Check fraud is on the rise because criminals follow the money—and businesses continue to rely on checks while not universally adopting fraud controls. In this episode of Payments SmartCast, Q2’s Tim Kindschuh and Nacha’s Jordan Bennett explain why tools like Positive Pay, which protect both check and ACH payments, are often adopted only after fraud occurs. As Kindschuh puts it, fraud isn’t a matter of “if” but “when”—and it’s time to stop apologizing for fraud prevention.