Hi everyone, we have Jo Miller back with us to talk about all things Income Protection. The last time Jo joined us was in 2023 to talk about the brilliant Income Protection Taskforce and there have been a lot of changes since then. With a new Board and lots of changes in the IP world, Jo is bringing us some great insights from the IPTF profile of an IP customer report.

We are going through what’s working well in the IP world and what we would like to see change if we had a magic wand. I know that my magic wand wish will not be popular with many people!

The key takeaways:

• Men are still far more likely to take out income protection than women 
• The IPTF are wanting to promote the way that ASU products can work, where income protection is not possible
• A case study of arranging income protection for a Barrister, where you must be on top of how the deferred period is going to work with their ongoing income stream

Next time Lee Doran from William Russell is joining me to discuss international protection insurance. We’ve been planning what we will chat about and I’m very excited as I advise in this area, and we’re really going to get into why underwriting international cover is not always straightforward.

Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website.