In this episode we talk about liquidity and lending solutions for credit unions, focusing on how they can create room to make more loans even when deposits are limited. We discuss loan participations, securitization, and ways to move loans off balance sheets so credit unions can keep lending to members.

We also explain the relationship between TAPP Engine and 9Squid. TAPP Engine is the parent company, with 9Squid as a separate brand for its capital markets and securitization work, while Mission Federal Services participates through its CUSO structure and invests in financial technology companies.

A major topic is why credit unions are investing in fintech. We discuss how these investments help credit unions gain access to technology, keep income within the industry, and reduce dependence on outside providers. We also talk about how fintech partnerships can be more efficient than building proprietary systems internally.

We cover how these solutions are designed for both large and smaller credit unions. The guests explain that securitizations have typically required large loan pools, but the platform is being built so smaller institutions can participate by pooling assets together.

We close with a focus on education and support. We explain that these services are not just products, but also involve consulting, training, and help for credit unions and their members so they can better understand liquidity, securitization, and wealth tools.