In this episode, Nedbank senior manager Desry Lesele breaks down how grain farmers can navigate a severe cost squeeze, falling commodity prices, and high input expenses. He explains how to prioritise cash flow and proactive margin management over sheer harvest tonnage.

From avoiding common credit pitfalls to leveraging digital procurement tools like PrysWys for price transparency, Lesele provides actionable strategies for stress-testing farm budgets and structuring bulletproof funding applications.

He urges producers to move beyond chasing single-season yields, warning that paper profitability means nothing without liquid working capital, and highlights how smart financial planning keeps farms resilient through market volatility.