This episode guides listeners through a proactive review of upcoming 'Alligator' expenses—seasonal, non-monthly costs that can sneak up and bite your budget. Nate Tanner shares how to forecast holiday and seasonal expenses, use the Alligator Plan to smooth out financial bumps, and build Peace of Mind Funds for predictable surprises. The episode opens with a moment of honor for September 11th, then dives into practical examples, pop culture breaks, and a bonus roll call of upcoming Alligators like Halloween, Thanksgiving, and Christmas. Listeners will learn how time is the best gator repellent and how to keep their spending plan bite-proof all year long.