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Answering the Internet’s HARDEST Infinite Banking Questions (The End Gets Ugly) | Mr. Brrrr
Episode 83126th November 2025 • BetterWealth with Caleb Guilliams • BetterWealth Media
00:00:00 01:21:17

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Caleb Guilliams and Devin Burr (@Mr_Brrrr) return to tackle the internet’s toughest questions about Infinite Banking. The good, the skeptical, and the ugly. From people asking how soon they can access cash value, to critics calling Infinite Banking a scam, nothing is off-limits.

00:00 Introduction to Infinite Banking and Skepticism

02:32 Starting a Policy: Amounts and Strategies

04:57 Age Considerations in Infinite Banking

08:35 Trusts and Legacy Planning

11:56 Tax Implications and Loan Structures

20:01 Comparing Whole Life and IULs

30:11 Understanding Policy Loans and Insurance Company Profitability

42:18 Understanding Investment vs. Savings

45:00 The Role of Life Insurance as an Asset

46:01 The Value of Life Insurance in Financial Planning

50:02 Critique of 401(k) Plans

55:25 The Debate on 401(k) Matches

58:19 Infinite Banking: Concept vs. Scam

01:06:04 Ethics of Lending and Interest Rates

01:11:36 Intentional Living and Business Values


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*This video is for entertainment purposes only and is not financial or legal advice.


Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

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