, if these were kind of the initial
Speaker:breakout of the, the tasks and the cost, and now these are the tasks, this is the
Speaker:hours, and we're still at the same amount.
Speaker:It's gonna be really hard for a client or someone that's paying you to say,
Speaker:no, you still don't deserve more.
Speaker:And that's where you're just gonna have to look and say like,
Speaker:okay, What's worth and what's not.
Speaker:It's always a nice way if you can go in and say like, Hey, this is
Speaker:up for discussion, like, I want this to be a two way conversation.
Speaker:I'm not demanding something different from you.
Speaker:But the services that I'm offering have changed.
Speaker:The hours allocated to you as my client have changed.
Speaker:So our initial contract price it's time to reevaluate.
Speaker:Yeah.
Speaker:And here's what I believe based off of my own analysis of my time and efforts
Speaker:equivalates to this rate per month or per task, you know, whatever that
Speaker:would be and just lay it out like that.
Speaker:I do think that these conversations are much better in person.
Speaker:If you can practice them in person sometimes it's nice to
Speaker:lay out the groundwork in an email, but the tone can be lost.
Speaker:So I, I personally like having these conversations in person, but
Speaker:if it's hard to have it in person.
Speaker:Send the data first and just say, Hey, I want to talk over some of these
Speaker:things like this is what it was before.
Speaker:This is what it is now.
Speaker:And so that they can see that there's a change.
Speaker:And then when you go to them, if they've tried to poke holes in
Speaker:every single thing that you've done.
Speaker:Well, then who cares if they're going to be mad at you for asking more?
Speaker:You should ask more because they don't deserve you at the same price.
Speaker:They're not respecting and valuing you.
Speaker:And I know that's a tough conversation to have if it's like your primary source
Speaker:of income or if it's like a big client or they're referring you to other people.
Speaker:There are other factors to consider because we have clients that we do
Speaker:a lot for, but they're wonderful centers of influence for us.
Speaker:And we'd be happy to do a lot of things for them where certain
Speaker:seasons can feel tough, but then overall, it is a huge benefit.
Speaker:So we have to evaluate when we go and that's a delicate balance for sure.
Speaker:But that's what I would recommend starting with is get the data behind it.
Speaker:You'll feel a lot better if you can get the data behind it.
Speaker:It's like that meme I sent you the other day that was like, I
Speaker:have to start planning my budget on actual numbers and not vibes.
Speaker:Yeah, like I just do everything on vibes.
Speaker:Like, oh, this feels like I'm spending a lot of time on this, but maybe if I
Speaker:actually looked at it and I was like, oh, actually this is really fair.
Speaker:Yeah.
Speaker:And I can put that feeling to bed.
Speaker:Mm hmm.
Speaker:Yeah, or actually this isn't fair and then I can have the conversation.
Speaker:Yeah.
Speaker:After I jazz myself up for like six months.
Speaker:Mm hmm.
Speaker:Yeah.
Speaker:So one of the other things, if you hate tracking time, is I have a
Speaker:little stop timer on my desk and I can turn it's a visual thing too.
Speaker:So I'll just turn the knob and it's for a whole hour So what you can do
Speaker:is go hour by hour and it'll beep.
Speaker:It's not like an aggressive beep It's just like a little beep So when you get
Speaker:in in the morning turn it to an hour And at the end of that hour write down
Speaker:what you worked on and it's beeping so you're gonna get that initial
Speaker:then immediately Turn it on again.
Speaker:Then at the end of that hour write down what you did and
Speaker:it's such a minimal like Break.
Speaker:Low effort.
Speaker:Yeah.
Speaker:That it's not like it's going to totally throw off your whole game.
Speaker:It's just like, Oh, okay.
Speaker:The hour went up.
Speaker:I can still do what I'm doing.
Speaker:I'm just going to write same client one hour or like, Oh, I did split
Speaker:like about halfway through that.
Speaker:So half an hour, this client, now I'm working on this client, start again.
Speaker:Yeah.
Speaker:So that's a good way to do it because I know it's really hard to start a timer and
Speaker:stop a timer if it's not in front of you.
Speaker:Yeah.
Speaker:So that's one of the things I can do if I'm really trying to track
Speaker:my time is just set that hour.
Speaker:When it runs out, just have a little posted note, write down what
Speaker:you did, set it again after the next hour, write it down again.
Speaker:So that's one way that you can track a little bit more too.
Speaker:Yeah.
Speaker:I love that.
Speaker:Well, let's talk about personal sexy money goals.
Speaker:Okay.
Speaker:What do you have?
Speaker:Personal sexy money goals.
Speaker:Alex and I have been looking for houses.
Speaker:We've been casually looking.
Speaker:Getting obsessed with houses every once in a while.
Speaker:That is casually becoming obsessed with something.
Speaker:Casual obsession.
Speaker:The definition of Sydney's personality.
Speaker:Well, internal dread is mine and casual obsession is hers.
Speaker:That's amazing.
Speaker:We have to make t shirts after this.
Speaker:We do.
Speaker:I'm going to go get my cricket out from my casual obsession with crafting.
Speaker:Yes, we are casually obsessed with a few houses right now, but they're, you know,
Speaker:the interest rates are tough right now.
Speaker:And everybody says, oh, you just refinanced when
Speaker:the interest rates go down.
Speaker:And yeah, but it makes it really tough to think about getting approved for a house
Speaker:when the payment's already a thousand dollars more a month than it would have
Speaker:been a couple months ago, a year ago.
Speaker:So right now what we want to do is just really save for the new house that
Speaker:we wouldn't have to sell our existing house in order to get it, like fully.
Speaker:And so I know that a lot of people can do that, and that's not unheard
Speaker:of, but that's a stretch for, I think, for a lot of people too.
Speaker:I think for most people that's a stretch.
Speaker:So, I'm, I would be so thrilled if we could comfortably find a house,
Speaker:take our time with it, put money down and not have to move that second.
Speaker:Or we could rent our house if we wanted to and keep it as an investment property.
Speaker:Or, you know, I'd love to have that.
Speaker:I love our house.
Speaker:I really do.
Speaker:it as like a mom refuge.
Speaker:That would be so fun.
Speaker:Oh my gosh, like a mom reading refuge.
Speaker:Guys, there
Speaker:are so many ideas.
Speaker:This is a great episode for us.
Speaker:I hope it is for you.
Speaker:Mom cottage.
Speaker:That would be fun.
Speaker:I need to have kids so I can go back.
Speaker:You have a hot tub.
Speaker:Yeah.
Speaker:We have lots of books.
Speaker:So many books.
Speaker:We have lots of fun stuff at the house.
Speaker:We could decorate.
Speaker:We have a wine cellar.
Speaker:That would be really fun.
Speaker:My sexy money goal is to make your house into a mom cottage.
Speaker:Sounds good.
Speaker:I'm in.
Speaker:We can do it.
Speaker:We can do it.
Speaker:Anyways, sorry.
Speaker:Back to what you were saying.
Speaker:No, I love it.
Speaker:I hope you're enjoying this as much as we are.
Speaker:I know because we're really having fun.
Speaker:So hopefully this is colored and for you guys too.
Speaker:We can put it on 1.
Speaker:2 speed and just get through it.
Speaker:And then for the additional final sexy money goal for me is on the
Speaker:personal level, it doesn't sound as sexy though, but I would like to
Speaker:invest more in or just put more money into high yield savings accounts.
Speaker:The way you say that just makes me feel like, Oh, I'm sweaty.
Speaker:Yeah.
Speaker:So sexy.
Speaker:Yeah.
Speaker:I just really want to be putting aside more money this year.
Speaker:And I'd like for Alex and I both to increase our salaries in the business.
Speaker:We have been very minimal with our salaries because we've wanted to
Speaker:grow and sustain the growth with getting new employees and, paying
Speaker:them well, that it was important to us for us to start small with it.
Speaker:So I really would love to increase our salaries this year and save
Speaker:more of that money after too, and just be kind of pretending like we
Speaker:didn't increase our salaries, but watching the savings accounts just.
Speaker:And I think it's really important for us to just kind of grow, live
Speaker:off the same amount, and just really watch everything grow.
Speaker:I love watching you guys grow.
Speaker:Aww.
Speaker:I mean, I really do.
Speaker:I mean, for people who don't know, I'm a decade older than Sid.
Speaker:You say it like that.
Speaker:Well, I am.
Speaker:Like, I'm ten years older than you.
Speaker:So, to watch you in a different chapter of life that I already went through,
Speaker:but to get to see you guys It makes me like a little emotional, like grow
Speaker:your business and grow as a couple and eventually grow your family.
Speaker:Like, Oh God, I can't wait for that anyways.
Speaker:You know that.
Speaker:But yeah, it's just, it's really neat to watch such a cool couple just thrive.
Speaker:So.
Speaker:Thanks.
Speaker:Well, we're pretty blessed to be around people like you for sure.
Speaker:We are real fun.
Speaker:Yeah.
Speaker:Yeah.
Speaker:Yes.
Speaker:I don't know why you're brushing that off.
Speaker:Yes.
Speaker:We are.
Speaker:We're really blessed.
Speaker:I know we've been having a lot of fun.
Speaker:So thank you.
Speaker:I appreciate that.
Speaker:Well, anyways,
Speaker:Your personal goals now?
Speaker:Okay, so for those of you who don't know, I've been supporting our family
Speaker:by myself for five years while my husband kind of, pursued a dream.
Speaker:And there were sacrifices that came with that and he recently
Speaker:went back to work full time.
Speaker:So we're a two income household again.
Speaker:Super proud of him.
Speaker:He's killing it and I feel like in the next year We're gonna be able to pay down
Speaker:some of the debt that we accrued while we were working towards a different dream,
Speaker:have more of a savings account again.
Speaker:And what I really want to do, I mean, we have five year old twins,
Speaker:I really want to do more family vacations and things like that, which
Speaker:are things that we have sacrificed over the last five years with them.
Speaker:So it's going to be really cool to be able to do those things
Speaker:without feeling stretched.
Speaker:You know what I mean?
Speaker:And honestly, vacationing with kids before five is just a nightmare anyway,
Speaker:so I really feel like we're in the sweet spot right now where it'll be so much
Speaker:fun and we'll be able to do it in a way that feels exciting and not like, Oh my
Speaker:God, why do we spend money on this when they're not even having a good time, which
Speaker:is like the worst when you have kids.
Speaker:So I was telling Sid I'm really excited.
Speaker:She told me about the acorn savings account, which just is an automatic.
Speaker:I think I deposit 10 dollars from my account weekly.
Speaker:I don't even miss it.
Speaker:It's literally what I probably spend at Starbucks in two days.
Speaker:Or in one day.
Speaker:And then I do like the roundup thing with the change.
Speaker:And already in a couple weeks, I think it said 30 days, I had 60 in there.
Speaker:So if we go on vacation in August, I'll have over 500 that I can just pull out and
Speaker:spend on like fun things with the girls.
Speaker:Which will be really cool.
Speaker:So.
Speaker:Those are just, like, sexy money goals for our personal little family
Speaker:union unit, but, it's awesome.
Speaker:It's been a struggle for five years so I'm really excited
Speaker:to have some breathing room.
Speaker:Breathing feels sexy to me.
Speaker:Yeah, breathing is sexy.
Speaker:Breathing is sexy.
Speaker:It's not a high yield savings account but.
Speaker:Cool.
Speaker:It's air.
Speaker:No, breathing is pretty sexy.
Speaker:I'd also like to try yoga this year too.
Speaker:I think we know what I want to go to?
Speaker:What?
Speaker:That.
Speaker:That class you took.
Speaker:Aerial yoga.
Speaker:Aerial yoga.
Speaker:Oh, that was fun.
Speaker:Oh man.
Speaker:Yeah, I just did that.
Speaker:That was really fun.
Speaker:She sent me like three videos.
Speaker:I watched it.
Speaker:My kids watched it.
Speaker:Then we watched it again.
Speaker:Yeah, I think that'd be super fun.
Speaker:So that's a sexy goal for Kristen and I.
Speaker:We're going to go to an aerial yoga class together.
Speaker:Do you think we'll go back to boxing?
Speaker:That was a casual obsession.
Speaker:That was a casual obsession.
Speaker:Yeah, I have like the wraps and the gloves still.
Speaker:Whoever wants to do boxing and join our casual obsession membership, Yeah.
Speaker:I have boxing gloves for you.
Speaker:That's what it is.
Speaker:And then you return it when you're done with it.
Speaker:Yeah.
Speaker:Well that's not a good business model.
Speaker:They're gonna get all these like kits back.
Speaker:But they're memberships maybe for certain things.
Speaker:All right.
Speaker:We're going to go offline now and we are going to plan an entire
Speaker:business now and do a dream board.
Speaker:Yes.
Speaker:Yes.
Speaker:So cheers to you and your sexy money goals.
Speaker:We want to know what they are.
Speaker:So if you drop them on our social email them to us, we want to support you.
Speaker:Absolutely.
Speaker:Thank you.
Speaker:Thank you for tuning in.
Speaker:Closing out 2023 with us and we are excited for the new year.
Speaker:And we hope to keep seeing you all here.
Speaker:Yeah.
Speaker:Alright.
Speaker:Thank you.
Speaker:Cheers.
Speaker:Happy New Year.
Speaker:Happy New Year!
Speaker:Bye!
Speaker:I wish I had like a popper.
Speaker:That would have been fun.
