Join Chaundria and her guest, certified financial advisor Lee Baker, as they unravel the complexities of financial stability, particularly for those in the medical imaging field. They discuss why earning a six-figure salary doesn't automatically equate to financial security and emphasize the importance of location in shaping your financial strategy. Lee shares practical tips on managing income, especially for PRN and travel technologists, highlighting the need to save and invest wisely during peak earning periods. The conversation also delves into the significance of quality of life and benefits beyond just salary, encouraging listeners to assess their overall lifestyle choices. With a sprinkle of humor and relatable anecdotes, this episode offers valuable insights for anyone looking to enhance their financial well-being in an ever-changing economic landscape.

Chaundria welcomes Lee Baker from Clara's Financial Advisors to the podcast, and CNN Finance TV Expert, diving deep into the often-overlooked aspects of financial planning for radiologic technologists. With over 30 years of combined experience in radiology, Chaundria and Lee explore the nuances of managing finances in a field that can vary greatly in income based on factors such as location and employment type. Lee emphasizes the importance of understanding that a six-figure salary does not automatically equate to financial stability. Instead, he encourages listeners to consider their unique circumstances, including cost of living and lifestyle choices. The discussion unfolds around practical strategies for financial management, such as saving for lean times, leveraging travel assignments wisely, and exploring additional income opportunities through certifications or side jobs. Lee shares valuable insights into the significance of having a financial plan, tailored to individual needs, which can empower professionals to navigate their financial futures more effectively. Together, they highlight that financial planning is not just about the numbers but about aligning one’s goals and values with their financial decisions, ensuring listeners leave with actionable steps toward financial wellness.

Takeaways:

• Understanding that six-figure salaries vary greatly based on location and living costs is crucial.
• Financial stability isn't guaranteed by salary alone; lifestyle choices and quality of life matter.
• Building wealth requires proactive financial planning, not just a focus on salary increases.
• Diversifying income streams can enhance financial stability, especially in healthcare professions.
• Engaging with a certified financial planner can provide personalized strategies for financial goals.
• Making informed lifestyle choices can lead to better financial management and savings over time.

Companies mentioned in this episode:

• Clara's Financial Advisors
• Georgia Tech
• Clark Atlanta University
• AAR Georgia

radiology podcast, financial advice for healthcare professionals, certified financial planner, budgeting for technologists, managing medical imaging income, financial stability in healthcare, salary negotiation tips, investing for radiologic technologists, income diversification strategies, cost of living considerations, PRN technologist financial planning, travel technologist tips, financial literacy in healthcare, saving for healthcare workers, financial planning for families, wealth building in radiology, lifestyle choices and finances, financial goals for technologists, understanding healthcare salaries, financial planning resources.

Mentioned in this episode:

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1 Electric

Welcome to A Couple of Rad Tech's podcast where we bring you an inside look at the world of radiology from the unique perspective of a married couple of radiologic technologists.

Together we have over 30 years of experience in the field and are here to demystify the science of medical imaging.

Radiology is the unsung hero of the medical field, providing doctors with crucial images and information that help diagnose and treat illnesses.

Join us as we explore the latest techniques, technologies and innovations in radiology and discovery the vital role we play in the healthcare industry.

So come along for the ride as we share our passion for radiology as a married couple.

Welcome to A Couple of Brad Tex Podcasts.

I am Shandrea, your host and we're doing something a little different.

My guest today is not a radiologic technologist, but they are going to help us in the medical imaging world understand our finances better.

We talk a lot on my social media about salaries and making a lot of money.

Well, today I have a special guest, Lee Baker from Clara's Financial Advisors.

He's going to tell you more about what he does as a financial advisor, but I am thrilled to have Lee here.

He is my personal financial advisor for my family and we are ecstatic to have him and he's been very helpful.

So I wanted to bring that to my audience, especially going into the end of the year, how to make the most out of your money.

So whether you are a PRN technologist, a full time technologist, or a travel technologist or anything in between, I know you're going to find this episode very valuable.

So I'm going to just share a small bio about Lee and welcome him to our show.

Lee is a seasoned financial planner and founder of Claire's Financial Advisors.

Driven by a passion for financial security, Lee's goal has always been to bring Wall street to the Street.

I love that tagline.

I'm going to have to ask him how he came up with that and offering accessible financial advice for individuals and families.

So beyond his work with clients, Lee serves as the President of AAR Georgia, actively promoting positive social change.

He also chairs the advisory board for Clark Atlanta University's Financial Planning program, helping shape the next generation of financial professionals.

He's been recognized as one of Atlanta's top wealth managers for nine consecutive years and received several prestigious awards including the Investment News Diversity and Inclusion Role Model Award, and is frequently featured on major publications such as the Wall Street Journal Keplingers and a guest on cnbc, offering trusted financial insights to a wide audience.

So welcome.

Lee.

Did I do you justice on that bio?

Give me justice.

Andrea, I.

I'm glad to be here with you.

Although it did sound like you were lowkey calling me old with that season comment, but I'm let that slide.

Well, you know what?

I'm seasoned right there with you.

All the radiologists that I work with, when I started, I have this thing I laugh about.

When I started in radiology, I was like.

They were all like, my dad and everything, and now they call me ma'am.

So I'm like, what in the world?

Now?

I just accepted.

Yeah, you're ma'am.

And I'm un.

I got that the other day.

So I was like, oh, no.

I told my husband, I'm.

I'm auntie now.

I'm not okay with that, but I'm.

I'm gonna take it.

I'm gonna take it.

Tell us a little bit about you and I.

I think it's important to tell people what is a certified financial planner, because I get people all the time that say, well, I have a financial planner, but can you explain to the audience, before we get into the meat of things, what it is that you do?

Absolutely.

So to.

To give you and the audience, everybody, a distinction in terms of what is a certified financial planner, because you hit on something that is relevant.

Right?

You know, everyone wants to have a trusted financial advisor, and it doesn't mean that those without a CFP designation can't be trusted.

But the CFP designation tells you a couple of things.

One, we're bound to act in the best interest of our clients.

So what does that mean?

You know, simply put, we want to do right by you.

There are times where people can be sold something that might be in their best interest because they earn additional compensation.

Things along those lines.

The other thing that you get with a certified financial planner is that, you know that he or she has been through a rigorous course of study.

And I emphasize rigorous because, like, you know, you and the most of the people watch your podcast, you can't just go take a class on the weekend, and all of a sudden, you're an imaging professional.

That doesn't happen.

There are some folk that can, you know, literally go take a class on a weekend and call themselves a financial something or other, because there's nothing that legally prevents somebody from saying they're a financial planner.

But with a certified financial planner, you know that they've been through a rigorous course of Study, you know, that there are ethics guidelines, you know, there are sanctioning rules, we've got an ethics committee, the whole gamut.

There's a requirement to do continuing education things along those lines.

And so those are some of the major differences or things that stand out for a certified financial planner.

The same way if you're thinking of a CPA or an md, things along those lines.

Oh, that's really helpful.

Okay, so let's get right into it because now that people know what it is, what's the difference between a certified financial planner they can kind of assess, you know, and, and take to heart what you're saying.

Because we can relate to that.

Because in our field we have different states that aren't licensed and we have seen what has happened, you know, to people who have taken like an eight hour course and work in a doctor's office.

But as far as hospitals, you have to have be a registered radiologic technologist to be able to go on to advance things.

But some states don't have licenses.

And we've, we've seen, yeah, we can relate to that.

So first topic I want to discuss is earning versus managing, why location should shape your financial strategy.

And I bring that up in our field.

It depends on what state you live in.

And we do a lot of social media.

You see a lot of viral social media things going on where six figures is the goal that everybody wants to make.

And if you've never made six figures, you don't really know what six figures it can be.

Six figures can be a lot of things and there are a lot of factors that go into once you make those six figures and also if you can make those six figures and how, whether you make it or not, how does that shape your financial future?

So what tips do you have for individuals, especially based on their region?

Are they working as need needed?

Which means you don't have consistent work.

You're working kind of as a fill in, a vacation filler or a travel technologist.

So your income kind of changes.

You know, your one assignment may be $4,000 a week.

You know, the other assignment may be 2,000 a week.

Yeah, absolutely.

So it's interesting, you bring up a couple of factors and you know, the first thing that comes to mind are some of the dynamics.

So I live here, you know, metro Atlanta, Georgia, and we've seen a couple of interesting dynamics, not only here in the Atlanta area, but across the country.

If we think back to some of the experiences, I'm sure a lot of people could relate to at the beginning of the pandemic, right?

So Covid lands, you know, there's this initial scramble, but then we start to figure out a lot of society can work remotely, okay, and you're doing your jobs.

And so we started to see a migration of people from different areas.

Some folk, a young couple moved in next door to my wife and I from Detroit.

And they were just amazed, right, what they lived in in Detroit versus what they bought next door to my wife and I here in Atlanta.

And in a conversation with the couple, you know, part of the dynamic was, hey, we're making a Detroit couple salary that can go a lot further here in metro Atlanta, particularly as it relates to housing.

And so, you know, if you're in the imaging field, or quite frankly any field, and you're talking about making six figures, there's a dynamic that says, hey, six figures in metro Atlanta, it's still $100,000, let's say.

But what you're able to do with a hundred thousand dollars is different in Atlanta versus what it is in, let's say a Detroit, Chicago, dc, Seattle, you know, for example.

So you want to take into consideration the cost of living or at least your primary living arrangements.

Now, when you talk about somebody that's working prn, from a financial advisor perspective, you know, one of the things we get into when we talk to people, you know, is risk, particularly as it relates to investments and that sort of thing.

But one of the things we try to do here in our office and many other financial planners do it as well, is we look at the risk as it relates to you, the individual, as an economic engine, so to speak, right?

So, for example, if I'm talking to a school teacher, right, his income is going to be pretty stable, right?

You know, it's not bouncing up and down.

There might not be an incredibly high ceiling, but there's fairly low potential of the bottom falling out.

Now, on the flip side, you know, let's talk about a real estate professional or someone that's an automotive sales.

Things can be really boom or bust.

And so if you're working prn, you gotta look at things a little differently.

So, you know, it's, you know, one of the things you mentioned in the intro is sort of where, you know, I came up with, you know, the tagline for the firm and that sort of thing.

Well, to give you a little bit of background, you know, I'm a preacher's kid, right?

You know, so Aretha Franklin, son of a preacher man.

And, you know, if you've been in the Church, you can hear certain things, there's ways of expressing yourself.

And so I take after my father in many ways.

But one of the things that we're grounded in is a story that everybody's familiar with, and that's Joseph interpreting for Pharaoh, right?

And the idea that a famine is coming, now, whatever you want to call that famine, okay, there's going to be a time in our lives, a season in our lives, if you will, where things might be a little rough.

And so the idea was Joseph explaining, hey Pharaoh, all those dreams you're having is telling you that something's common and you need to be prepared for it.

So quite like Joseph told Pharaoh, I'm suggesting to people, everybody, but particularly if you're prn, you probably want to save a little bit more grain in your storehouse than most other folk because of the dynamics around how frequently you earn income and at what rate.

You know, the other thing, you know, if we're talking about somebody that's doing some traveling, my brother's daughter, my niece, is an imaging professional and there have been times in her life where again, she did, you know, the travel jobs.

And my advice to her was, hey, listen, you've got the house there in Florida, when you're getting, in her case, this extra bump, right?

Because you're perhaps earning more money in Atlanta than you are in Jacksonville and you're getting a kicker, if you will, for, for housing, you know, use some of that extra, hey, if you're here in Atlanta, stay with me and your aunt.

You know, if you're in somewhere else, you don't have to go get a hotel or an apartment, depending on, you know, how long the assignment is.

Stay with a family member, buy groceries that's less than, you know you'd pay otherwise.

But put some of that extra money up, use it for investments, so on and so forth.

So depending on the nature of your, your position in the imaging world, are you a school teacher, you know, a permanent full time worker where things are pretty stable, you still want to set up some reserves, but how you manage things is a little different.

If you're prn, hey listen, you need to have a little extra grain in your storehouse than the person who's a full time worker and of course traveling, hey, consider some of those dollars bonus money.

Do not live off of your bonus, live off of your base.

I like that.

And you know, it's so interesting because you talked about the pandemic.

When the pandemic happened, there was crisis work, so people were being paid more than Travel work.

And they were kind of new to us, so they thought that was travel pay, but it was really crisis work.

That's why they were making like $10,000 a week.

And that's kind of fits into your illustration.

That was a peak time.

You need to start saving that money instead of, you know, maybe using it to go get all the things that you don't need.

Because now the salaries are back to normal, which are normal.

Travel salaries are not $10,000 a week.

And if you were living off of those bonuses, then you're probably struggling.

You don't have much save.

And I love the tip you gave about traveling, buying, staying with people.

You know, if you're in a city, I always tell people, find a travel job where, you know, people that you're comfortable staying with buy their groceries instead of paying.

You know, that way you keep all of your extra money.

You're getting those bonuses you're getting.

You could kind of keep it.

I would let somebody stay with me if they were going to buy my grocery.

Absolutely, absolutely.

You know, quite frankly, you know, with our nieces or nephews and sort of like, look, don't worry about it.

Thank you for making the offer.

It make me feel good.

Make the offer, but keep the money.

Because, you know, I'm invested in your future.

And so the idea of one of the screens, if you will, when you're perhaps doing a travel job, is to look where you've got family or know somebody or, you know, if it's somebody from college or whatever.

That should be a very strong consideration.

Now, one last thing on this topic for earning versus managing.

Those are some really practical tips and how your location should shape your financial strategy.

But really, is six figures automatically mean.

Does that mean that you are financially stable?

Can we talk about that?

Because a lot of people are just coming out, they're 18, just coming out of college at 20 something.

And I'm making $40 an hour or $45 an hour, and that means I'm making like 85, maybe 90k on my salary.

Is that, you know, something a little more.

That's huge money for somebody coming straight out of college and they live with their parents or they don't have a lot of overhead.

That's a lot of money.

But does that mean financial stability?

It does not.

Okay, full stop.

Now, let's talk about the nuances.

Making six figures, you're in a much better position than not.

Okay, you know, let's be honest.

But making six figures goes back to that old real estate idea.

The Most important thing is location, location, location.

If you're in Hawaii and you're making 100,000, a lot of areas in California and you're making 100,000.

Yeah, I'd rather make 100 than make 50.

But 100 doesn't.

A hundred, A hundred thousand in Los Angeles, California does not feel like a hundred thousand dollars in Macon, Georgia.

Okay.

And so you're going to have to live your life differently.

$100,000 in Seattle, Washington, or Manhattan, New York.

You may still be considering getting a roommate, right?

You know, a hundred thousand dollars, you know, Pine Bluff, Arkansas, you know, you're, you're chilling, right?

So you need to keep that in mind.

Again, is a six figure salary an excellent target?

Absolutely.

And in a lot of places in America, you know, here in the US six figures can still provide the opportunity for you to live well, but it is not necessarily a magic ticket to easy street.

Depending on where you are, it could mean you need to do some things differently and make some choices.

Right?

You know, I've seen some things, you know, through the years where people simply make choices.

If it's, you know, how you travel and use your leisure time, you know, if you're making six figures and you're again in Macon, Georgia, just to use an example, that probably affords you a little more disposable income.

So maybe, you know, maybe you can take that international trip or, you know, if you're in some other areas of the country, hey, maybe you need to do a weekend at the beach until you can do some things.

Or again, perhaps it's a roommate, you know, and there are ways to manage those things.

You know, my wife and I have two.

They're both still in college.

One is working on her PhD, the other one's an undergrad.

But we've been amazed at some of the things we've watched our daughter do in terms of how she's finagled her finances, quite frankly.

And yes, I said finagle because it's like, hey, sweetie, you know, your mother and I are here to support you, but it's like, hey, wait a minute, here's how I can take this trip.

I can do this, I can do some babysitting.

I'm going to put those dollars over here and make it work.

So if you want to do it and you're clear about your goals, you can make it work.

Those are really good advice.

And it kind of leads to the next topic because you talked about some things you could do.

I mean, it felt like you were kind of Talking to me about, instead of going international, maybe take that weekend beach.

I ain't talking about nobody.

I'm talking about what I'm talking about.

I'm joking.

Look, I love my apollers know I love to travel.

But we did do a weekend trip this weekend.

Just like a day.

It's so funny because we are on this thing where we are really trying to do the things that Lee tells us to do.

And I'm one of those people that doesn't work like a school teacher.

I'm an entrepreneur.

By.

By just naturally, I'm an entrepreneur.

And I, you know, I'm not opposed to working full time.

I am not.

But I do appreciate that the tips that I've gotten have helped me to kind of think things through before I do them.

We wanted to really take a good trip this weekend, and we looked at each other and said, let's just drive to Savannah.

And we did.

And it was so much fun.

It was really nice.

We didn't get a hotel.

We had points, but we were like, no, let's save our points for something we really, really want to do.

There you go.

And we turned around and came back home and it was really good.

We looked at each other and high fived each other.

Because my husband and I both, I don't really like to spe spend, but he's like, I go to work every day and I work hard.

I'm gonna pay.

That's how he is.

So I'm like, no, save every quarter.

But we both do like to take trips.

So we did take that advice.

It's interesting when you have a certified financial planner, just those little conversations that we have, do come back later and make you kind of rethink if you don't have someone there to offer advice that I never was given growing up.

Growing up, I.

My parents didn't know.

Their parents didn't know.

So for us and my husband, the same way neither one of us grew up with someone giving us financial sounds financial advice, it was go to work, pay your bills, go to work, pay your bills kind of thing.

And nothing wrong with that.

Well, when you know better, you do better.

And having someone likely working with us, we're still young enough to where it can make a difference in our lives.

You're never too old to kind of turn things around and start saving and doing better financially, especially if you're going to be out here working.

So that's what this, this podcast is really to help us as medical professionals to see how we can have someone in our corner to help us to make decisions, don't make decisions for us.

And I love that about working with Lee is he just gives practical advice, real tips that we probably never thought of.

And this weekend we just took a road trip.

There you go.

But building wealth with a healthcare income, it's not necessarily just about salary.

I do conversations about when people, new technologists, ask me how much should they go in and negotiate for their salary.

And I always encourage people, and I could be wrong, but this is just my thinking.

Help us here.

Is it always just about sal salary, building your wealth?

I.

I don't think so.

I feel like there are so many other factors if I'm taking a position.

I've taken jobs before.

Where I went either stayed in my same salary.

I didn't go ahead in a salary up in salary, but I maybe went back because they were offering something that to me was more valuable than money on that.

Yeah.

So here's the thing.

As a, as a certified financial planner, it's not my position to tell you how to live.

That's not, that's not my job.

That's my.

That's not my role.

My role is to give you the benefit of years of learning, wisdom, experience from, you know, both personal level and hundreds of client interactions through the years and to help you analyze the possibility.

Right.

So unfortunately, a lot of times we come to the table and think, okay, I want the salary.

I want the highest salary in getting a high salary.

Yeah, okay, that's at least part of the objective.

But what do you actually want to do?

You know, what, what is the way that you want to live?

You know, here in metro Atlanta, you got a good salary, but what's your commute?

Right.

You know, and so to help people, you know, that maybe aren't from here or really familiar, you can be in Atlanta and have an hour commute to get to the other side of Atlanta.

Well, what's that?

Quality of life, you know, are there children involved?

Do you want the ability to be able to pick up children from school to participate in other activities?

You know, I'll share a personal story.

And again, fully transparent here.

There was a point where my wife was working for an institution.

And what happened is, you know, there were fewer employees to do more work.

And so again, coming home later, going in on the weekends, and for a while, you kind of do what you got to do.

But that dynamic got old pretty quickly, and my wife and I We decided to make a change.

And so I'll never forget when we told the girls about it, you know, my wife's sitting there on the sofa and it's kind of like, hey sweetie, you know, mommy's going to take a new job.

They got excited and we're literally jumping up and down because it's like, oh, so you and daddy don't have to switch off on coming to the games or those kinds of things.

And so it, it's more than salary.

It's the totality of your life.

Do you enjoy it?

You know, I don't, I don't know that there's any amount of money that I want to make that I'm willing to accept and be miserable with it.

So again, no, salary is great, but it's not the only thing.

Now what are some of the other factors?

You know, quality of life factors?

Again, that, that's big for me.

What are the benefits?

Like, okay, you know, if you're working prn, you know, is there a company, you know, is there a retirement plan involved?

You know, how long are you going to do it?

You know, what can you do to help you for later on?

You know, one of the things we like to share with clients is planning for tomorrow doesn't mean not living today.

So what do we need to do to create an environment that lets you live today at a level that you want, or at least comfortable with, but also keeping an eye on the future because tomorrow's going to happen.

All we got to do is wake up.

Yeah, sure.

Well, that's great advice.

Now let me ask another question.

How is someone diversify their income?

That's achievable in a technology salary.

So in Atlanta, the average starting out technologist salary is say about 60,000, maybe seven.

How could they, they didn't hit that six figure, but we've already talked about that.

But 70,000, 60,000 is still pretty good for someone coming straight out of high school.

Absolutely, absolutely.

And still living at home, you know, that's pretty good.

So how could someone diversify their income, plan to achieve the salary or the lifestyle that they would like?

You know, I'd say there's a lot of ways that people can do it.

I mentioned our older daughter and you know, in her case again where she is there in Richmond, Virginia, you know, there's a handful of families that have, you know, decent incomes, but they've got busy lives.

And so the idea of having a college student watch the kids, works great for her.

They're, you know, they're they're just a handful of families, and she's selective about who she'll work with, and I would advise anybody to do that.

But no matter where you are, you've got the ability to look for other opportunities to do some things right.

You know, are there some things that you've learned?

Are there some skill sets that you have that would allow you to do one or a couple of things?

Are there some additional certifications, learnings in your field that say, hey, I'm here, I'm in the world of imaging now, but if I get this certification, if I get this training, that will allow me to command more compensation in this same field?

That's one consideration.

Does your work profile allow you to do some other things?

Okay, whatever those other things are, perhaps you've got some skill sets around marketing.

Perhaps there are other avenues, things that you'd like to do or consider doing that you're kind of like, you know, I've got this additional window of time.

Perhaps I'll do fill in the blank.

Through the years, I've known people who, you know, one example comes to mind.

You know, the primary job was out of a firefighter, right?

And so you're working a big block of time, but then you get two to three days off.

And so I've known people to work in that environment.

And then on one or two of those days off, it's kind of like, you know what, I work as a paramedic, you know, similar skill sets.

So, you know, depending on the narrative of your life, if you will, you can find those windows to do something additional to augment your income.

On the other hand, I've known some people have said, you know, I want to do something that allows me to earn some income passively, perhaps that's real estate, you name it.

So there are different avenues that allow you to augment your income, but the key to it is taking the time to look and see where you are, understand your situation, think about your comfort level with different degrees of risk, and take a holistic view of your life and say, hey, you know, maybe here's an opportunity for me to earn some additional income.

The other thing I'd tell folk to do, if it's yourself, Chandra, or other people in your profession, in your environment, get involved.

You know, I don't know this for sure, but I feel and highly confident that there's an organization of imaging professionals that has gatherings either in person or virtual.

Get involved, get to know people, have some of those conversations, because it's incredibly likely that there's somebody else that's been in your position before.

It happens to us as financial advisors.

We have conferences all throughout the year and some of the best learnings from those conferences occur.

Quite frankly, no disrespect to the speakers, but they occur in the hallways when you're talking to somebody and you learn something new or you're able to see something from a different vantage point.

Oh my goodness, this was excellent.

And it's such practical tips as well.

If you guys have not checked out Lee's Excuse me, if you haven't checked out any of his links, please go ahead and go to the description.

Click on them and you will be able to navigate his website and navigate all of his credentials and really see even some of the things he's done on cnbc.

It's so funny.

Before my mom introduced my husband and I to you, I had seen you on CNBC before.

So when I saw you in person I was like, that's the man, man.

That's the man from tv.

It was so funny because you see people in person, you see them from tv.

I know them from somewhere, but you don't really know them.

But you guys, the information was is just as good and really Lee is very approachable and very helpful.

And I just want to give a couple little summaries of what we talked about because I really appreciate the practical tips.

I I was taking notes as well because lifestyle choices do make a difference whether you work in PRN full time or as a travel technologist.

Some interesting and and unique tips of how you can save money, how you can make the most of what you make, and also strategically understanding where you live and how much it costs to live there is very important.

And money isn't everything.

Money isn't everything and your view of it and managing of it is really important.

So starting small, saving, investing, knowing what's important was a good takeaway that I got.

Let me know in the comments what takeaways you got from this conversation.

And ultimately, financial stability isn't a one size fit all approach and I think we all learned that today.

The goal is to set financial goals based on your unique situation.

The goal isn't to hit six figures because that like you said in la, it doesn't mean anything.

And if you're commuting and missing out on things with your family and quality sleep and mental is mentally stressing you, it's no, it's no good.

It's not even worth it.

And don't compare yourself to others.

Everyone has a financial situation that is different from the other.

And getting a certified financial planner can be something that actually helps you to manage your money and build wealth and to be able to spend more time with your family.

So be sure to look up Claire's financial advisors, Lee Baker, and to close us out, do you have any tip?

Just one little tip takeaway and something they can find on your website that could be of help to our listeners?

Well, you know the tip I'd give and it's my guidepost for working with people.

And again, you know, I'll acknowledge who I am, although I'm not preaching.

I'm a preacher's kid.

But you can go to go to Proverbs where there's no vision that people perish.

And so our tagline is one.

To have a vision, what is the life that you want to have?

What do you want to achieve?

Then take the time to make a plan.

I will say not everyone needs a financial planner, but everybody needs a financial plan.

But if you take the time to create your vision, make a plan that puts you in a much better position to live.

Well, I have nothing else to say after that.

That was great.

Thank you so much, Lee, again, for.

Thank you for having me and thank you all for listening.

If you have any questions, please let us know in the comments.

And if you have any questions for Lee, you know how to reach them down in the description.

Thanks for listening.

And until next time, thanks for having me.

And that's a wrap for this episode.

Of a couple of Rad Tech's podcasts.

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The fascinating world of radiology and learned something new about the role we play in the healthcare industry.

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