Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Katie Gallagher, a middle school teacher and Grant’s wife. As back to school season begins, they discuss how to budget for a successful year.

Key discussion topics include pacing a budget throughout the year, targeting cheaper off-brand supplies, paying for extracurricular activities, navigating the financial aspects of the school year as an educator, and involving your kid in the shopping process for financial education.

Following the main discussion, the team discusses a question from the member mailbag. Grant pulls the following submission: I have two kids who are 8 and 6 years old. I don’t have any money saved for their college education. I know how expensive college can be, and I don’t want them taking out massive loan amounts when the time comes. I don’t really have any room in my budget right now to put money away for their college, so I was curious what tips you guys had for saving for college when your budget doesn’t really allow for it?

Finally, Grant concludes by highlighting Affinity’s Cash Back Debit Card, which comes free with their checking account and allows users to earn up to 1% cash back on purchases.

Just a reminder if you have a question or comment for a future Member Mailbag segment, please email them to us @membermailbag@affinityfcu.com.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.