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Creative Real Estate Investing: Seller Financing and the Three Paydays System Explained
Episode 8824th June 2026 • The REAL in Real Estate • Jean Mitchell
00:00:00 00:24:29

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In a high-rate market where traditional financing feels out of reach, seller financing and creative deal structures are opening doors that most buyers and investors don't even know exist. Host Jean Mitchell of Trilogy Real Estate sits down with Chris Prefontaine, a real estate coach and investor with nearly 35 years of experience, to break down his Three Paydays system and why today's market conditions are uniquely suited for creative financing.

What you'll learn:

✔️ Why stricter bank regulations and higher rates are actually creating more opportunities for creative financing deals -- for both buyers and sellers

✔️ How the Three Paydays system works: get paid upfront from the buyer's down payment, monthly from cash flow, and on the back end from principal paydown and markup

✔️ What the real timeline looks like when transitioning from W-2 to full-time real estate investing -- and the mindset required to stay the course

✔️ Practical ways to use AI in real estate: checking comps, reviewing sales calls, and generating content scripts faster

Chris Prefontaine is a real estate coach, author, and podcast host based in Newport, Rhode Island. With nearly 35 years in real estate, he is a Forbes Business Council member and three-time Inc. 5000 honoree. He specializes in creative financing and runs a nationwide coaching program helping investors build long-term wealth through seller financing strategies.

Connect with Chris:

Free blueprint and books: threepaydaysbooks.com

Website: smartrealestatecoach.com

Podcast: smartrealestatecoachpodcast.com

YouTube: Search "Smart Real Estate Coach"

Subscribe to The REAL in Real Estate on Apple Podcasts, Spotify, or wherever you listen.

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