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53# - How I Finally Healed My Money Mindset Blocks: From Years in My Overdraft to £1M+ in Online Sales
Episode 5317th April 2026 • She Who Becomes • Sharn Khaira
00:00:00 00:45:27

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In this episode of She Who Becomes, I take you behind the scenes of my journey from living in my overdraft for over a decade to generating £1M+ in online sales.

But this isn’t a strategy story.

It’s a story about identity, self-worth, and the subconscious patterns that quietly cap your income—no matter how hard you work.

I share what “money mindset” really means (beyond surface-level affirmations), and how your internal set point determines what you feel safe receiving — often shaped by childhood, environment, and inherited beliefs.

You’ll hear about the early days of my wedding planning business — undercharging, overgiving, attracting the wrong clients — and the moment I realised the problem wasn’t my pricing.

It was how I saw myself.

Inside this episode, I break down the shifts that changed everything:

→ Investing in high-level mentorship before I felt ready

→ Rebuilding my self-concept and standards

→ Learning to track and respect money

→ Expanding my capacity to hold more (without sabotaging it)

→ Taking bold, decisive action — even when it felt uncomfortable

This is about moving beyond financial glass ceilings and becoming the woman who can actually hold the level of wealth she desires.

If you’re ready to go deeper, DM me “exclusive” for access to my live Q1 £70K revenue breakdown.

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Timestamps

00:43 → From Overdraft to £1M+

01:54 → Childhood Money Conditioning

05:31 → What Money Mindset Really Is

09:24 → Uncovering Your Money Beliefs

14:12 → Undervaluing Yourself

17:53 → The Desperation Energy Trap

21:12 → Mentorship & Brand Gaps

22:55 → Investing Before You’re Ready

24:37 → First £8K Month

27:01 → Self-Trust & Money

33:38 → Expanding Your Capacity to Hold More

36:32 → Why Action Builds Confidence

37:52 → Boundaries, Standards & Pricing

41:42 → Exclusive Live Invite

Join the Free Premium Clients Masterclass >>>> https://go.afecollective.com/premium-clients-workshop-april-2026-organic/

Find out more about Rebirth Mastermind

Book a Clarity Call for Rebirth Mastermind

Find out about one-to-one mentorship

Purchase the Limitless Identity Shift

Resources and Links:

Sharn's Website

Connect with her on Instagram - Sharn_ Khaira_Mentor- Instagram

Transcripts

Hi everyone. Welcome back to the She Who Becomes a podcast, and today I have a very, very highly requested podcast episode for you. So I know you guys have really been enjoying the podcast episode, and I'd love, love, love hearing your feedback. So if there's any topics you want me to cover, just drop me a DM on Sean dot Kyra mentor on Instagram, and I'll happily do that for you.

So today's podcast episode, something that I wanted to share with you and you know, if you've been listening to this podcast for a little while now, that I like to keep it really real and honest. And one of the things that people always do ask me about. Is, how did I actually overcome my money mindset blocks and heal my relationship with money?

And how did I actually go from someone who was constantly broke, had no money, was consistently in her overdraft. And to be honest, the trajectory for me wasn't looking that great because I was such from such a poor socioeconomic background to then someone who's actually generated over 1 million pounds in online sales.

And obviously my net worth now is over 1 million pounds and scaling. So it's been such a journey and it feels really weird to say this out loud actually, as I record this episode. Because sometimes it just doesn't feel like that's me. But it, it so is, and in today's episode, you are really gonna find some practical ways to start questioning your money mindset and your money blocks and how to start dissolving and dismantling them.

And of course, I'm gonna share my journey. A real deep dive as well because I think sharing the story and exactly what I did to overcome my money mindset blocks is where you are gonna learn so much. So I wanted to give a bit of a background on myself first, so I didn't grow up around money. My parents were first generation working class immigrants to this country.

And you know, my parents were factory workers. I lived on the roughest streets of my hometown surrounded by drugs and prostitutes. My brothers got learning difficulties, so you know, he doesn't actually work. So I also support him financially, but I have never grown up around money. And the interesting thing is that.

My parents were obviously working class, didn't have much money, but actually my uncles and aunts, did have a lot of money. So my, all my dad's siblings are millionaires, which is something that's very common, you know, in the Asian culture, especially in that first generation. immigrants, they literally were made of something else.

So they're very, very wealthy. But we actually never had. Money and my relationship with money has always been really, really problematic, and I think I inherited this from. I love her so much, but my mom, so my mom, bless her, she, I've healed her relationship with money so much now. but she did have a very problematic relationship with money.

She just couldn't keep money. and, you know, my dad was quite the opposite. And I think my mom in the dynamic and the relationship dynamic, she always had control over the money. Whereas my dad was always quite stingy, but my mom was the one who, you know, did all of our house finances, but she couldn't keep money.

Like literally she couldn't keep money. And I actually inherited this. Very early on, I mean, I, when I turned 18, I went traveling and that's probably the only time I was able to keep money. Like save. I was consistently in my overdraft after that, you know, when I went to university, even when, like before I got married.

I was in my overdraft, I think I calculated for like over 10 years, which is a long time to be, and I, I just didn't think there was a really a problem with it. I just thought, oh yes, I'm in my overdraft, and I always used to think that. My earning potential was also gonna be really, really low. Like I've always been very ambitious and like aspirational.

But if I think about it, I never really had a plan. Like I knew I would do well in my life, but I never really had a plan. To make lots of money. It just kind of wasn't on my agenda. and one thing I think was really clear for, for me at the beginning when, especially when I got married, is I didn't wanna rely on my husband for money and I didn't wanna rely on any kind of inheritance for money or my in-laws for money.

And there's nothing wrong with that. I think, you know, if you have a husband that supports you, that's brilliant. And I think in, in. In a woman's life, especially when maybe she's pregnant on maternity leave. She definitely needs that. But for me, I have been quite hyper independent around money, and I still am, you know, I have my own money when I've paid off my parents' mortgage.

I didn't have to ask my husband if I wanna go on a holiday, I don't wanna ask my husband. you know, I'm gonna be paying for my parents, like some renovations later this year. I don't wanna ask my husband. So I don't think, I don't wanna judge anyone that. You know, constantly relies on the husband.

There's nothing wrong with that, but for me, I wanted to be hyper independent around money. So before we dive into it. I also really wanna cover off what money mindset really is because I think people do sometimes get confused, and I think money mindset is so important when you are building a business.

And the reason why it's so important is because. Of course we are all running businesses to make money. Of course, we wanna fulfill our passions. Of course, we wanna fulfill our purpose. But the bottom line is we are in business to make money and good money, and women should be compensated. With money, good amounts of money.

So money mindset for me isn't affirmations and writing. I am rich in your journal. Money mindset for me is the internal set point for what you feel safe receiving. It's your self concept around money, visibility, and responsibility. and also it's the thoughts, feelings, and behaviors you have towards money.

Because your mind doesn't create what you want, it creates what feels normal. And again, that's related to subconscious mind, right? You might want to feel like, oh, I wanna earn like 10 KA month. I wanna hit a six figure year. But your money mindset will only allow you to create money. In line with your subconscious mind, what the beliefs that you believe subconsciously around money.

So as we go through this podcast episode, I'm actually gonna give you some journaling points. You guys know I'm a massive journaler. It's so great for your subconscious mind and reprogramming it. But I would love for you to ask yourself honestly in your journal. Maybe you're listening to this on like a walk or something or in your commute, but what levels of money actually feels normal to me right now?

Now what you want is what feels familiar, and that's your current ceiling. So if you ask yourself what level of money actually feels normal to me right now and what actually feels familiar to me, and that's your current ceiling. We all have money ceilings. this is something that I've come, come up against.

Time and time again that there's always a ceiling. So for example.I remember like when I used to have launches, my, my money ceiling was always around 40 k, 40 5K for launches and it was really interesting that every launch I did was always around that 40 4K. And that's a money ceiling. That's what you've believe about money and that's where you know, when you are actually looking at your money month to.

You'll probably see a lot of patterns there. It never gets past a certain amount, or maybe it does, and the next month it's down and that's your money, money ceiling. So again, I just wanna really quickly dive into where my money story began. So as you guys know, rougher streets of my hometown surrounded by drugs, prostitution, survival energy was everywhere and money wasn't expansive.

It was a very stressful thing that I learned as a child. Money. You know, money is hard to come by. You have to work really hard to get money and this was really the unspoken narrative in my family. You know, don't get too big. Be grateful for what you've got. Money is really hard. You have to work three jobs to earn money.

And then obviously adding to that, watching my parent, get parents, navigate life, you know, supporting my brother. I somehow thought that money was equated to pressure and really, really hard work. Like I had to kill myself to make money. So when I started my business, even though I wanted more, my subconscious had already decided what was enough for someone like me.

What was enough for someone who came from a working class background? What was enough for someone who was a woman of color? What was enough from someone who didn't really have much money growing up? So the action step from this piece is three beliefs you picked up around money growing up. So. These can be anything like I've just stated mine, but I really want you to write down three money beliefs that you picked up around money growing up.

And then ask yourself and challenge yourself, are these beliefs actually yours or did you inherit them from your parents? Because here's the thing around money mindset. You've probably heard this a million times, but most of our money beliefs are formed between the ages of Naugh to seven, and the reason why that is, is because.

Between the ages of Naugh to seven, we are a walking, talking subconscious mind. Our analytical mind hasn't come online yet. So say for example, you know, your mom's a little bit mean to you, you'll just take that as, face value. You'll be like, oh my God, my mom was so mean to me today. She hates me. You won't ever think, oh, my mum was mean to me because maybe she had a bad day, or maybe something happened.

It's because your analytical mind hasn't come online yet. So this is why you really wanna be going back and thinking, okay, what are my money beliefs and are they actually mine or did I inherit them? So when I started my business, obviously I was in my overdraft for over, over a decade. And it's not because I wasn't capable.

I was someone that, you know, hasn't on paper been a high achiever in my life. I, you know, got a first at university, but that's 'cause I put in a lot of work. But when it was like G-C-S-E-A level times. I, I, I got average results, really? So whe before when I like started my wedding planning business, as you all know, my first business was wedding planning, luxury wedding planning.

It was so weird because. When I actually launched my wedding planning company, I had that wedding blog for 18 months. For those of you that don't know, I had a really successful wedding planning blog, and it was attracting thousands of readers per per month. And, When I finally launched my wedding plan business, even though I had thousands of readers coming to my blog, I was still like, I just thought, okay, when I launched my wedding plan business, I'm gonna have clients straight away because I've built up an audience and I was attracting.

Literally freebie hunters, people that wanted me to do coordination for like three, 400 pounds, which I'm not gonna do. and wedding planning for like peanuts. And I couldn't understand why. I was just, I, I had so much interest and so many inquiries, but I was just getting, they're the worst. The freebie hunters are the worst.

Right? And if you are a freebie hunter. I want you to really look at your money mindset, and I'm gonna go more into detail around this, but I was like, why am I attracting these people that just don't wanna pay me? Like, what is wrong with me? and I did get a couple of clients when I first started, but I, at that point, I can exactly see why I was attracting those people because you are always a mirror for your own money.

So what that actually means is how you feed around money of yourself from yourself. That's what you are gonna attract in. So it's like for like, right, and I can definitely see back then maybe I was a bit of a freebie hunter. Maybe I didn't believe in myself. Maybe my brand wasn't where it wanted to be and I was like really under confident and I was really like a bit of a nervous rack.

And that's exactly who I was attracting him because I hadn't done the work on my money mindset. At that time or any kind of mindset work, to be really honest. And then I got a couple of clients, which is great. Still in my overdraft obviously. Then my husband was like, if you are, if this business doesn't work you, you will have to get a job.

And guys, at that time I was literally like, I'm not getting a corporate job. I will die rather than getting a corporate job, like going back to corporate. And I was like, you know what? Even if I just earn a thousand pounds a month, a thousand pounds a month from my business, I don't have to go back to my corporate.

Obviously things were a lot cheaper back then. A thousand pounds is literally nothing now. and I was like, you know what? I can kind of contribute a little bit.and you know, obviously at that point I did have my rentals as well. and I was like, you know what? I'm match. I, I just need to earn, earn a thousand pounds.

Like that just became my thing. I was like, just earn a thousand pounds. I didn't have these big dreams of like earning six figures or even earning 5K or 2K. It was just ary just. Earn a thousand pounds. So then what was something that really interesting, what happened was, is in, in that November, so I'd launched my business in September, and I think I've shared this story so many times, but I think it's so important is in the November I signed, like, it was kind of like a corporate client through like a, like an events agency.

And I charged 250 pounds from months worth of work. 50 pounds for a month worth of work. And this wasn't like just doing a couple of hours, like a week. This was literally like nine to five, taking phone calls and. Charging 250 pounds wasn't just about pricing. It was how I saw myself. I didn't fully back what I did.

I looked for proof outside of me before making moves. I was also at that time spending money that made me look good. So I would spend money on makeup artists, Indian outfit. Things for the house, which is, which is all fine, but actually I was never investing in myself or things that would actually grow me, and the biggest lie that I was telling myself at that at that time is I just can't afford it.

but really I didn't trust myself to make it back in terms of investing in myself. And I remember the lady that actually hired me for that role. She actually said to me, oh, 'cause I was obviously a wedding planner then she was like, it's gonna take you like 10 years to get to my level. And I was like, I just believed her.

I was like, yeah, it probably probably is gonna take me 10 years to like, make really good money. And I remember once that I just took a call at like 10 o'clock at night and my husband was literally like. What are you doing? Like why are you taking a call at 10 o'clock at night? And he was like, just tell her that you're not available.

And I was like, oh my God, I can't do that. Like, I can't say that I'm not available. and he was like, yes, you can just message her now and say, I can't take the call. I'm not available. I'll let you know tomorrow when I'm free, and I did. And it was like, oh my God. Oh my God. Oh my God. But that's how low I thought of myself.

I just thought to myself that I'm not worthy. And this is the biggest belief for female founders when it comes to money mindset is they aren't worthy. This is why they don't raise their prices. This is why you attract Hagglers. This is why. you never sign premium clients. This is why you never, you know, increase those prices because you just don't believe you're worthy.

And it, the bottom line, that's what it all comes down to, that I just didn't believe that I was worthy. So obviously then Christmas rolled around and it was like the worst Christmas ever because I literally had hardly any money. and I just remember like one, one, like. Close to Christmas, just literally crying in my office.

It was the first year that I'd just got married and I was just crying in my office 'cause someone had been mean to me on the, on a call, like a wedding supply. And I was just like, oh my God, is this actually ever gonna work? Like I was getting nos by clients as well and I was just like, oh my God. Like what is going on?

So then January rolled around and it was a zero, another zero income pound month, which should have been higher technically because January is like peak inquiry season for weddings, but it was literally another zero income pound month. Finally, in February, I earned 550 pounds. I remember it so clearly in my spreadsheet, and then March rolled around and I was like, okay.

So it's been nearly six months since I started my wedding planning business. And obviously in hindsight, that really wasn't that long. Like when I work with clients now, I always say to them, we wanna stretch you, but we have to be realistic. But six months is really nothing when you are starting a business.

and I was having a lot of grabby energy and I think this is the other thing that I would really recommend is. If you are in a full-time job or you are like working part-time, definitely use that money towards your business. You are gonna have to invest in your business if you wanna make money in your business.

But the, the problem I had was that I wasn't working, I hadn't worked for, I mean, I think I hadn't worked for nearly like coming up to like eight or nine months. and I was just literally just surviving in my overdraft. And that, that was putting a lot of pressure onto me. So any clients I did have, I had like desperado energy.

And if you know anything about energy and money mindset, you will know that that desperate energy when you chase, chase, chase people. You will repel people and I, and I think there's definitely room for follow ups. Like this year in my business. I do follow up a lot. I do build relationships. I do check in if people want to say yes, but it was a different type of energy.

Like now I'm so detached from like money like. You know, I, I don't like hustle for clients, so to speak. I'm not desperate for money every day, but back then I was, because I was like, oh my God, if I don't make any money, I'm gonna have to go back to corporate, which is obviously something I didn't want to do.

So then rolled March, rolled around, and I just thought to myself.I need to do something. And I was kind of like getting into the personal development. What, or like round Then I think I came across, someone who taught Money Mindset. I bought a book on Money Mindset and I just started teaching myself and I was like so fascinated about money, mindset.

and then I thought to myself, right, I, and this is the biggest mistake I see with female founders, is they literally wait. To invest in themselves. And I'm actually working with a client right now actually. and she had like really poor money mindset. And she said to me, if I'd just done this like 10 years ago, I would've been far way ahead.

And I'm not just saying this because I'm a business and mindset mentor, but if I hadn't invested in my first mentor that time that year, A, I would've closed down my business and b, I would've gone back to corporate. And c, I wouldn't have lived the life of my dreams that I'm living now. Literally like working for myself and having my own schedule, which is literally the dream.

So I just thought to myself, right, I need to hire a mentor. I don't know really what I'm doing. And then it that I knew there was a reason why I wasn't signing premium clients like that. I just knew, I was like, there's something about my brand. There's something about my messaging that's not landing with premium clients.

Like, why are they not choosing me? And then of course, I see this so many times with my clients as well. As soon as you invest in a mentor. Things start happening. So I had a, I I, I had a mastermind call last week with my mastermind and one of the masterminders on the call said I had like my first 15 K month, I started working with a one-to-one client recently, and she was like, I just got this booking out of nowhere.

Like I see this so many times and this isn't, oh, you know, you need to spend money in a mentor to get clients. But when you actually invest in your business, you are signaling to the universe. I am serious. I'm here to stay, and I'm here to uplevel. So as soon as I invested into my mentor, again, I didn't have any money.

She was 300 pounds per month. For three months. It was nine, gonna be 900 pounds. I didn't have 300 pounds. I was like, literally had no money, right? So I was like, right, I'm not gonna let this stop me. And I see this, and I say this with so much love, but this is costing you and your business if you literally keep putting things off, not taking action, not making decisions in a, it is gonna cost you in the long term.

So when people say to me, oh, I can't invest in that. It doesn't have to be my mentoring, but something else, it's like, but how much is that gonna cost you in the long run? Like literally, how much is gonna cost you in the long run? And I saw this with my business last year. You know, if any of you know, the market has changed so much in the last year, like so, so much in the last 18 months.

I invested in a mentor early last year when I saw this coming, and one of the reasons why my business is continuing to do so well, we just had a 70 K quarter in Q1 in sales is because I signed up with a mentor and I learn, okay, this is what's working. In the marketplace right now. And of course then I passed that knowledge onto my paying clients.

But I just thought, okay, I'm gonna get a corporate job. I went back to Argo, got a marketing job in their marketing department, and then I started working with a mentor. Again, she wasn't advertising mentoring services, she was like an English wedding planner, but I just thought, oh, she looks quite successful, so let me just, I'd literally just called her and I was like, look, Andre, like.

Do you, do you do mentoring? And she was like, well, I don't have a page for it, but I can definitely like help you. There's some gaps that I can see in your brand. And I was like, okay, brilliant. Thank you. So then what I did was I worked for three months and that was the last time I worked for someone else, and that will be the last time that I ever worked for someone else because the work that we did together, plus the money mindset work that I started doing, then I also enrolled into a course, a money mindset course.

Again, couldn't afford it, but I just knew I had to do it. Went on the longest payment plan, which was like 200 pounds a month for six months. Again, this was a long time ago, so that was a lot of money, and then everything in my life started to shift and it wasn't instant. This is the thing I wanna say is I, and also actually one thing that was instant was.

Overnight. As soon as I changed my branding, as soon as I did the work on my ideal client avatar, as soon as I changed my messaging, I landed my first big, oh my God, it gives me chills. wedding planning client in London, it was at the Waldorf Astoria. If you guys know that hotel in London, it's, it's bougie and it's five Starry af and I was like.

Right this we're, we are onto it now. And it was such an incredible feeling and I just knew from that point and that from that actual, from that actual experience, I then, if you're in my mastermind or a one-to-one client, you know, guys know that I've got actually, Branding an ideal client framework, and that has been built from my own experience and it's helped so many women clarifying their brand and clarify who they wanna work with and not working with, like cheaps sakes, cheapskate clients, basically.

So. I say that was so much love, but that that was such a turning point. And then after that, things just got better and better and better. Like it did take a little while. I was on the BBC breakfast show the following year, but I remember, I think in, I think the following year I had my first eight K months, so it took a little while.

I had my first eight K month and basically. I just knew if I can hit eight K one month to hit six figures, I'll always remember this, you need 8,400 per month. So I was like, if I can do it one month, I can do it every month. And that's how I then scaled my business, to like six figures back then. So I just wanted to share some other things that I think that really worked with me was, obviously the mentorship.

And, and I think that a lot of women do wait around for when the money comes, like, oh, when I get more clients or when I, this happens. And when that happens. But it's the classic, classic chicken and egg situation. If you are not getting the clients now, you are not gonna get the clients. Nothing's gonna miraculously change.

Change unless you are taking. Insane amount of action and testing lots of different strategies. But for me, back then I was like, I just don't want to wait. I'm not waiting six months. I'm not waiting a year until I have money. I don't wanna put it on my credit card. And I, I literally then just got myself a job to pay for it.

And I think if you are in that position right now where you are not seeing the results in your business that you want to see, or you know that you're not filling in. Tapping into your full potential. I would really think about where do I need to invest in my business? Doesn't have to be mentorship, but where do I actually need to invest in my business to get myself to the next level?

And this isn't, what I also wanna say is this isn't investing in like more qualifications, this is investing in things that you feel like that are really gonna move the needle forward. And if you're a little bit hesitant to invest in yourself, one thing I think is. That's so important and are saying that so many of my clients also say is you have to spend money to make money, especially in the environment that we are living in now.

You have to invest in your brand. and a lot of women don't invest in their brand, and this is something for you to journal on. If you're one of those people is it's not because they can't afford it. You can always find the money. In this day and age, you could sell stuff on eBay. You could literally do a car boot sale.

This is all things that I've done in the past. By the way, you can literally like. Put out some special offers. It is not that you don't have the money or you can't afford it, it's because you don't trust yourself. And this is where I see a lot of women hesitating to invest in themselves and their business is because it's not a money problem.

It's a them problem. They don't trust themselves. And what you've really gotta think about, it's how much do you want your dream life? Because your dream life is literally waiting for you. It's calling out for you. It's on the other side of fear, it's on the other side of investments, but you have to take that first step forward because no one's coming here to save you, and no one's gonna do the work for you.

You know? Yes, I've invested so much in mentors and support in my business, but at the end of the day, the buck stops with me. I have to chase my dream life, which I've been doing and have created so. One genuine prompt for this is. Make one decision today that your current self would normally avoid. Not reckless, but something that's expansive.

So actually it's not adjourning prompts per se, but like making a decision today that your current self would avoid. So just being quite expansive. And then I just wanna also finish off with what the real work looked like from someone. He was charging 250 pounds per month. By the time I closed down my wedding planning business, I was charging, I think, close to 10,000 pounds for full wedding planning.

And obviously now, you know, with my mentoring, it is a premium service. But when you invest in premium services, you get premium results. So I think the first thing was I rebuilt my self concept. Everyone has a self-concept and what that means is how you view yourself in the world. So if you view yourself as, I'm not very good at what I do, I'm not good enough, why would anyone listen to me?

I'm really boring. I've got nothing to say. I dunno what like, is anyone gonna like my content? Is anyone gonna like me? That's your self concept. How you view yourself. So I just started viewing myself without sounding kind of arrogant and narcissistic as someone incredible. I was like, okay, I'm an amazing wedding planner.

I'm an amazing mentor, I'm an amazing event host, and I just did the work. To rebuild myself concept. So I stopped asking myself, how do I make more money? And I started asking myself, who do I need to become to make this money? Who do I need to be? And this is exactly the work that I'm doing this year.

Obviously in the last six months, I've been on a massive, massive identity shift, healing journey. Like Ma, I'm doing some maturation work. I'm literally in the middle of the biggest identity shift that I've ever, ever had in my business and life. and I keep asking myself, who do I need to be? Who do I need to become?

What do I need to do to get the results? So it's not like, oh, you know, you have to have that energy of like, I am absolutely incredible. So one action step from here is. Define the woman who earns your next level. How does she think? What does she decide? How does she show up daily? So get really clear on who you're actually becoming from a thoughts, feelings, and actions perspective.

Like really journal on that. And I think that as soon as I, then obviously I invested in the mentor, but then as soon as I invested in my brand, like a couple of years later, I think two years later, I. Had a massive rebrand. I invested like two and a half thousand pounds into my brand, like my website, my overall branding, you know, styled shoots.

When I started investing in my, into my brand, like the look and feel of my brand, then I just felt so confident and I was like, yes. Like this is my new level. And that's when clients were like so magnetized towards me, you know, in the first. 18 months of running my wedding planning business, I was signing international clients and people were like, how are you doing that?

But in the middle of this, I was doing so much inner work, like so much money mindset work. Like daily, I was doing money mindset work. I was doing the subconscious reprogramming. I was doing my morning mindset routine. I was literally building my relationship with money. This is a really big one. I used to have a really avoidant relationship with money.

I never used to look at my bank statements. Things would come out of my account. I had like wasn't doing any tracking. I cleaned up my relationship with money because the relationship with money you have is like a relationship that you would have with like a friend or partner. So say for example, you know, you've like, say you have a friend and you are really avoidant with them.

You, you know, you don't text them, you don't care about them. You never show up for them. What kind of relationship are you gonna have? Right? And it's the same with money. If you avoid it, if you don't track it, if you don't treat it with care, then. What does that say? So I started really not in like a stingy way, I don't wanna say that I was stingy, but I started being really mindful around money.

So I was constantly tracking my money and even like if someone would like buy me a coffee or send me a book, or, I got a voucher. I started tracking my money. I used to have like a daily tracker. So even though I wasn't getting, even though I wasn't getting client money, I was always tracking what I'm getting, like in general, like the energy around money.

And I just, I just started really tracking it. Like I started treating it with care. You know, I've started, it sounds really silly, but like. I had a really beautiful wallet where I'd keep my money. I would like, if I found change, like I would keep it in my, I, I set up like a little money corner in my house.

It had like goddess for tuna. This sounds really woo by the way, goddess for tuna there. I like some incense there. Put some money there. Like I was really, I'm gonna start doing that again. Actually really starting to care around money. And then because my confidence grew so Mark so much because I started attracting those ideal clients and then because I started doing things way before I was ready.

I just, the confidence just grew and like I just had this detachment energy. I remember when I signed my close to 10 K client for wedding planning, I remember I was taking the clarity calls. I was in India at the time. and, you know, I was taking the call on WhatsApp and I just had this energy of like, you can book if you want to, your wedding's like in three months time I'm gonna charge this.

But you, you know, I, I wasn't in this like desperado energy, which I think was really, really important. And I think the other thing that really helped me was obviously increasing my capacity to receive, because I've seen this so many times and you know, this isn't any shame on anyone or judgment, but I just wanna state my opinion here.

I know a lot of six to seven figure coaches like a lot in my circle, so many of them are broke. Like. So many them just can't hold money. And that is a trauma response as well if you can't hold money. So where I think I've been really different is even though I haven't hit a seven figure business, I never needed to because I was always reinvesting into property.

I was always scaling my business and I was always profitable. Whereas I've seen other seven figure coaches have like 50 to a hundred K months. They can't keep the money. They just, they just can't keep it. And on paper now, you know, with some of my peers, I'm worth way more than they are. And that's, that's good, obviously, and that's not shaming anyone, but I rather, for me, that's important.

It might not be important for them, but for me, building my net worth is really like the number one thing, like putting money into properties is like the number one thing for me. You know, I, I've seen people have. Literally, I had a conversation with someone the other day and they earned like half a million last year, but they're still struggling to pay VAT returns.

Like they just can't keep the money. And that's, that's problematic. So you have to be able to hold money as well. So this is something that I've been very, very good at, is holding money because we've all seen that, We've all seen that kind of, concept, haven't we? Where people say that like as soon as you start earning more money, they fall into like the rich, I think the rich trap they call it, where, where people earn money, they spend more, whereas like, I have earned ex, you know, ex so much more, but actually like.

I live a fairly, you know, I don't, I don't buy like designer handbags. I'm literally sat here in my pre-mark top. Yes, I invest money where I want to. I do invest in myself. I do invest in my healing and becoming the best version of myself. We do have a beautiful house in Oxfordshire, but. I'm not like, you know, we, yes we do, own a Porsche as well, but I'm not like, oh, I want to like have the best car or, you know, I wanna keep up with the Joneses.

Like we, since we moved in here, we haven't had a refurb. We're gonna be having one this year. This was, because obviously we were gonna move to the Middle East, but I'm glad that didn't happen. But it's like you also have to hold money so. It's really setting up those really good money habits. So how much are you, you know, investing in yourself?

How much are you saving? How much are you donating? And I think that if your nervous system doesn't feel safe to hold money, you will always sabotage it. And that can be an overspending pattern as well. and I think the other thing is I take action before I feel ready. Confidence doesn't come first.

Evidence does. So when you actually. Put yourself into the deep end consistently, you are then teaching your subconscious mind. I am ready. This is the new level. And like every time that you te keep taking action, you're just building that evidence for your subconscious mind. Then you become that person that just takes action.

I see so many people just playing really, really small. It's all about playing big. Like you get this one life, you know, God knows how many like years we've got left on the planet. This could be all gone tomorrow. And you know, I'm so glad that I started my business all those years ago mentoring when I did because I've built up a community.

But people just sit on their dreams and it's like, you have this one life, you just have to go for it.and I think the other thing is, is I think. Overall, those things have really supported me and I think that, I think always investing in my knowledge has always supported me as well, because then I feel very, very confident to guide clients and, you know, my mastermind is into the results they wanna have.

But I also think that like. Having really strong money boundaries is so important when you are fixing your money mindset. So what I mean by this is anyone that comes into my world that works with me, I've got really, really strict boundaries. Like I love working my clients. I'm always gonna over give, but at the end of the day, clients don't have my phone number.

They can't call me at 10 o'clock like my brides used to. You know, when you come into my world, we have very Very good. Like boundaries, like, I'm gonna get back to you within 24 hours. I'm gonna feed back to you within three days. You know, if you're a one-to-one client. And I think having those boundaries is so important.

And I think when you, I know this sounds really weird, but when you act really professional, You reciprocate that energy. So for example, if your brand looks very professional because you believe in yourself, you, you've got a high concept of yourself, you believe that you are worthy, you are not gonna get clients that constantly mess you about.

So of course you are gonna get, I think in any business you are always, you know, you are gonna get the chances you are gonna get sometimes. Hagglers. But if I think about it in my business, I don't actually get, when it comes to one-to-one and Mastermind, I don't get any hagglers, none at all. I will get a few hagglers when it's, when it's the, like I have the event, I had someone, I think I shared this on a podcast before that said, can I basically come for free and I'll promote your event?

And I was like, no, like. People are paying for the event. So I think that when you have those strong boundaries in your business and you, that business looks the part, you're gonna attract those people. You're not gonna attract annoying time mastery people. And I think that was the biggest thing that I saw in my, wedding planning business is that.

I, I was, someone who didn't, like I said before, didn't view herself very well, very underconfident, didn't think I was good enough. But then as soon as I like upleveled my identity and my, I raised my standards. That's an important thing actually, I do wanna raise, is I really raised my standards. So, for example, I started like, instead of like having meetings in like Starbucks, I would meet my clients at like the Ritz.

And instead of like. People just saying, oh, hi, can I give you a call after work today? I'd be like, no, this is the time I'm available. Like this is the time I can do the call. you know, towards the end I started charging for consultations. People wanted me to travel into London for consultations. I was like, yeah, that's fine.

There's gonna be a travel charge and if I lost the client, I lost the client. You know? And I think that like having those standards in your business. And I, I think someone said that to me a retreat. I, when I hosted a one day retreat last, I think it was last year, she said, I, I've just realized, Sean, that in your business you have really high standards.

And I was like, that's so interesting. It's because I, I'm holding myself to a high standard. My business is a high standard, so therefore the women I attract in. Of a certain caliber. You know, they want to work on themselves, they want to have a better life, they wanna make more money. They wanna step into that potential.

And if you are always lowering your standards, whether it's you are giving into hagglers or reducing your prices or whatever you are doing in your business, you are telling the universe literally that's what I want more of. So I, I'm gonna leave that episode here. I feel like there's so much that I can say on this.

But I will leave it there for today. but thank you so much for listening. Do let me know how you found this podcast episode. come on, follow me on Instagram, sean dot Kyra mentor. and if you loved this podcast episode, which I hope you did, then please do rate and review it or share it with a friend.

And for my podcast listeners, I have something really exclusive for you. And this is just for my podcast listeners. So on Monday the 27th of April. I'm hosting a really intimate online experience. It's not a masterclass, it's an intimate online experience, and I'm gonna be sharing with you. Behind the scenes and the breakdown of my Q1 70 K.

So we generated 70,000 pounds worth of sales in Q1 as a woman of color. Can I just add, so this is something that's super, super exclusive. You will have to show up live. It's not masterclass vibes where there'll be replays and things like that, but this is. I if you want to really learn and really see the behind the of scenes of a really successful female founder, which would be me, I would absolutely love to invite you to this.

There's no signup link. you do have to DM me. I'm on Sean dot Kyra mentor on Instagram. If you just DM me the word exclusive and I will then send you a Zoom link. But this is for the woman that's. Really ready for her next level. That spaces are gonna be super limited. We're not having hundreds of people sign up.

You will have to show up live, but you will also get an amazing gift when you show up live. Live as well. You'll get my six figure identity shift mini course, which is perfect. So. This is for the podcast listeners only. I will be sending out a couple of private invites as well, 'cause at the moment it's invite only as well.

But for my podcast listeners, I wanted you to have access to this, so I'd absolutely love to see that. Drop me the word exclusive on Instagram. And yeah, I am also taking on one one-to-one client from May onwards. So if you are ready for your next level, if you know that you need to have support, if you know that you, there's like a whole potential there waiting for you and you are ready to back yourself and do the deeper mindset work, that then obviously translates into an incredible brand.

Then I am taking on one mentoring client from me onwards, and my mastermind is also. Ready for enrollment and for my special podcast listeners, you actually get 200 pounds off the Mastermind currently as well. So all the details are in the show notes. You can check them out or you can drop me a DM on Instagram.

I would love, love, love to hear from you. Thank you so much for listening. I really love and appreciate you and we catch up.

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