While you might think you still have plenty of time to start your Money Roadmap, consider this — one in three  U.S. employees expects to work past age 70, and only 26%  expect to retire before age 65. Who wants to work that long???

Here is a list of 7 financial milestones to strive for during your 30s that can kick-start your Money Roadmap, but let’s be honest — some of this might hurt a little. Being disciplined with your money means sacrifice, compromise, and diligence, but always remember the end goal Retirement or Financial Independence, unless you just really want to work on your terms.

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