Lindsey:
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Hello, and welcome to the very first episode of
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the Money Clarity Podcast.
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Thank you so much for
joining me on this adventure.
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I can't wait to help you make some
powerful money shifts so that you
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can live your best life and use money
as a tool to help you get there.
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I'm your host, Lindsay Ciarrocca,
and to kick things off.
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Today, I'm sharing with you a simple,
yet powerful exercise that I do
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with all of my clients before we
ever start to look at any numbers.
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Lindsey (2): Welcome to
the Money Clarity Podcast.
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I'm your host, Lindsey Ciarrocca.
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I'm a YNAB certified coach
and a certified money coach.
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And I am here to help you stop
feeling stressed about money.
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Together we'll get your finances organized
so that you can finally feel confident
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about not only spending and saving,
but using your money as a tool to go
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after your biggest, wildest dreams.
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Let's dive into today's episode.
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Lindsey: If you've been on your
financial journey for a while, you know
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that sometimes it can feel like you're
attempting to scale Mount Everest.
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There are days when you just want
to throw in the towel and quit.
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Or maybe you're just starting out and the
whole thing feels completely overwhelming.
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Where do you even start?
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Today, I'm sharing with you a simple,
yet powerful exercise that I do with
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all of my clients before we ever
even start to look at any numbers.
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It's all about finding your financial why.
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So let me ask you a question.
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What is your financial why?
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Your why should be something
short but powerful.
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This should resonate with
you so deeply that it almost
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feels like a punch in the gut.
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It's that powerful.
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It's something that you could
write on a post-it note.
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Put somewhere that you'll see
it every single day, and be
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reminded of why you chose to work
on your relationship with money.
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It should be something that will
keep you moving forward when things
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get hard and you feel like quitting
because they will, but the life that's
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possible on the other side of all
that discomfort, totally worth it.
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Close your eyes and think about
some of these questions to help
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you discover your financial why.
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Why do you want to be in a
better place financially?
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Why did you decide now was
the time to start working on
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your relationship with money?
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What makes you excited to work
towards a better financial future?
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What would a better financial
future mean for you, your kids,
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or maybe even your grandkids?
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Maybe it's the freedom
from financial stress.
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Not having to lay awake at night
constantly worrying about money,
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or maybe it's the ability to save
your goals so you can finally own a
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home or take that dream vacation or
just put your kids through college.
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Or perhaps it's the peace of mind
that comes from being in control
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of your money and knowing you have
enough to cover all of your expenses.
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As you're looking for your
financial why, don't be afraid
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to dig a little bit deeper here.
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Your why has to be stronger than your
desire to stay in your comfort zone,
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because while your comfort zone is safe.
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Nothing changes there.
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This money journey is all about empowering
yourself to take control of your finances
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so that you can get to a better place.
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I encourage you to take some time
to journal and explore your why.
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Then go ahead and let
it sit for a day or two.
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Then come back to what you wrote.
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Is there a theme?
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Does anything stand out?
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Drill down and ask yourself
why a few more times.
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Why is it important that you pay off debt?
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Why is it important that you're able to
help your kids pay for college Again?
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Keep going until you find that
concise, powerful statement
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that truly resonates with you.
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Once you have it, write it on a
sticky note and put it somewhere where
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you will see it every single day.
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Maybe that's your computer or on
the bathroom mirror so you see
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it first thing every morning.
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You could also add it as a reminder
that pops up on your phone throughout
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the day, or go ahead and take a
photo of that Post-it note and make
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it the background on your phone.
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All of these little reminders
are the secret weapon that will
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propel you to keep moving forward
when you feel like quitting.
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This why is the foundation for
everything you do with your money.
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It's what allows you to confidently
tell your money where to go
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without the guilt or stress.
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It's what helps you prioritize what's
worth spending on and what's not.
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Knowing your why gives you permission to
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say no to things that don't
align with what will help move
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you closer towards your goals.
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So go find it, write it down, and
let it be the anchor that keeps you
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focused on your biggest, wildest dreams.
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Because remember these
biggest, wildest dreams.
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Are within reach.
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Let's go make some money moves
so that you too can start to
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experience financial freedom.
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That's all for this episode
of the Money Clarity Podcast.
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My hope is that today's conversation
gave you a little bit of clarity and
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confidence to take the next right step.
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If you are ready to dive deeper into
your relationship with money, you can
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find more resources both free and paid,
at theexuberantelephant.com/everything.
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You can also find that link in the
show notes, and if you're enjoying the
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podcast, please leave a rating and review.
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It really helps the show reach
more people just like you.
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I'll talk to you next time.
