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Ep 9 How Much Does Homeschool Actually Cost? (Plus the Scholarship Most Families Miss)
8th June 2026 • Modern Homeschool • Chanty Macias, Inc.
00:00:00 00:19:34

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You're listening to Episode 9 of Modern Homeschool. Today we're tackling the question I get most: how much does homeschool actually cost? I'm walking you through our real Year 1 budget (under $1,000 for the whole year), where to save, where to splurge, AND a deep dive into the Florida Personalized Education Program scholarship, about $8,000 per child per year that most families don't know exists. Plus a non-Florida segment so everyone walks away with something. My mission is to help modern families homeschool with structure, flexibility, and a life they love, so let's get into it!

Episode Highlights:

1. The honest Year 1 breakdown: curriculum, supplies, apps, field trips, co-op

2. Where to save and where to splurge

3. What the PEP scholarship is and how it works

4. Who qualifies for PEP and how the ESA reimbursement model works

5. How to apply for PEP through Step Up For Students

6. ESA programs in other states: where to look

7. The under-$200 ideal Year 1 starting place

Resources Mentioned:

FREE Homeschool Weekly Planner: https://www.chantymacias.com/weeklyplanner

Getting Started With Homeschool Guide: https://www.chantymacias.com/guide

Step Up For Students PEP: https://stepupforstudents.org

AAA Scholarship Foundation: https://aaascholarships.org

Disclaimer: I'm a homeschool mom sharing what we did and what I've learned. I'm not a financial advisor or a legal advisor. Verify scholarship program details and your state's requirements before making decisions for your family.

HSLDA State Laws: https://hslda.org/legal

Khan Academy: https://khanacademy.org

Connect with your podcast host:

https://www.instagram.com/chanty.macias

https://www.tiktok.com/@chantymacias

https://www.chantymacias.com/contact

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