Mortgage Rate Trends in 2025

• Average mortgage rates have dropped by a full percentage point so far this year

What to Expect Next

• Upcoming release of critical job and inflation reports

Two possible scenarios for mortgage rate movement:

• Scenario 1: Cooling inflation + slowing labor market = potential rate dips
• Scenario 2: Strong job growth + rising prices = possible rate increases

Market volatility creates opportunities for strategic homebuyers

Buyer Opportunities

• Many buyers are currently sitting on the sidelines
• Potential for great deals and strategic plays in current market conditions
• Importance of personalized financing strategies

Who Should Listen

• Prospective homebuyers waiting for the right time to purchase
• Homeowners considering refinancing their mortgage
• Real estate investors looking for market opportunities
• Anyone interested in understanding how government policy affects mortgage rates