Join Attorney Jeff Kelly and co-host Richard Matthews on the first episode of The Georgia Bankruptcy Podcast. We demystify bankruptcy, offering a fresh perspective on Chapter 7 and Chapter 13 filings. We're here to arm you with the knowledge you need, guiding you through the intricacies of bankruptcy with ease. Stay tuned as we arm you with indispensable knowledge and guide you through bankruptcy's intricate pathways. Let's transform fear into understanding together.

Jeff Kelly: Okay, my name is Jeff Kelly and we specialize in doing Chapter 13 and Chapter 7 for consumers. Most of my clients are just your everyday kind of person. Some people work in factories, some people work in offices. We've got all types. We do some cases that are small amounts of debt, less than 10, 000, and some that are a whole lot more.

We've got four office locations, but most of our meetings right now we're doing virtually, so I can get somebody's case completed from start to finish, without them ever leaving their house.

Jeff Kelly: So our focus is in the northern district of georgia. So pretty much we cover the northern half of the state.

Richard Matthews: Awesome, and so my next sort of question for you is what's your process look like for clients if you're bringing people into them.

Jeff Kelly: So, typically, our process works this way. We're going to gather information. We want to look at credit reports. We want to look at paycheck stubs. We want to go over their income. We want to go over their budget. A lot of people are surprised when I say this, but I would guess probably at least 4 out of 10 people, we're going to tell them, don't file. And there's a lot of reasons for that, Chapter 13 and Chapter 7 are great tools, but they're not for everyone.

That doesn't go to us that goes to a company. Everyone who files a Chapter 13 and Chapter 7, they have to take a credit counseling course before they file.

Richard Matthews: Yeah, that makes a lot of sense and so you guys are actually looking to help people get the best outcome, even if that means not working with and not hiring and not going through Chapter 7 or Chapter 13.

Jeff Kelly: Absolutely.

Richard Matthews: My next question for you is... Go ahead.

Richard Matthews: Yeah, that makes a lot of sense. So my next question for you is what is the purpose here of the Kelly Bankruptcy Podcast? Why are you creating it and what's your goal for this podcast?

Richard Matthews: Yeah, absolutely. And so your goal really is to be, to create a community resource around, you know, for those of us who, you know, People who are not doing what you do, don't deal with bankruptcy every day, right? So it can be a scary or an unknown topic and Having a resource that you can go through for free and sort of listen to and understand what the process is gonna look like You're gonna, you know, basically create that resource for your community.

Jeff Kelly: Yes, absolutely

Richard Matthews: Awesome. So my only two more questions for you here is How often do you expect to release new content on the podcast and the last one is where can people go to find all of? the episodes for The Kelly Bankruptcy Podcast?

My main website where we have a lot of blog posts and I have a lot of articles and a free book on chapter 13 and chapter seven that people can download. That website is Kelly can help.com.

Richard Matthews: Awesome. So Kelly Bankruptcy to see all the new episodes and then just so. Your guests are aware. This will also be anywhere you can find podcasts. So Apple iTunes, Google Podcasts, Spotify, Amazon Music, and of course YouTube and their new podcast platform as well. All the episodes will be there. But the best place to find it will be at KellyBankruptcy.com and if you haven't checked out his book It's at KellyCanHelp.Com/welcome. We'll make sure the links for all of those are in the thing below. I'm in the show notes below this episode And Jeff, thank you so much for putting this resource together for your community. And you'll want to check back on our very first episode.